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I have been personally harmed by capitalism. This poll is closed. |
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| Agree |
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73 | 80.22% |
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18 | 19.78% |
| Total: | 91 votes | ||
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Had non-stop seizures, nearly went into a coma and had to be strapped to a hospital bed for a week. I'm privileged enough to know how hosed up the system is and had invested in a plan that capped yearly out of pocket ER costs at $3,500. My case isn't bad, honestly. The reason I bring it up is that it was the best insurance i could get, and it was from the Massachusetts marketplace. That bill is straight up the best option provided by the "free hand of the invisible market", and it was a terrible fuckin option. I guarantee that it pales in comparison to what any middle or lower class cancer patient deals with. The best part is they made sure to issue that bill on my birthday.
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Jan 12, 2022 00:42
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I have Narcolepsy and take medication for it which dramatically improves my quality of life. Without insurance this medication is about 1000 dollars for 30 days but "only" about 700 dollars for the generic version. Even without medication, though I'd suffer a little, I'd be able to work well enough for about 20-25 hours a week fairly reliably, and I'm boring enough to where I could actually live on this, thanks to "owning" my house. But 20-25 hours isn't enough for an employer to insure someone, so if I want the medication to make the rest of my life better, I need to work full-time hours, which I absolutely need the medication for if I want to have a chance at keeping that job. Another thing with my condition is that at my previous job, I had FMLA coverage for if I were rendered incapacitated by my chronic condition (in my case, this would mean literally unconscious--even medicated, this can happen)---except FMLA coverage is absolutely useless for narcolepsy because even in unforeseeable circumstances, such as the type my condition can cause, I am still required to inform my employer in a timely fashion. My employer worked quite closely with persons with disabilities and was rather more generous with what it considered timely than most companies would be. But they still wanted like, an half-hour of a head's up. Except, a "flare up" of Narcolepsy is "I am asleep right now for no loving reason" which kind of makes it impossible to give warning to my employer. The whole reason I applied for the drat protection is so I wouldn't be fired if I couldn't give advanced warning that, "hey, I might be a little late" and all I wanted was a buffer for part of the day, just in case. See, I had thought I learned my lesson from the job before that where I discovered I had Narcolepsy in the first place. This time, I would get all my protections up front. In that job, I was falling asleep all the time whether I wanted to or not, and I thought "hey, there's definitely something wrong with me, I need to get this tested." And I requested time off to see a doctor. And I was very graciously granted time off by my employer to see a doctor. Except, oops! I was hired through an employment agency, and my employer isn't my employer, this weird, grubby middle-man company is my employer, and since they have a policy of not granting this kind of time off, I was fired. When I filed for unemployment, first, my claim was mysteriously frozen for months, stuck in a pending status. Ultimately, my claim was denied because I hadn't been reporting to my employer with status updates for my medical leave despite my employer refusing my request to take it. The claim was also denied because I was "disrespectful" to my employer during the meeting by appearing like I was nodding off. So seeing as every listed reason for why I was denied unemployment was false, I appealed it. Not that it would have mattered, but because of the agreement between the employment agency and company I didn't actually work for, the representative of the company I didn't actually work for could not speak during my appeal, even though they were witness to the actual events and I was very forthright in dealing with them as my HR representative, and, despite working through an employment agency, I was told to use this person if I had HR needs. But the company explicitly would not get involved in a dispute between the employment agency and one of their finds. So despite there being extensive records of me openly trying to navigate this hellhole of a system to get help, I wasn't actually allowed to use any of it during my appeal. So during the appeal, I stuck to the two most pertinent facts: 1)I was explicitly not granted medical leave and was fired and 2)I was justified in my request for this time off on the basis that I had untreated Narcolepsy, a severe vitamin D deficiency, and something called Hypopnea, which I guess is like Apnea but it doesn't matter it's gone now, the point is I had not one, but three distinct medical reasons for my excessive sleepiness, including any sleepiness that may have come up during my request for time off which resulted in my being fired in the first place, and it seems asinine that it's considered disrespectful to be nodding off during a meeting when the reason I'm calling the loving meeting is "I literally can't stop myself from nodding off, and it is scary." The judge did accept my argument for #2 but kept wrapping back around to how state law requires that persons granted medical leave need to make regular check ins with their employer. Then, something absolutely shocked me: my real employer, the employment agency, backed my argument and stated during the hearing that I was not granted medical leave and was terminated from my position. I lost my appeal on the basis of being insubordinate during the meeting I was fired (for nodding off) and not reporting to my employer for updates regarding my medical leave. In the paperwork summarizing the judge's findings, they juxtaposed the names of the people representing my real employer and my fake employer, but they also spelled my own name incorrectly. It is not an uncommon name. I appealed that decision to the State Court of Appeals, arguing everything that I did in my first appeal and adding the new facts of "the other party involved in this case literally agreed with my argument and stated on the record that they fired me and I was never granted medical leave and thus had no obligation to check in with them" and "the judge clearly did not listen to my argument as evidenced by not only not disputing a fact both parties agreed on, but by getting key facts incorrect, including the most basic fact of my name." Something like 10 months passed. I lost that appeal 2-1, with the findings of the majority just repeating the first judge's finding regarding the case, but hey, at least these bastards got my name right. The dissenting opinion was over two pages long and just scathingly laying into the other assholes for their negligence and oh man, I wish I knew where I put that paper, because it was something. It gave me a small fleeting hope for humanity. By this time I was re-employed and as drained spiritually as I had already been drained physically. Maybe I could have theoretically appealed to the state supreme court? I don't actually know. But how long would that take? And would they bother to even hear my case? I doubt it.
