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this pittance of a settlement is freaking bullshit so i think im gonna opt outquote:IMPORTANT: You will be bound by the terms of the Settlement Agreement unless you submit a timely and signed written request to be excluded from the settlement. To exclude yourself from the settlement you must mail a “request for exclusion,” postmarked no later than 11/19/2019, to:
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Sep 8, 2019 16:02
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no pubes yet sorry posted:Just received this email: lol just got this email last night and started looking for this thread. jesus loving christ
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Sep 8, 2019 16:20
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"sorry we hosed over way too many people to actually be held accountable for it lol yolo"
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Sep 8, 2019 16:39
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I never bothered with this because oh boy I might get like a coffee if I’m lucky since they were only required to pay out a minuscule fraction of the chaos and human suffering they caused. 
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Sep 8, 2019 17:29
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also there's a hearing where you can complain about the settlement, one month after the opt out date
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Sep 8, 2019 17:37
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Iron Chef Ramen posted:"sorry we hosed over way too many people to actually be held accountable for it lol yolo" too big to fail all over again
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Sep 8, 2019 18:08
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On the other hand, how many of us are just signing up to get free money and have experienced literally zero impact from this? I'm one of them.
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Sep 8, 2019 19:22
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I'm hoping that enough people fail to respond to the email so that I get more money
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Sep 8, 2019 19:31
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Richard M Nixon posted:On the other hand, how many of us are just signing up to get free money and have experienced literally zero impact from this? I'm one of them. At this point there probably isn’t even a reason to protect private information since with this and a few other big leaks probably everyone’s info is already out on the internet lol
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Sep 8, 2019 19:36
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Richard M Nixon posted:On the other hand, how many of us are just signing up to get free money and have experienced literally zero impact from this? I'm one of them. Blaming any individual identity theft on this breach will be like blaming an individual fire or flood on climate change. We all know it’s gonna cause a lot of harm for a lot of people, and continue long into the future, so you might as well take what you can get now. And maybe scream into the void that is your elected representatives’ mailboxes that Equifax deserves a corporate sized guillotine.
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Sep 8, 2019 20:17
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I was in the OPM leak, when I had a clearance. Lol 28 pages of info they had. Family and friends info too. hosed up.
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Sep 8, 2019 20:25
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Burt Sexual posted:I was in the OPM leak, when I had a clearance. Lol 28 pages of info they had. Family and friends info too. hosed up. Does this include security clearance peoples’ info too? If so, just lmao
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Sep 8, 2019 20:32
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1redflag posted:Does this include security clearance peoples’ info too? If so, just lmao Nah they don’t have that, opm leak was a different one. But equifax leaked my poo poo too. I’ve been leaked 6 times. Burt is well known by now.
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Sep 8, 2019 20:41
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Richard M Nixon posted:On the other hand, how many of us are just signing up to get free money and have experienced literally zero impact from this? I'm one of them. The thing is, they compromised, what, like 150 million people's information? Yeah, might not have been hosed over yet, but it's not like that compromised information can't still be used years from now.
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Sep 8, 2019 21:35
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Richard M Nixon posted:On the other hand, how many of us are just signing up to get free money and have experienced literally zero impact from this? I'm one of them. That is literally exactly what they want. By signing up for your free starbucks latte you are joining the class and so indemnifying them from any real harm this does to you in the future. Because you've had zero impact right now you're easy to buy off. If you get ID-thefted in the future and have debt collectors calling you 50 times a day about the boat and 4 loans taken in your name with reams of proof that it was "you" that did it, a latte won't seem like such a great deal. Class action suits these days are a scam, they move to negotiate the settlement before anyone really realizes how much damage has been caused, and pick a payout that is more about buying off the lawyers with big $$$ fees. In some respects I even find the whole "everyone go get your $125!!!" from the media a bit  , because it is totally to equifax's benefit for everyone in the country to sign up. It was probably just a thing that spread because it got clicks but still what a boondoggle.
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Sep 8, 2019 21:56
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Look it's either we try to cash in now or we launch unsuccessful individual lawsuits on a giant corporation later and guess which one of those is going to work out
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Sep 8, 2019 22:10
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Just take the money and sign up for credit karma. It'll report to you immediately when you get inquiries on your credit or new accounts. Probably better coverage than what these dicks are offering.
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Sep 8, 2019 22:13
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Klyith posted:That is literally exactly what they want. By signing up for your free starbucks latte you are joining the class and so indemnifying them from any real harm this does to you in the future. Because you've had zero impact right now you're easy to buy off.
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Sep 9, 2019 04:39
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I actually got the email today and opted out of the "$125" which will be $5.12 in the end because the credit monitoring service they were offering sounded like it's 6 years of protection using info from all 3 bureau's, and then it's 4 years of Equifax monitoring for a total of 10 years of free monitoring? Sounds way better to me than $5. Also a brief reminder that executives at Equifax sold a ton of their stock before the hack went public but after they were informed about it, and no one has landed in prison over it.
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Sep 9, 2019 05:08
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https://www.youtube.com/watch?v=W9mhsW5aWJM
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Sep 9, 2019 06:55
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Chumbawumba4ever97 posted:I actually got the email today and opted out of the "$125" which will be $5.12 in the end because the credit monitoring service they were offering sounded like it's 6 years of protection using info from all 3 bureau's, and then it's 4 years of Equifax monitoring for a total of 10 years of free monitoring? Sounds way better to me than $5. 
