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Welp, looks like zaurg didn't get an unbroken brain for Christmas.
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Dec 26, 2019 13:39
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| # ? Apr 26, 2024 18:39 |
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Man I wish I had a fridge with enough room for a surplus of ice
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Dec 26, 2019 14:10
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What's a zaurg?
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Dec 26, 2019 14:22
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How the hell did I miss the first page? Oh well, I'm posting in another Zaurg thread to ask: What do you do that you need so much drat ice?
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Dec 26, 2019 15:11
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Considering this is fake zaurg, we should call this iteration zaurg*
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Dec 26, 2019 15:39
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Lambert posted:Considering this is fake zaurg, we should call this iteration zaurg* za'aurg
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Dec 26, 2019 16:07
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I’m staying the course
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Dec 26, 2019 16:37
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Lambert posted:Considering this is fake zaurg, we should call this iteration zaurg* zaurghazi
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Dec 26, 2019 16:40
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Can we ban him on 12/31/19 to start the decade clean? A one-week gift feels most appropriate. 
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Dec 26, 2019 16:48
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What's vile rat gotta do with it?
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Dec 26, 2019 16:48
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Guys this is BFC let’s discuss some BFC-related content. I want to run Chicago marathon next year. I deferred 2019 and already paid my $200 entry for 2020, which unfortunately set my Running budget balance to negative $114, but my Vacation budget balance is $483. How much do I need to save per month to do the Chicago trip for 2 in October? Also want to do a vacation with the kids during spring break.
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Dec 26, 2019 17:56
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Let me know when you're in Chicago so I can come by and kick you in the balls when you run by, you garbage-rear end human being.
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Dec 26, 2019 18:18
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You didn't quarantine this guy to his thread? E: poo poo it's his thread
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Dec 26, 2019 18:19
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zaurg posted:Guys this is BFC let’s discuss
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Dec 26, 2019 18:23
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zaurg posted:Hay guys I still dont understand what a budget is
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Dec 26, 2019 18:36
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bob dobbs is dead posted:You didn't quarantine this guy to his thread? 
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Dec 26, 2019 19:00
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zaurg posted:Guys this is BFC let’s discuss some BFC-related content. Telling you to gently caress off forever and taze your balls is peak BFC-related content. Higgy fucked around with this message at 19:15 on Dec 26, 2019 |
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Dec 26, 2019 19:04
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Hoodwinker posted:Let me know when you're in Chicago so I can come by and kick you in the balls when you run by, you garbage-rear end human being.  Also so I can point and laugh at you, in person.
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Dec 26, 2019 19:17
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IllegallySober, it’s important to discuss wants so they can be budgeted for and don’t become big surprises like this month has been for me.
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Dec 26, 2019 19:41
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Hoodwink and Halffish, just google when the Chicago marathon is. I would definitely appreciate you guys coming out to support.
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Dec 26, 2019 19:42
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Banzai 3 posted:Can we ban him on 12/31/19 to start the decade clean? A one-week gift feels most appropriate. You may get your wish sometime in January if the mods aren’t asleep at the wheel.
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Dec 26, 2019 19:44
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zaurg posted:IllegallySober, it’s important to discuss wants so they can be budgeted for and don’t become big surprises like this month has been for me. Please articulate exactly what surprises have happened this month. Bonus points: identify from your list which items should not have been surprises.
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Dec 26, 2019 19:54
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Just redefine want to mean "need" and budget to mean "numerology making even a bitcoiner ashamed," and you should be well on your way to meet your goals. Oh, you already did? Then redefine goal to mean "taze you are balls." Badabing-badaboom, budget solved. Easy.
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Dec 26, 2019 19:55
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IllegallySober posted:Please articulate exactly what surprises have happened this month. Thank you for asking. I did not expect to spend around $450 in medical related expenses this month. Kids with the flu, endodontist, optometrist and new glasses, cardiologist, two urgent care visits, medications, etc. I had lab work done today and have a stress test tomorrow. Also did not expect to spend $1678 on gifts this month. I had only budgeted about $500 so that took me by surprise. Gifts category balance is currently negative $1038 so I have to find a way to get that back in order.
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Dec 26, 2019 20:07
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zaurg posted:
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Dec 26, 2019 20:08
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zaurg posted:Thank you for asking. Edit: your medical expenses should have come out of your medical budget. Like you should probably have 1k stuck in there depending on your deductible and coverage.. 1a. How much will it cost you to go to Chicago in October? If you have the money in your budget to pay for a hotel and airfare and registration fees and food. (So let's call it 1k). 1b. What non selfish thing are you going to do since you're spending 1k on a vacation for yourself and not your kids? 2. You still don't get a budget.. if you have $500 in your budget you spend $500 and then you're done that's it you don't go into the negative or drop it all on a CC. Jesus Christmas, loving just go away.. let your kids run your money.. they'll do a better job I think.
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Dec 26, 2019 20:30
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tater_salad posted:Edit: your medical expenses should have come out of your medical budget. Like you should probably have 1k stuck in there depending on your deductible and coverage.. .
