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A guy I work with needs a new car. He found a 2007 v6 Mustang for $7500. The bank denied him because the car is too old. So he considered using his 0% introductory rate for 15 months credit card that he just got approved for to buy it. But then decided a 16% personal loan would be the better option.
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Apr 1, 2019 17:31
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| # ¿ May 21, 2024 18:55 |
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By being 23 years old, I imagine.
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Apr 1, 2019 17:47
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Maybe that’s why he’s making the responsible decision and getting a 16% personal loan instead.
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Apr 1, 2019 18:12
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howdoesishotweb posted:0% on purchases, not cash advances. Usually the cash advance rate is the standard 20-30+% with NO grace period. Maybe I don’t read the fine print close enough on cash advances since I never use them but I thought it was only like 3%? E: oh you mean APR. I’m thinking the up front fee.
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Apr 1, 2019 20:36
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If they manage to find a way to just give your debt away, boy do I have some ideas!
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Apr 5, 2019 17:30
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Oil! posted:GWM for Bobby Bonilla. i think Bobby Bonilla is in the GWM hall of fame
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Apr 17, 2019 13:48
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how do you think people like... jay z and beyonce split the bills? 50/50?
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Apr 23, 2019 01:58
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Phanatic posted:Mac10s have gone from ~$2k in 2003 to $8k today. MP5s from about 10k to about 40k. M76s used to be 5k, now they're 15. drat I need to watch Lord of War and take notes because that seems GWM.
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Apr 26, 2019 15:12
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GoGoGadgetChris posted:Extremely agree. “I don’t plan on being here long enough to vest it so I don’t contribute” is what I have heard people say a lot.
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Apr 26, 2019 19:17
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Submarine Sandpaper posted:No, it's logical regardless. Not contributing with a match is "leaving money on the table" while not contributing with no match is "putting a nice dinner on the table once in a while." People want to see tangible results and not just a paycut. Retirement accounts aren’t known for their instant gratification. I could be wrong though.
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Apr 26, 2019 19:41
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GoGoGadgetChris posted:Anyone who grew up poor can attest that "Gotta spend the money before it's gone" is a difficult mindset to break, even decades later I finally got to a point in the last two years where I don’t live paycheck to paycheck and learning to control your spending gets exponentially harder when you actually have money to spend. I’m just now in the last six or so months getting the discipline to not spend it just because I have it.
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Apr 26, 2019 20:21
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1800 on misc stuff like flights. If you are flying enough that you specifically mention it in your monthly budget, it’s not “misc”
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Apr 30, 2019 20:29
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Xenocides posted:Are those filthy pools enjoying their box wine? Why isn’t canned wine a thing? (Someone’s gonna link canned wine)
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Apr 30, 2019 21:02
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Nocheez posted:There's some good canned wine, but it's more expensive than bottled so I don't get the point. This is the opposite of what my expectations are.
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Apr 30, 2019 21:08
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I would love to be BWM like those people.
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May 1, 2019 17:50
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EAT FASTER!!!!!! posted:Good news, the author is an architecture critic and the blog is written for people enthusiastic about architecture as one of our society's forms of cultural expression. Literally architecture as art. There's no reason for you to read the blog! It documents and chronicles an architectural style in the United States that arose in a postmodern hell of opulence without meaning, mass-market prosperity; clashing styles of windows has everything to do with the vacuousness of the style and the paucity of reasoning for how and why these abominations were crafted, hence why the architectural critic who writes the site focuses on these details. ....ok
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May 9, 2019 17:35
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Lol $7-8k for a 200k mile f150? That doesn’t seem reasonable.
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May 13, 2019 18:18
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therobit posted:I tried to look up some automotive Bad With Money by searching for a list of the 10 worst car deals, but wound up reading Consumer Reports list of the 10 worst cars for 2019. They listed some cars that I am sure are bad and dumb, but they also listed the Honda Odyssey and the Toyota Tacoma. I have never met an owner of either of those cars that regretted their purchase in the slightest. Is Consumer Reports Bad With Cars? New cars are pretty solid these days even if some of them are overpriced and hideous.
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May 14, 2019 11:44
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The doorknobs on Teslas are part of the electrical system aren’t they? Like if the battery is dead you can’t get in or out of the car or some crazy poo poo?
