Kilauea is erupting again!

The Something Awful Forums > Main > General Bullshit > Kilauea is erupting again!

Genesplicer: Oct 19, 2002; I give your invention the worst grade imaginable: An A-minus-minus!; Total Clam

Kilauea erupted pretty much nonstop (And generally fairly quietly) from 1983 to 2018. In 2018 it stepped up its game, threw out a lot of lava, buried a bunch of houses then abruptly shut down. During this time the crater at the summit collapsed, forming a new crater 1500 feet deep, and since that time a small lake began forming at the bottom.

Tonight, the volcano decided to become active again, and belched out lava that vaporized the lake and is currently forming a new lake of lava in the crater.

The view down into the crater at 12:24 AM local time:

Link to the current view:

Thermal Cam:
https://www.usgs.gov/media/webcams/f1cam-k-lauea-caldera-thermal-hvo-observation-tower

Link to all the cams available at Kilauea:
https://www.usgs.gov/volcanoes/kilauea/webcams

And a link to USGS Hawaiian Volcano Observatory website:
https://www.usgs.gov/observatories/hawaiian-volcano-observatory

# ? Dec 21, 2020 12:09

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# ? Apr 23, 2024 11:43

Jose: Jul 24, 2007; Adrian Chiles is a broadcaster and writer

Gene were you around to see it's formation

# ? Dec 21, 2020 12:30

John_A_Tallon: Nov 22, 2000; Oh my! Check out that mitre!

Hell yeah. Let's find someone with a "brain cloud" to throw in there.

# ? Dec 21, 2020 12:39

Genesplicer: Oct 19, 2002; I give your invention the worst grade imaginable: An A-minus-minus!; Total Clam

Jose posted:

Gene were you around to see it's formation

Yes. Yes I was. And the formation of the earlier islands as well...

# ? Dec 21, 2020 12:41

reignofevil: Nov 7, 2008

You can't fool me that's where they filmed the fight in Revenge of the Sith.

# ? Dec 21, 2020 12:44

sweet thursday: Sep 16, 2012

I knew splicer would start posting again once he figured out windows 98

# ? Dec 21, 2020 12:58

r u ready to WALK: Sep 29, 2001

If you need to sacrifice a virgin I will gladly volunteer

# ? Dec 21, 2020 13:05

SLICK GOKU BABY: Jun 12, 2001; Hey Hey Let's Go! 喧嘩する
大切な物を protect my balls

I'm gonna erupt.

# ? Dec 21, 2020 13:09

Sunswipe: Feb 5, 2016; by Fluffdaddy

Genesplicer posted:

Kilauea erupted pretty much nonstop (And generally fairly quietly) from 1983 to 2018. In 2018 it stepped up its game, threw out a lot of lava, buried a bunch of houses then abruptly shut down.

I don't want to victim blame, but maybe don't buy a house next to an erupting volcano.

# ? Dec 21, 2020 13:11

Halloween Liker: Oct 31, 2020; by Fluffdaddy

If anyone finds good live cams please post them.

Sunswipe posted:

don't buy a house next to an erupting volcano.

Thats the entire of Hawaii, isnt it?

# ? Dec 21, 2020 13:11

reignofevil: Nov 7, 2008

Sunswipe posted:

I don't want to victim blame, but maybe don't buy a house next to an erupting volcano.

https://www.propertycasualty360.com/2018/10/03/volcano-sparks-eruption-of-lawsuits-on-the-big-island/?slreturn=20201121071332

Deep in my heart I knew there was an insurance story to be found here.

quote:

In May of 2018, the Kilauea volcano erupted sending molten lava soaring over 60 meters into the air. Over time, the lava spread to cover over 12 square miles on Hawaii�s Big Island. Over 1,000 homes and other buildings were destroyed by the flowing lava. Hundreds of earthquakes and tremors rocked the island during the volcano�s eruption.

Soon after the initial eruption, Hawaii�s insurance commissioner made it clear that in Hawaii, if a home catches fire and is destroyed due to exposure to molten rock it is considered fire damage, which is covered under a typical homeowners insurance policy.
Homeowners policies don�t cover everything

That being said, due to the increased risk of volcano or lava flow damage on the island, insurance policies are written so there is generally no coverage provided for damage caused by a volcano or by lava flow.

Losses caused by an earthquake, land shock waves or tremors are also not covered under a homeowners policy, so if the home damage is caused by an earthquake or tremor, there will not typically be coverage. If debris can be traced to a covered peril, debris removal coverage will provide funds to dispose of damaged property and toxic volcanic ash. If an insurer is willing to take on this risk, the insured may have the opportunity to purchase a policy that covers lava flow.