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Dec 26, 2019 20:45
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Did I mention that in 2019 I built savings from 36k to 111k? And the amount earmarked specifically in retirement accounts has increased from 26.4k to 59.4k. I'm still way behind, but I'm catching up fast. 2019 was a good year. I have to credit BFC with so much help in finally convincing me to sell the house and take retirement savings seriously. I maxed out my 401k and IRA accounts for the first time ever. IRA for 2020 will be maxed out to 6k in January and 401k maximum of $19.5k will be scheduled via $812.50 contributed per paycheck for the 24 pay period year. Thank you!
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Dec 26, 2019 20:59
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zaurg posted:Thank you for asking. Every time I think "he couldn't be that dumb" you post something like this and confirm that you are indeed that dumb. Unbelievable. Why are you even here? You don't care about your finances, it's painfully obvious that you get some kind of charge out of whoring for attention by posting over and over again "I'm stupider than any other BFC poster and can never be taught hyuck hyuck hyuck". Just admit that you don't understand budgeting, and never will, and can't be arsed to try, and go back to being an inept fuckwit in real life. You're a waste of pixels here.
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Dec 26, 2019 21:01
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zaurg posted:Did I mention that in 2019 I built savings from 36k to 111k? In a one-time home equity burning maneuver. So it's not at all impressive you dolt.
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Dec 26, 2019 21:05
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A sane person would look at their $500 Christmas budget and, each time they made a gift purchase, ask themselves "how much do I have left that I can spend and how does that track with my gifting goals?" Then, when they got close to $500 they would stop. Period. If they didn't meet their goals they'd start returning gifts and reallocate their gift giving, then keep track for next year and adjust their budget accordingly so they didn't feel that pain again. Our genius boy zaurg says "I don't like any of that discomfort. They're not rules, I think of them as general guidelines, and luckily we live in a society that encourages excessive consumerism" and spends 300% of his budgeted amount, because he is a moron. Don't be like zaurg, kids
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Dec 26, 2019 21:10
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Motronic, when I said thank you to BFC I didn't mean to include you.
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Dec 26, 2019 21:26
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Meanwhile, DarkHorse calls me *insane* because I didn't adhere to my Christmas budget and bought a few too many gifts. Don't be like DarkHorse, kids.
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Dec 26, 2019 21:27
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zaurg posted:Meanwhile, DarkHorse calls me *insane* because I didn't adhere to my Christmas budget and bought a few too many gifts. You're not insane for overspending on Christmas. You're a loving dumbass for overspending on Christmas and claiming that you still have fun money in your vacation budget. Hope that helps.
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Dec 26, 2019 21:30
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April posted:You're not insane for overspending on Christmas. You're a loving dumbass for overspending on Christmas and claiming that you still have fun money in your vacation budget. No he's a moron for patting no himself on the back for trying to play catch-up for being zaraug and 'saving' money gained from equity. All while being unable to adhere to a budget which is 'dont have it don't spend it', coupled by then asking about spending on a vacation.. So you know being zarauug Is this a robot or text generator? Is Google using us as a test to see if their AI can pass the Turing test?
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Dec 26, 2019 21:41
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That does help, thank you April. Here are my current budget categories that have balances. I bolded the problem areas. What's the best way to fix this? I don't want to carry over any negative balances to 2020. 415.00 hoa fund 29.40 electric 204.57 grocery/household 28.82 car gas 407.83 car maintenance 7850.00 car replacement 199.47 car insurance 1277.73 home maintenance -176.52 medical 273.87 clothing 1399.29 kids -1038.39 gifts -114.48 running 483.36 vacation -795.22 fun 33.50 haircuts 142.91 equip replacement -70.17 home furniture/upgrades
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Dec 26, 2019 21:44
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Lots of people think they're GWM when they sell their house. There was a couple in New Zealand that sold their house and ended up with $200k in the bank. Over a year or two they ended up spending the whole amount on Candy Crush. The question is will you get your finances under control or will you follow them as role models?zaurg posted:That does help, thank you April. There's no way to fix this in the time available unless you become a high end prostitute that does extremely kinky stuff ($500/hour kinky). Devian666 fucked around with this message at 21:48 on Dec 26, 2019 |
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Dec 26, 2019 21:45
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zaurg posted:What's the best way to fix this? I don't want to carry over any negative balances to 2020.
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Dec 26, 2019 21:50
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tater_salad posted:Is this a robot or text generator? Is Google using us as a test to see if their AI can pass the Turing test? You may be on to something. Perhaps this is AzragBot v2 or 3. There's been enough time for development, and certainly enough training material - not a drat thing said so far couldn't be pulled out of a previous post.
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Dec 26, 2019 21:52
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Motronic posted:You may be on to something. Perhaps this is AzragBot v2 or 3. There's been enough time for development, and certainly enough training material - not a drat thing said so far couldn't be pulled out of a previous post. Somebody should take the zaurg posts and put them into GPT-2. Sure, the generated posts will be repetitive and annoying after 3 posts, but that is still better than meat-zaurg posts.
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Dec 26, 2019 21:56
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