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Bula Vinaka
Oct 21, 2020

beach side

Dolphin posted:

He explained all of this to the fire department who decided this was all his fault so he got no insurance compensation which he is still extremely pissed about. How could he have known that could happen.

AFAIK, home owners insurance will pay for any damage to a house, even if it's the homeowner's fault. They will not cover the damage if they determine that it was caused deliberately... in other words, fraud, in order to get a new house or free renovations or something like that. It also doesn't cover floods from natural causes... you need flood insurance for that. (I.e., burst pipe is covered, basement flooding from huge rain storm isn't.)

This for me unfortunately raises suspicions about the authenticity of the stories of Larry. :\

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