Because of the great risk involved in living in some areas in Hawaii, those areas have been designated as lava flow hazard zones. Zones are based on the location of eruptive events, historic lava coverage and topography. Zone 1 and zone 2 represent a particularly high risk. As a result, very few insurers will take on that risk by insuring homeowners in those areas. Lloyd�s of London, the world�s largest insurer, was one of the few options available to homeowners in lava zones 1 and 2. Although Lloyd�s is not licensed by Hawaii to sell insurance in the state, Lloyd�s is a �non-admitted� carrier in Hawaii, meaning that Lloyd�s can write coverage through an excess and surplus lines broker who is licensed in Hawaii.

Being a non-admitted carrier also means that the Hawaii Department of Insurance has less power to regulate the insurer than it has over Hawaii admitted insurers. Non-admitted insurers also do not have guaranty fund protection that helps to pay claims if an insurer becomes insolvent. Some of the home insurance policies that were issued within lava zones 1 and 2 included �lava exclusion� language, sparking huge concern among insureds after the volcano began erupting.
Avoiding bad faith claims

In a recent development, some insureds on the Big Island are suing the companies that provide their homeowners insurance for payment they have not yet received for their losses on their insurance policies, and for bad faith. In some instances, insureds have had to wait up to 60 days just to get a response from their insurer, in some cases denying coverage.

In one instance, Lloyds of London is the insurer being sued. Several residents claim they have lava coverage from Lloyds, but the company has refused to pay for loss of use or for contents, even if both were listed as covered under the applicable policy. This is an area of contention, as insurance coverage is very specific. Coverage can be taken away in one provision and restored in the next. Although loss of use and contents may be covered property, they may become not covered if the peril that causes the loss is excluded from coverage.

The attorneys who are representing the insureds want to put some pressure on insurance companies to do the right thing for their insureds who have paid millions of dollars in premium payments, and are not receiving the statutorily appropriate response from their insurers. Hawaii Revised Statute �431:13-103 provides definitions of unfair or deceptive acts or practices, and dictates that an insurer licensed in Hawaii must provide the insurance department with adequate response to inquiry, and reply to all pertinent written communications from the claimant within 15 working days.

The insurer has a duty to advise the claimant of the acceptance or denial of their claim within 30 days of the affirmation of liability, and if the claim is being denied, the insurer must promptly provide a reasonable explanation of the basis in the policy on which the claim is being denied, or of the compromise of a settlement. As mentioned earlier though, Lloyd�s is not an admitted insurer in the state of Hawaii, so they may not be held to the same statutory standard as admitted insurers.

Insureds are encouraged to speak with their insurers as soon as possible to see what coverage is available to them, and to ensure that any high risk peril is covered under their policy. Many of the individuals living in lava zones 1 and 2 know of the risk of lava damage, and assume the risk of living in such an area with inadequate insurance coverage.

# ? Dec 21, 2020 13:16

You Are A Werewolf: Apr 26, 2010; Black Gold!

Genesplicer, did you happen to find a tiki idol and Vincent Price in a cave somewhere?

Volcanoes are loving cool. I remember researching and drawing diagrams of volcanoes in elementary school and writing reports on them. Mt. St. Helens was only a couple of years back at the time (I was a baby when it actually happened) which spurred my interest.

Kilauea is cool.

# ? Dec 21, 2020 13:24

Gatts: Jan 2, 2001; Goodnight Moon; Nap Ghost

Cameras captured the scene inside the volcano

# ? Dec 21, 2020 15:33

Big Beef City: Aug 15, 2013

I'm glad of it.

# ? Dec 21, 2020 15:50

Pick: Jul 19, 2009; Nap Ghost

Well we couldn't have 2020 end without a volcano as well

# ? Dec 21, 2020 16:35

Lawman 0: Aug 17, 2010

Hell yeah

# ? Dec 21, 2020 16:36

Icochet: Mar 18, 2008; I have a very small TV. Don't make fun of it! Please don't shame it like that~; Grimey Drawer

Volcanos are the Earth trying too hard. It's embarrassing.

# ? Dec 21, 2020 16:55

Professor Shark: May 22, 2012

Boring! Let me know when Yellowstone is causing poo poo

# ? Dec 21, 2020 16:57

Professor Shark: May 22, 2012

(it's actually fascinating!)

# ? Dec 21, 2020 16:58

Outrail: Jan 4, 2009; www.sapphicrobotica.com

Pick posted:

Well we couldn't have 2020 end without a volcano as well

What's left? Aliens? 2021 is gonna be a long boring slowly fading static of a year.

# ? Dec 21, 2020 17:19

Tarkus: Aug 27, 2000

Outrail posted:

What's left? Aliens? 2021 is gonna be a long boring slowly fading static of a year.

Don't worry, 2021 will have a staggering economic collapse the likes of which we haven't seen for 90 years. Things are sure to remain interesting for the next year at least.

# ? Dec 21, 2020 17:58

20 Blunts: Jan 21, 2017

looks like a big fuckin hot hole in the earth

# ? Dec 21, 2020 18:16

BigBadSteve: Apr 29, 2009

Kilauea is erupting again.