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Sep 9, 2019 14:12
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I saw the email this morning. I've had this happen before, but it's infuriating that they are now paying less money solely because their fuckup is bigger than they imagined. I already have credit monitoring set up so I'll still go for the money, whatever tiny amount that's going to end up being.
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Sep 9, 2019 14:32
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I was in the OPM breach too and all the monitoring I got for it (MyIDCare) seems to do is just tell me every time a sex offender moves into my county. I don't really need the pervert database sent to me every couple weeks thanks.
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Sep 9, 2019 19:57
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George H.W. oval office posted:also where the gently caress is my tuna from a few years ago I got it right here
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Sep 9, 2019 20:00
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100 HOGS AGREE posted:I was in the OPM breach too and all the monitoring I got for it (MyIDCare) seems to do is just tell me every time a sex offender moves into my county. I too enjoy my regular sex offender bulletins. It did manage to catch some cc opened in my name across the country. I think the OPM monitoring benefit is for life btw!!!
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Sep 9, 2019 20:06
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Another OPM goon. Joke is on the hackers, I've worked in non-profit since 2005.
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Sep 9, 2019 20:35
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100 HOGS AGREE posted:I was in the OPM breach too and all the monitoring I got for it (MyIDCare) seems to do is just tell me every time a sex offender moves into my county. Just trying to help you make friends, you ungrateful rear end in a top hat
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Sep 9, 2019 20:57
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So it used to be that you could simply dispute any fraudulent claims and the credit companies would just eat the loss. Now that we have all certified that we use credit monitoring, the burden is on us to pro actively report any suspicious activity. Have we all been tricked into performing work that the credit companies were responsible for? Are we now liable if we don't carefully and accurately monitor all credit activity and report it promptly to the authorities?
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Sep 9, 2019 21:21
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100 HOGS AGREE posted:I was in the OPM breach too and all the monitoring I got for it (MyIDCare) seems to do is just tell me every time a sex offender moves into my county. Lol this exactly my experience with them.
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Sep 9, 2019 23:49
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RVWinkle posted:So it used to be that you could simply dispute any fraudulent claims and the credit companies would just eat the loss. Now that we have all certified that we use credit monitoring, the burden is on us to pro actively report any suspicious activity. Nah my credit union is all over the poo poo. I have to call every time I travel. They offer credit monitoring free too with a certain balance.
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Sep 9, 2019 23:52
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RVWinkle posted:So it used to be that you could simply dispute any fraudulent claims and the credit companies would just eat the loss. Now that we have all certified that we use credit monitoring, the burden is on us to pro actively report any suspicious activity. Nah, Discover, Capital One, Chase, etc will refund any credit disputes I make no questions asked. The banks don't give a gently caress where they're getting the cash from as long as it's on their balance sheet.
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Sep 9, 2019 23:54
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100 HOGS AGREE posted:I was in the OPM breach too and all the monitoring I got for it (MyIDCare) seems to do is just tell me every time a sex offender moves into my county. the only way to disable this is to call them fwiw however their support line was really fast i don't think i was even put on hold. took like 30 seconds to be taken off
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Sep 10, 2019 00:24
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Also credit monitoring doesn't detect fraudulent use of your credit card in the first place. I don't think they see how your credit card is being used, only how much balance you carry and whether you make payments. Completely different thing than anything to do with someone ripping off your credit card and ordering 5 bigscreen tvs delivered to an abandoned house. Credit monitoring protects you against someone opening a brand new credit card in your name, running up the max balance, and then vanishing. Or taking out a loan in your name. That type of credit.
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Sep 10, 2019 01:01
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yeah but what credit card company doesn't do that part already anyway?
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Sep 10, 2019 01:04
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Klyith posted:Also credit monitoring doesn't detect fraudulent use of your credit card in the first place. I don't think they see how your credit card is being used, only how much balance you carry and whether you make payments. Completely different thing than anything to do with someone ripping off your credit card and ordering 5 bigscreen tvs delivered to an abandoned house. That’s the issuing bank or credit unions job. I mentioned that before, they run heavy analytics on me, at least. poo poo gets frozen a lot as it turns out, im unpredictable lol
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Sep 10, 2019 01:43
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A couple weeks ago, I checked my credit score on Credit Karma and saw there were 19 credit cards taken out in my name. I refreshed the page and they were gone.
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Sep 10, 2019 03:41
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poo poo when they asked what credit agency was watching whatever I totally spaced and put in equifax lol oh well
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Sep 10, 2019 04:59
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meanolmrcloud posted:poo poo when they asked what credit agency was watching whatever I totally spaced and put in equifax lol oh well They probably won't bother to check
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Sep 10, 2019 06:18
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Free $125 for American goons here [serious] [probably not extremely serious] [increasingly unlikely this will happen] [actually an elaborate joke at your expense]
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Sep 10, 2019 06:52
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| # ? Apr 19, 2024 05:42 |
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Society is an elaborate joke at the expense of 99.999% of us.
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Sep 10, 2019 06:54
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