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Murgos posted:I think the language of her policy was overly broad or oddly worded so that it read like it covered diseases caught while in a car. I don't know about that last part necessarily. The situation as I understand it was that: The Claimant has sex with policyholder in his car. Policyholder gave claimant an STI. Claimant sues policyholder, claiming that he was or should have been aware that he was infected with a disease, and was negligent in failing to inform claimant of that fact, and was therefore also responsible for damages arising out of the infection he passed on to her. The parties agree to arbitration, and GEICO is informed of this fact. GEICO made the unilateral decision not to defend their policyholder at arbitration on the basis that the event was not covered under their policy, but declined to seek a declarative judgement establishing that fact. The arbitrator ultimately decided that the policyholder was negligent and liable for the claimant's damages. A subsequent court decision after the arbitration ruled that under the terms of the policy GEICO wrote, the event should actually be covered under the insurance, because the claimant suffered an injury as a result of policyholder's negligence while in the policyholder's vehicle, and under the plain reading of the policy the event is actually covered. So now GEICO, grasping at straws, complains that it's not fair they have to pay because if they are liable, they didn't get a chance to dispute the claim that their client was negligent, and the court has responded by saying that GEICO had notice of the arbitration, but erroneously assumed the incident was not covered and didn't provide a defence on that basis, so tough poo poo. It doesn't sound like this is a case of GEICO's own arbitration clauses going against them, it's more a case of their hasty repudiation of cover being proven wrong and them now backpedalling. If I have that right, I think GEICO might have just literally written a bad policy and they just didn't think of this when writing the policy. Participating in good faith might have just been a case of going "please take the money and never come back, we have to speak to our underwriting team about exclusions immediately". At the insurer I work for, I think you could make a credible argument that this event should be covered based on our policy, it would just hinge on whether infecting the claimant with an STI counts as an "accident" or not. The argument seems like a work of mad genius to me!
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# ? Jun 10, 2022 23:20 |
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# ? Apr 18, 2024 00:49 |
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Maybe never was too strong but a good legal representation at the arbitration hearing could certainly have “redefined” phrasing and such so that it arguably doesn’t actually leave GEICO at fault or only partially liable for a small portion of the total fee..
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# ? Jun 10, 2022 23:25 |
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The Geico thing reminds me of a guy who got one of those pre-approved credit card applications in the mail, and decided to have some fun with it. He scanned the document, then edited the contract to give the card unlimited credit with zero interest, no minimum payments ever, and massive penalties if the company cancelled the card. Then he printed the altered contract, signed it, and mailed it back to the company. Lo and behold, they sent him the card. So he started using it, until the first bill came in the mail. He contacted the company, and asked them to review the details of the contract, because he didn't actually have to pay anything until he felt like it. The credit card company ended up taking it to court, where they were forced to explain "well, yeah we did sign off on this altered contract, but who actually reads these things?" I think the guy ended up just paying what he had spent, because LOL at a court making a company have to take lumps for signing something they didn't read.
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# ? Jun 11, 2022 00:45 |
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Murgos posted:I think the language of her policy was overly broad or oddly worded so that it read like it covered diseases caught while in a car. Ambiguous policy language generally should be interpreted in the way most advantageous to the claimant or assured. The wild part is the claim amount without a jury at arbitration.
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# ? Jun 11, 2022 05:11 |
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zoux posted:I said she was British
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# ? Jun 11, 2022 18:40 |
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Bar Ran Dun posted:Ambiguous policy language generally should be interpreted in the way most advantageous to the claimant or assured. The wild part is the claim amount without a jury at arbitration. Eh, arguing what the phrases mean in general usage in the industry or as terms of art with documentation of that historical usage is what lawyers do.
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# ? Jun 11, 2022 20:22 |
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DEA continues to deliver absolute bangers. Thanks for your decades of tireless dedication to looking completely out-of-touch.
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# ? Jun 14, 2022 16:25 |
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Legalize Canada
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# ? Jun 14, 2022 16:30 |
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The secret emoji code for mushrooms is very subtle and clever
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# ? Jun 14, 2022 17:53 |
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Medenmath posted:The secret emoji code for mushrooms is very subtle and clever Disappointed that no poo emoji is included with that
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# ? Jun 14, 2022 17:56 |
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"Uh, hey, who left their loaded heroin syringe on top of my cone joint? That poo poo can leak pal"
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# ? Jun 14, 2022 17:56 |
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Jaxyon posted:Disappointed that no poo emoji is included with that Where do you think the phrase "that's good poo poo!" comes from?? zoux posted:"Uh, hey, who left their loaded heroin syringe on top of my cone joint? That poo poo can leak pal" That's a spoon, pal!
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# ? Jun 14, 2022 18:14 |
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Oh, apologies. Carry on.