So's my dick.

# ? Dec 21, 2020 18:26

Outrail: Jan 4, 2009; www.sapphicrobotica.com

20 Blunts posted:

looks like a big fuckin hot hole in the earth

I was going to post a hot earth response but google tells me we've been sexualizing this planet for a while now.

# ? Dec 21, 2020 18:27

BAGS FLY AT NOON: Apr 6, 2011; A Soft Nylon Bag

Earth poppin its zits again

# ? Dec 21, 2020 19:43

John_A_Tallon: Nov 22, 2000; Oh my! Check out that mitre!

reignofevil posted:

https://www.propertycasualty360.com/2018/10/03/volcano-sparks-eruption-of-lawsuits-on-the-big-island/?slreturn=20201121071332

Deep in my heart I knew there was an insurance story to be found here.

People should be throwing insurance company CEOs into the volcano.

# ? Dec 21, 2020 20:22

MA-Horus: Dec 3, 2006; I'm sorry, I can't hear you over the sound of how awesome I am.

John_A_Tallon posted:

People should be throwing insurance company CEOs into the volcano.

don't throw garbage into volcanoes

it upsets the gods

# ? Dec 21, 2020 20:26

Outrail: Jan 4, 2009; www.sapphicrobotica.com

John_A_Tallon posted:

People should be throwing insurance company CEOs into the volcano.

If I was all hangry and lashing out and someone threw dogshit in my mouth I'd probably lay waste to the entire island.

# ? Dec 21, 2020 20:26

Dogmeat: Jun 20, 2003; Woof!

Outrail posted:

If I was all hangry and lashing out and someone threw dogshit in my mouth I'd probably lay waste to the entire island.

# ? Dec 21, 2020 20:40

SLICK GOKU BABY: Jun 12, 2001; Hey Hey Let's Go! 喧嘩する
大切な物を protect my balls

John_A_Tallon posted:

People should be throwing insurance company CEOs into the volcano.

Insurance companies are fantastic. Creating insurance for things and then not providing coverage for the stuff most likely to happen to the things you're insuring is some high class poo poo.

# ? Dec 21, 2020 21:07

Genesplicer: Oct 19, 2002; I give your invention the worst grade imaginable: An A-minus-minus!; Total Clam

Here's a 24 hour timelapse of the Infrared camera. Impressive...

https://www.usgs.gov/media/images/last-24-hours-f1cam

# ? Dec 22, 2020 01:03

20 Blunts: Jan 21, 2017

Genesplicer posted:

Here's a 24 hour timelapse of the Infrared camera. Impressive...

https://www.usgs.gov/media/images/last-24-hours-f1cam

no ring 1/5

# ? Dec 22, 2020 02:08

Derpies: Mar 11, 2014; by sebmojo

There is a good yo mama joke in here somewhere but it's just not coming to me

# ? Dec 22, 2020 02:10

Julius CSAR: Oct 3, 2007; by sebmojo

My tip is bulging and I�m gonna spew

Also the volcano is pretty cool

Also Jose had a good joke

# ? Dec 22, 2020 02:12

BAGS FLY AT NOON: Apr 6, 2011; A Soft Nylon Bag

Derpies posted:

There is a good yo mama joke in here somewhere but it's just not coming to me

Just like your wife!

BOOM GOTTEM HAHA

# ? Dec 22, 2020 02:18

Derpies: Mar 11, 2014; by sebmojo

DarkSoulsTantrum posted:

Just like your wife!

BOOM GOTTEM HAHA

Owned

# ? Dec 22, 2020 03:56

Halloween Liker: Oct 31, 2020; by Fluffdaddy

Do you think if you farted into the volcano it would light the fart

# ? Dec 22, 2020 04:37

Genesplicer: Oct 19, 2002; I give your invention the worst grade imaginable: An A-minus-minus!; Total Clam

Halloween Liker posted:

Do you think if you farted into the volcano it would light the fart

Technically, yes. However, there is a trade-off. To get the appropriate situation, you'd have to plant your bare rear end no more than 6 inches from the flow. And the flowing lava is capable of delivering burns at 5 or 6 feet. So, if you are willing to turn your rear end into 7 pounds of medium-rare chuck roast, yes, you can light a fart.

# ? Dec 22, 2020 07:01

have you seen my baby: Nov 22, 2009

Genesplicer posted:

Technically, yes. However, there is a trade-off. To get the appropriate situation, you'd have to plant your bare rear end no more than 6 inches from the flow. And the flowing lava is capable of delivering burns at 5 or 6 feet. So, if you are willing to turn your rear end into 7 pounds of medium-rare chuck roast, yes, you can light a fart.

worth it imo

# ? Dec 22, 2020 07:33

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# ? Apr 23, 2024 11:43

Lawrence Gilchrist: Mar 31, 2010

I hope it releases a cloud of consonants

# ? Dec 22, 2020 08:14

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