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AreWeDrunkYet
Jul 8, 2006

OMFG PTSD LOL PBUH posted:

I kinda think the reason games like Stardew Valley and Animal Crossing are so popular is that they're games you can live an idyllic life in and get "ahead" in and own a home and some land.

That's the kind of poo poo most millennials won't get to do, almost no Gen z's are going to do, and my daughter who isn't even 1 yet is statistically very unlikely to do unless me and the wife pass.

My wife has loved Animal Crossing since the Game Cube and we were renting a lovely town house with no yard back then. We didn't think we'd own for a long, long time. Even with enlistment / re-enlistment bonuses hung onto and saved we never had enough to make it work in the places I was stationed, or I was deployed when a place that could have worked came up and she wouldn't be able to quickly get ahold of me.

When we bought our first house and moved in and had been settled for a while I noticed when she played Nintendo she played pretty much anything but animal crossing there for a while lol.

Those games tug at those feelings, but I don't think people actually want that experience outside of a game. Most millennials and gen z's could afford tomorrow to buy some run down property in rural nowhere and live off foraging, sustenance farming, and bartering with neighbors while improving their homestead. They don't because that life sucks unless it's externally subsidized, same it has for all of recorded history. People value urban/suburban amenities, luxuries they have to buy with currency, and their existing social circles more than the idea of owning property and getting close to nature.

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AreWeDrunkYet
Jul 8, 2006

Quackles posted:

How many actually own those homes completely vs. are still paying off mortgages?

You do actually own your home in the literal and legal sense of the word even if you have a mortgage on it. A lien is not ownership and at least in the US almost definitionally excludes use of the encumbered asset.

Or is this one of those "you never really own a home because of property taxes" things?

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