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Jan 12, 2022 13:47
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Lost my life savings after getting a cyst removed from my hand (this was after insurance covered much of the costs). Then the 07 recession hit and I lost my job and had to move back in with my parents. Good times.
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Jan 13, 2022 19:37
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We had our first child in 2012. We both had decent insurance. Still cost us 5k and I had to get a procedure done later that year so we ended up with like 8k medical bills. Still paying that off for a few more years.
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Jan 13, 2022 19:49
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The cut rate insurance my new very small employer offers doesn’t cover any behavioral health until I meet a $5000 deductible, so my therapist charges me $85 a week. And that’s after he gives me a break because he knows about the deductible and that I couldn’t afford the rate he’s billing the insurance companies. Socialism is still an authoritarian nightmare I wouldn’t wish on my enemies.
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Jan 16, 2022 00:11
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Ogmius815 posted:Socialism is still an authoritarian nightmare I wouldn’t wish on my enemies. Yeah, I getcha. Imagine how terrible your life would be if some sort of unaccountable authority was strictly rationing your access to vital health care while also exploiting the people working to deliver it to you.
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Jan 16, 2022 00:18
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Ogmius815 posted:Socialism is still an authoritarian nightmare I wouldn’t wish on my enemies. I agree, Marxist-Leninism is the only true path to revolution.
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Jan 16, 2022 02:29
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It's stolen my time and my life. It's given me the loving Hope Diamond of moral injury while crushing the life out of the world.
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Jan 16, 2022 02:48
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Ogmius815 posted:Socialism is still an authoritarian nightmare I wouldn’t wish on my enemies. Dictatorship of the Proletariat? No thanks! It's got dictatorship right in the name!
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Jan 16, 2022 05:22
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If you don't let rich people do whatever the gently caress they want, that's authoritarianism.
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Jan 16, 2022 07:30
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Makes me so sad to read so many of these posts basically be a version of "In the US we do not have state healthcare". Our NHS over here is under threat and the selfish prick in my hopes to God we never get like the US. The hopeful optimist in me knows that the US will eventually get the free healthcare you deserve.
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Jan 17, 2022 06:54
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I don't think it should ever go overlooked that the children who made my shoes can't post here
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Jan 18, 2022 19:20
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Harold Fjord posted:I don't think it should ever go overlooked that the children who made my shoes can't post here Yeah, but we need mods anyway, apparently.
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Jan 18, 2022 19:26
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Prole posted:Makes me so sad to read so many of these posts basically be a version of "In the US we do not have state healthcare". Our NHS over here is under threat and the selfish prick in my hopes to God we never get like the US. The hopeful optimist in me knows that the US will eventually get the free healthcare you deserve. It’s bad but I think it’ll get to a point the system will buckle and something better will replace it. Hopefully within my lifetime.
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Jan 18, 2022 19:41
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Invalid Validation posted:It’s bad but I think it’ll get to a point the system will buckle and something better will replace it. Hopefully within my lifetime. hahahahahahahahahhaha HAHAHAHAHAHHA AAHAHAHAHAHAHAHHAHAHAHAAAAAAAAAAAAA *sobbing*
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Jan 19, 2022 00:10
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Some random dude I don't even know collects something like 20% of my paycheck for nothing in return each month. He has never, ever done anything for me. He has inherited this right to other people's paychecks and has AFAIK never contributed anything to society that would justify this ridiculous situation. The police and courts protect him and I can't do anything about it without being evicted from my home.
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Jan 19, 2022 00:20
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GABA ghoul posted:Some random dude I don't even know collects something like 20% of my paycheck for nothing in return each month. He has never, ever done anything for me. He has inherited this right to other people's paychecks and has AFAIK never contributed anything to society that would justify this ridiculous situation. The police and courts protect him and I can't do anything about it without being evicted from my home. Wow Either you're well paid or have cheap rent.