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May 14, 2019 18:22
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tater_salad posted:I mean dude hosed up by 1. Not having insurance. And 2. Not working with the hospital and putting it on an Amex. It’s broken but it’s your fault that you are being punished because it’s broken.
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May 14, 2019 19:49
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if you need coupons you're living gwm but you've probably been bwm if you need coupons? i don't know. i use the coupons that are on the 6 miles of receipts you get at cvs (gwm) when you buy a candy bar (bwm).
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May 17, 2019 12:53
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My sister did couponing for a while and had like three years of toothbrushes stashed away. For some people that’s just one toothbrush but she had one for every day of the year.
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May 17, 2019 21:07
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My mom has two horses that she neglects and I bet they run for $750/yr tops.
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May 18, 2019 12:19
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I once turned $80 into $950 playing blackjack but then I became a gambleholic and lost it all by 9am the next morning. It’s been tough rebounding from that.
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May 20, 2019 18:37
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All I know is last time someone shot at a student on a school campus but missed I said “thank god it wasn’t a school shooting” since nobody was shot, just shot at. My point is arguing over the semantics of the word “shooting” is dumb.
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May 31, 2019 18:30
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That’s a lot of specific information that I probably don’t even know about myself that this person knows about someone else.
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Jun 5, 2019 20:25
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Nocheez posted:You can just attach it to the cost of living. Can’t wait to see what imaginative way that gets abused though.
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Jun 5, 2019 20:45
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“On a scale of 1 to 1000 his credit score is a 10.”
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Jun 6, 2019 12:07
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Yeah but I learned on Breaking Bad that an RV is a domicile and that’s like equity right???
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Jun 7, 2019 20:11
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Gonna take that guy’s approach and just get new credit cards and bank loans once I max my current ones. At least that’s what he seems to do. I’m going to feel rich, especially when it’s not my money I’m spending.
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Jun 7, 2019 21:35
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Residency Evil posted:I know it makes me an rear end in a top hat but I feel better about my own financial problems reading that. That’s the whole reason I read this thread, my man.
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Jun 15, 2019 13:07
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sneakyfrog posted:my mom did that "invest in dinars because they'll be worth billions when obama stops devaluating them" scam and would not hear a word of advice on the matter. i had a bunch of friends in 2010 pool their money together to buy a bunch of dinar. not sure how that went but most of that group are still bouncing back and forth between living on their own and living with their parents.
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Jun 15, 2019 15:13
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Enchanted Hat posted:I can't even understand what they imagine is going to happen. Like, okay, Iraq decides to try to fix their exchange rate, so they say "hey, bring us 10,000 Old Dinars and we'll exchange it for 1 New Dinar. Old Dinars are now no longer legal tender." How would that make them rich? exchange it for US dollars when it becomes more valuable
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Jun 15, 2019 16:38
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HelloIAmYourHeart posted:https://www.reddit.com/r/relationships/comments/c0ts5o/my_gf_spends_all_her_money_on_high_interest_loans/ my mom bought a pure bred sheltie for like $2500. had to get it flown in from texas to florida. she keeps it locked in its crate all day and it recently broke its hips jumping on the couch.
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Jun 15, 2019 17:05
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zelah posted:People who get priced out of the Bay Area/LA do not move to Yreka. Maybe if Bay Area/LA wealth spread into the rest of CA instead of other states the poverty numbers wouldn’t be so bad. Rich people don’t want to pay Cali state taxes.
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Jun 18, 2019 19:45
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22 Eargesplitten posted:That explains why Wyoming, with its zero state income tax, has had an influx of tens of thousands of coastal millionaires I forgot Wyoming is the only state without state income tax.
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Jun 18, 2019 20:00
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I was being sarcastic.
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Jun 18, 2019 20:12
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Simpsons Reference posted:I post on a forum that charges $9.99 for access, what do you think? Anyone who does something dumb like this is BWM.
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Jun 18, 2019 21:48
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SpelledBackwards posted:Some of us registered when the forums were still free and also got someone else to buy them their avatar. BWM and BWL is a fine line, friend.
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Jun 19, 2019 00:49
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| # ¿ May 21, 2024 18:55 |
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I thought that was a joke about vegans.
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Jun 19, 2019 12:01
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