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# ? Jun 14, 2022 18:16 |
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https://twitter.com/mawilner/status/1536766148892577792
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# ? Jun 14, 2022 19:42 |
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Can't reform that bullshit
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# ? Jun 14, 2022 19:50 |
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zoux posted:Oh, apologies. Carry on. This is what happens when you cancel the DARE program.
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# ? Jun 14, 2022 20:27 |
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https://twitter.com/AntonJaegermm/status/1536715692363456517 He's right. I quit smoking seven years ago and I've been miserable ever since
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# ? Jun 14, 2022 21:31 |
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M: I mean, look at this challenge coin W: What about it? M: It's got an officer riding down a helpless migrant on it W: Well yeah, that's our job M: But he's got a whip! Teriyaki Hairpiece fucked around with this message at 21:54 on Jun 14, 2022 |
# ? Jun 14, 2022 21:49 |
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zoux posted:
Hey guys, how much fish oil do you have to take before you start feeling something? I've taken two bottles worth and all that's happened is that the neighborhood cats swarm me whenever I go outside???
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# ? Jun 14, 2022 23:59 |
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you're supposed to boof it
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# ? Jun 15, 2022 01:02 |
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❄️🐻
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# ? Jun 15, 2022 01:21 |
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The flip side of the coin shows off being able to legally break into any house 100 miles from the border!
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# ? Jun 15, 2022 06:02 |
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https://mobile.twitter.com/edgarrmcgregor/status/1536574719977148417
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# ? Jun 15, 2022 07:36 |
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https://twitter.com/RepLoudermilk/status/1536680390840418304 https://twitter.com/January6thCmte/status/1537075019918065666 I get the feeling we're about to descend into a week long national discourse about the precise meaning of "tour"
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# ? Jun 15, 2022 17:26 |
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https://twitter.com/ArmyStrang/status/1537135339118153729?s=20
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# ? Jun 15, 2022 19:46 |
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I'm smiling serenly, letting that wash through me and over me. It registers as nothing.
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# ? Jun 15, 2022 20:04 |
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zoux posted:I'm smiling serenly, letting that wash through me and over me. It registers as nothing. He tried to head off this story by going hog loving wild on twitter: https://twitter.com/jespow/status/1536978821345292288
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# ? Jun 15, 2022 20:11 |
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zoux posted:I'm smiling serenly, letting that wash through me and over me. It registers as nothing. Good news is that he's probably really hosed now!
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# ? Jun 15, 2022 20:12 |
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Here's the article https://twitter.com/RMac18/status/1537132717564776448 quote:In 2019, former Kraken employees posted scathing comments about the company on Glassdoor, a website where workers write anonymous reviews of their employers.
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# ? Jun 15, 2022 20:17 |
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So we're at the point now where a person recorded on video doing a thing never loving happened but the people who think that gobble up yt videos and Dinesh Dsouza movies. Cool. I guess it was a Deep Fake funded by Soros? Or a selectively edited video that CNN cobbled together? Dude, I just WATCHED YOU on a time stamped video giving a tour of the loving Capitol. And I thought all those people were Antifa operatives anyway so who cares?
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# ? Jun 15, 2022 20:21 |
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zoux posted:I'm smiling serenly, letting that wash through me and over me. It registers as nothing. https://youtu.be/S4pSp3Km6Mw
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# ? Jun 15, 2022 21:03 |
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https://www.youtube.com/watch?v=Z6QirpoOnPI
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# ? Jun 15, 2022 21:08 |
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# ? Jun 15, 2022 22:17 |
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# ? Jun 15, 2022 22:19 |
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Old Fred armisen on the left
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# ? Jun 15, 2022 22:25 |
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https://twitter.com/OkButStill/status/1537455125736091648
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# ? Jun 16, 2022 16:29 |
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https://twitter.com/NBCNews/status/1537426037864386561
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# ? Jun 16, 2022 20:33 |
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zoux posted:I'm smiling serenly, letting that wash through me and over me. It registers as nothing. e: I had only seen this one music video: https://www.youtube.com/watch?v=NkRkuI0ZgX0 ...but turns out Salvatore Ganacci is a land of contrasts: https://www.youtube.com/watch?v=StYkb5kbM3o 3D Megadoodoo fucked around with this message at 21:41 on Jun 17, 2022 |
# ? Jun 16, 2022 20:39 |
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every dude like this already has a youtube channel with 2.7m subs
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# ? Jun 17, 2022 21:26 |
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# ? Apr 18, 2024 00:49 |
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Just the prospect that MARTIN LUTHER KING, JR wasn't extrodinarily familiar with the history of the south and confederacy, in terms of both scholarship and direct experience, who himself likely knew hundreds of freed slaves and children of slaves, would be sympathetic to the CSA is....not even John McNaughton can be that stupid
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# ? Jun 17, 2022 21:46 |