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Jan 19, 2022 00:49
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Prole posted:Makes me so sad to read so many of these posts basically be a version of "In the US we do not have state healthcare". Our NHS over here is under threat and the selfish prick in my hopes to God we never get like the US. The hopeful optimist in me knows that the US will eventually get the free healthcare you deserve.
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Jan 19, 2022 01:34
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cat botherer posted:We do not deserve free healthcare. We deserve pain. Who's we motherfucker You deserve pain, I deserve government issued dabs
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Jan 19, 2022 01:37
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Yeah, the gov will be dabbing all over you when they make you the personal property of Walmart-Disney.
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Jan 19, 2022 19:12
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$600 a month for life saving medicine that my doctor tells me I need. Couldn't afford it. So my life has definitely been cut short. Anyone who unironically says "healthcare isn't a human right" never has and never will be in a position between choosing medicine or food for a week. Nelson Mandingo fucked around with this message at 19:20 on Jan 19, 2022 |
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Jan 19, 2022 19:17
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Capitalism is objectively the best social organizational tool humanity has created to date. It also functions at scale, which is dope. Granted, it does need some light regulation, which is what the Government (in theory) is supposed to do. It harmed me personally by making it impossible to buy a phone or lithium battery that doesn't at some level use slaves to manufacture.
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Jan 20, 2022 05:25
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Trollologist posted:Capitalism is objectively the best social organizational tool humanity has created to date. Go enclose some commons shithead
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Jan 20, 2022 06:33
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Gotta agree that capitalism is the best possible system for organizing my dollars into my boss' pockets
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Jan 20, 2022 15:32
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Dot com bubble bursting made me unhirable for 5-6 years. Now sitting in a city with a 2k queue of house buyers, where prices are so high only house buying corps are buying them, driving the price up even higher.
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Jan 20, 2022 16:09
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Turbotax charged me 30 bucks just because I received unemployment last year. Then they tried to charge me 40 bucks because I wasn't using a credit/debit card. I avoided that one at least.
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Jan 21, 2022 20:37
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Freakazoid_ posted:Turbotax charged me 30 bucks just because I received unemployment last year. My favourite thing about turbotax is that if you make too little, you can no longer file for free. This has happened to me. Oh you're poor? gently caress you pay me. Also that turbotax has lobbied to make it illegal for the IRS to build a system that would let people file taxes easily online, because it would ruin their business. The invisible hand.
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Jan 22, 2022 07:54
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I live with a chronic health condition that I take medication for that I was originally diagnosed with about 15 years ago, back when my family had money and functional insurance. Said condition has worsened progressively over the years but I'm still taking the same 15 year old treatment that is increasingly ineffective at managing my symptoms. My terrible(but still impossibly expensive) insurance absolutely will not cover updated testing and treatment, so I guess I'll just slowly get worse until I die because I can't afford to address the problem and my long term prospects of improved income and improved employment are approaching zero. On a semi-related note, I was also informed by my insurance that I had to stop going to therapy because my insurance won't cover that, either. It's kind of hard to articulate how soul-crushingly hopeless it feels to know that all of your problems have solutions and if you were just a bit richer all of your problems could be solved or at least mitigated to a huge degree, but instead the system has decided that you get to suffer and die in pain because you're not rich enough to be worth fixing. Kanos fucked around with this message at 17:56 on Jan 23, 2022 |
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Jan 23, 2022 17:51
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Three years ago it stole my girlfriend. \/ More likely than you think. lllllllllllllllllll fucked around with this message at 09:57 on Jan 27, 2022 |
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Jan 26, 2022 18:02
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https://www.youtube.com/watch?v=mUU1Qb0nZbU
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Jan 26, 2022 20:34
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I have a hundred dollars taken out of my check every week (a check that's already too low since wages at my job have barely increased in the last ten years) only to still have 40 dollar co-pays, prescription costs and big medical bills. Also our landlord put our house up for sale and forced us to move and buy a house at the absolute worst time to buy a house. I'm never going to retire.
