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I need to take a trip to Canada this year, probably sometime in the next few weeks (thinking the last few days of March). Looks like Air Canada will be the airline. As I go thru the booking process, they of course offer travel insurance. I'm thinking it might be good to purchase in case border crossing laws tighten up with the pandemic situation. Should I just go with one of the offered packages, or seek out something different? Here's what they offer:  "Air" plan  "Air Plus" plan  "Air Luxe" plan 
TITTIEKISSER69 fucked around with this message at 06:33 on Feb 9, 2022 |
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Feb 9, 2022 06:21
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| # ? Apr 25, 2024 23:56 |
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Don't.
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Feb 10, 2022 02:39
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BluesShaman posted:Don't. I bought Travel Insurance a few times and tried to cash in on it twice. Once when the airline had a critically broken plane and I had to stay the night, and once when a super bad blizzard grounded flights for 2 days. I have realized zero benefits from it. It is 100% a scam.
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Feb 11, 2022 02:21
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I would check your credit card benefits first. Some offer travel insurance which would be better than what the airline offers
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Mar 9, 2022 14:11
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Canine Blues Arooo posted:I bought Travel Insurance a few times and tried to cash in on it twice. Once when the airline had a critically broken plane and I had to stay the night, and once when a super bad blizzard grounded flights for 2 days. I have realized zero benefits from it. It is 100% a scam. That reminds me of the time I tried to claim a benefit for the on-time guarantee of the Spanish railway. I said "hey, look, we're over 90 minutes late. The rules say I get a discount if we're over 90 minutes late." "No, sir, that's only if the problem is our fault. This was the fault of the people maintaining the tracks." At least I didn't pay for the privilege of being told to gently caress off.
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Apr 11, 2022 18:12
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I used to work in travel insurance a while ago and there's only a few situations I found it valuable for ppl. Putting together a big trip with non refundable purchases and you wanna cover everything if your dumbass kid breaks a leg and you can't do Disney World anymore or meemaw kicks the bucket Medical evacuation coverage if you're going on a remote trip. That said, you better have a high dollar limit credit card, cuz this coverage is almost always paying you back after the fact. The airline losing your luggage for days and you want some clothes and poo poo reimbursed (your credit card usually has some sort of coverage for this already). It's a requirement from whatever tour company you're booking a safari or like, Andes expedition through. That's about it. It's pretty much just peace of mind coverage for old ppl that will never actually use it. Edit: the coverage offered through an airline or whatever is almost always trash. If you want travel insurance, it's almost always better to shop elsewhere. You probably don't need it if you have to wonder if you need it.
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Apr 12, 2022 14:20
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I guess (semi) dangerous sports is a case for insurance too. Don't know about skiing but as a scuba diver you really don't want to pay to be airlifted to a decompression chamber
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Apr 25, 2022 22:42
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| # ? Apr 25, 2024 23:56 |
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Strategic Tea posted:I guess (semi) dangerous sports is a case for insurance too. Don't know about skiing but as a scuba diver you really don't want to pay to be airlifted to a decompression chamber I view "travel insurance" (insurance that covers poo poo going wrong on your vacation, like being stuck overnight due to a cancelled flight or so) as separate from "medical insurance for when you're travelling." The latter is probably a more reasonable choice.
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Apr 26, 2022 00:19
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