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They say the right rises in the east and sets in the west.
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Jun 9, 2024 21:41
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bird food bathtub posted:There's an unholy poo poo ton of external costs for us having the world's shittiest and most expensive health care but that hits poor people the hardest so gently caress them nobody cares, as a nation we're only motivated by threats to money not people. US healthcare really isn't that bad - it's actually quite good. The issue is that it's expensive for people who don't have good insurance. I don't think enough Americans realize and appreciate this subtle, but extremely important, distinction. Source: I've lived in the UK (awful healthcare, but cheap), Germany (good and cheap), and the US (great but expensive) psydude fucked around with this message at 22:51 on Jun 11, 2024 |
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Jun 11, 2024 22:48
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MonkeyFit posted:"lovely healthcare" and "great healthcare that's largely inaccessible" are functionally the same thing. Sure. And the reason why the distinction is important is because fixing the affordability and accessibility should be the aim. Something like regulating prices and introducing a real single payer system (not loving Medicare) similar to what Germany has would go a long way.
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Jun 12, 2024 06:30
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GD_American posted:He really does deserve a ruthless biopic with a comedic edge. Not sure who to cast. Bruce Greenwood is probably too old at this point. Joel McHale.
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Jun 12, 2024 17:02
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ThisIsJohnWayne posted:There's too many buddy comedies. I want to see an enemy comedy, two obnoxious ceo morons fighting eachother. Fake e: And it can't just be the news, I want writers who can write comedy not farse Silicon Valley had this as a sub-plot for a lot of the series.
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Jun 12, 2024 17:30
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Had a guy down the hall from me in college get arrested by the postal police for selling ecstasy through the mail. Apparently a lot of Fentanyl is sent using the mail, so I wonder if the Oakland mayor's arrest had something to do with mail order drugs?
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Jun 20, 2024 23:10
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A good tomato is the difference between a meh and a fantastic BLT.
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Jun 22, 2024 11:24
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pseudosavior posted:5 points over half != Most in pretty much every category other than splitting hairs. More than half is literally the definition of most. Why are some people so fixated on arguing otherwise?
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Jun 23, 2024 11:46
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Platystemon posted:Does 100% minus 49.999… repeating percent comprise a majority? In the scenario we're talking about, 55% of homeowners placed against 45% of non-homeowners is a spread of 10%. When placed in real numbers, that's 7.3 million more people (about the population of the state of Arizona) that own a home in the millenial cohort than don't.
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Jun 23, 2024 14:01
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Cugel the Clever posted:Hmm, do you have data on that? I'm not turning up anything with a quick search, but my understanding has been that 30-years remain absolutely dominant. According to this article, 89% of mortgage applications in 2022 were for 30 year fixed-rate mortgages (I'd say that qualifies as "most" by the standards of this thread). And given that the interest rate for ARMs is higher than the 30 year rate due to bond yields, I suspect the number is even higher now. Maybe the OP lives in Canada or the UK, where fixed rate mortgages are rare.
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Jun 23, 2024 20:45
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M_Gargantua posted:If someone tells you you are better off with an adjustable rate mortgage it’s time to find a different lender. They tend to have a bad rap as the primary vehicle for issuing sub-prime mortgages in the early 2000s, but there's nothing inherently wrong with them as long as you understand the risks and have a good exit strategy to refinance. There have been times when ARMs have had substantially better interest rates than 30 year fixed mortgages (like the early 2010s), but it hasn't been the case recently with the yield curve for treasuries being inverted.
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Jun 24, 2024 12:27
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M_Gargantua posted:The risks of an ARM in this economy are pretty clear. And if you have one and the bubble bursts there goes your exit strategy Not sure what you're getting at. On a 5/1 ARM, the rate is locked for 5 years, during which time the interest rates will likely decrease (hence the inverted yield curve). As long as you refinance into another ARM or a fixed-rate mortgage in that time you're fine. Refinancing within a 5 year window is pretty common; particularly now that 30 year rates are so high, most folks will almost certainly refinance within the next 5 years. If you're talking about a housing bubble (which seems unlikely), then you'd be just as screwed with an under-water 30 year fixed. You'd be stuck paying today's interest rates with a house worth less than the mortgage and unable to refinance into something lower when the Fed inevitably lowers rates in response to the housing market tanking. psydude fucked around with this message at 13:45 on Jun 24, 2024 |
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Jun 24, 2024 13:37
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Tiny Timbs posted:Break Boeing up That's what caused the issues: Boeing spun almost all of their production off into separate companies. If anything, they need to put Boeing back together.
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Jun 27, 2024 14:26
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Tiny Timbs posted:Divisions and subsidiaries are still Boeing They aren't subsidiaries nor divisions. They literally made standalone companies that they sold off and then contracted to manage various parts of the production chain. Here's a good article covering it: https://www.theatlantic.com/ideas/a..._campaign=share Last Week Tonight did a segment on it as well: https://www.youtube.com/watch?v=Q8oCilY4szc The TLDR is that the problem isn't that Boeing is a monolithic company, it's that they've divested so much of the manufacturing of their airplanes that they really have no idea how they're made anymore. psydude fucked around with this message at 18:29 on Jun 27, 2024 |
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Jun 27, 2024 18:24
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