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Jan 29, 2022 20:59
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Capitalsim made my pro v1s 49.89 per 12 instead of 42.99 per 12
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Jan 29, 2022 21:00
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30 yr old white male (6"1) born and raised in san diegoht. so you can imagine how ruined my friday night was after saying the following on a call with my dad last night. "gently caress Capitialism. .... I just, what the gently caress how is that even legal, dude I mean? ...." then 2 min later I interupted him "ugh I'm sorry Dad I'm not mad at you I sound like a dick because that is such a loving scam. They just kick you when you're down wtf, I mean, this sucks and I can deal with it but holy poo poo it's just set up for you to fail...AND WHAT IS THE POINT EXCEPT TO gently caress WITH ME??? I can pay it!!" "Hahahahah" "Wow just wow..." "haha ugh. sorry sorry." I'm not doing the exasperated sighs and prolonged silences/muttering to myself justic. but those words came out of my mouth last night. What had happened was I was checking my banking app and ended up doing the free FICO and saw i've been in collections and losing a good amount of credit. The dates and amount reported made zero sense but eventually I get ahold of the agency that has my bill and they tell me it's for an ambulance ride and it was in that moment I realized it was only now did I truly understand how hosed up our healthcare and insurance company are. I was in the ER for 4 days waiting for a bed in a non-COVID unit. It took a total of 4 days and typically i would have just been in the er for a few hours. That bed was about 30 minutes away at a sister facility. I'm woken up at 2am and quickly moved from the er to that unit. Insurance paid for everything including the ride there but they weren't going to pay the one forced on me. No way I signed anything as I was sedated out of my skull. Either way they've been telling me it's in review and to be patient. they had actually sent it to collections in sept. This morning I started Chapo from ep 1 so I could get back to my roots. edit: I think this is possible to reverse the negative impact and maybe even get my a full refund but it'll take loving forever at a min and I'm literally weeks away from a new car and a month from a new place. 96 spacejam fucked around with this message at 11:02 on Jan 30, 2022 |
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Jan 30, 2022 10:56
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I'm also about to collect my yearly bonus, back paid raise and a second but much larger bonus that happened to mature last month. completely forgot about that 3 year preformance bonus based on stock or some poo poo I don't care about but it's twice the size of the other two combined. brand is in nearly every store and nearly all of you have tried it, some of you love it but most are in between. It also has a lifestyle component. Fortune 500, and I think ranked the top stock for like a decade or something. Leaving because I cannot do corporate anymore. 10 years in, 1 1PO, 2 companies. My roommate works for the same company and got two competing offers, and was about to sign one that was the same role, remote 100%, and 40K raise. it took our VP one phone call to offer him half and some maybes (w/ extra stipulation) for him to run back.
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Jan 30, 2022 11:15
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I had a medical emergency last year and in the process of treatment I was transferred in an ambulance from one facility to another. It turns out that the most expensive part of my stay wasn't being in the hospital or the facility, but the goddamn ambulance ride which my insurance didn't cover. I get charged $1569 for it. I paid it through my healthcare provider's website, or so I thought, but today I find in my mailbox that the ambulance company is still charging $1516 as a "late notice". So I try to go through the ambulance company's website to pay, it won't get past the loving sign-in page, and I try to call and am immediately hung up (maybe because it's a Sunday?). So not only is this company parasitic, it has terrible customer service and they apparently don't know how to handle payments correctly. E: I'll even say who it is, CenturyAmbulance, gently caress them America Inc. fucked around with this message at 23:21 on Feb 6, 2022 |
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Feb 6, 2022 23:18
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Iron Chef Ramen posted:Committing myself to a mental hospital because I was contemplating suicide over other debts and bills I couldn't pay. The only treatment I received was group therapy with no doctor involved, and left with a $12000 bill. I also committed myself to a mental hospital for suicidal thoughts. In my case they gave us a doctor and meds but no group therapy and we spent most time in the main room watching TV doing nothing, which made me even more depressed. Very thankfully my insurance actually covered the stay though. Again the most expensive part for me was the drat ambulance. Not everybody was so lucky, and there were other people swearing they wouldn't pay for the stay. Some people had to wait like 10 days to see a doctor. It's not a surprise at all that our country has the mental health problem it has when treatment is so expensive - even a therapist and psychiatrist runs me hundreds a month - and I imagine those who need the most help don't have insurance. America Inc. fucked around with this message at 00:09 on Feb 7, 2022 |
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Feb 6, 2022 23:55
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Boss earns a dollar, I earn a dime. That's why I've got crippling medical and student debt with no living wage and no prospects for ever retiring or getting beyond living paycheck to paycheck and always living on the verge of eviction on the company dime.
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Feb 8, 2022 02:05
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Mushika posted:Boss earns a dollar, I earn a dime. Boss earns a dollar, I earn 0.28 cents.
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Feb 8, 2022 18:53
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Inferior Third Season posted:If your boss is an average CEO, and you are an average worker at one of the top 350 companies in America, then in 2020 it would be: Nobody gives a poo poo you pedantic dork (USER WAS PUT ON PROBATION FOR THIS POST)
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Feb 8, 2022 21:30
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Inferior Third Season posted:If your boss is an average CEO, and you are an average worker at one of the top 350 companies in America, then in 2020 it would be: Where did you get that info from? The exact number is irrelevant but a stat to show the concept of surplus labor in action could be helpful in arguments.
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Feb 8, 2022 22:08
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