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Bank
Feb 20, 2004
....can you get rid of that GAP insurance? Check your policy, even a prorated amount would be great, especially now that you can cover the rest of the loan if you really needed to. $5k is a shitload of money to basically cover the difference between the loan and car value:
https://www.nerdwallet.com/article/insurance/gap-insurance

If you're looking to pay down bills, check your highest percentage loans and pay it off from there. That'll maximize your ROI and try your best not to blow away all the cash..it's incredibly easy to do (see: lotto winners that end up bankrupt).

In any case, congrats for getting your financial life together.

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