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Math Ph.Ds going into finance is so 1990s/2000s.
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Jun 21, 2014 22:21
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PhDs don't really make sense from a career opportunity cost standpoint and often straitjacket you into being viewed as a specialist. My undergrad program has a median starting salary of 100k but the feeder PhD books in at 130k.
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Jun 21, 2014 23:36
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shrike82 posted:PhDs don't really make sense from a career opportunity cost standpoint and often straitjacket you into being viewed as a specialist. Finance?
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Jun 22, 2014 00:06
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Yeah, from an opportunity cost standpoint a Ph.D is usually a pretty bad decision, but for a long time I thought I would be an academic. Math Ph.Ds are pretty flexible job-wise if you can code a little, though.
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Jun 22, 2014 00:52
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blah_blah posted:Yeah, from an opportunity cost standpoint a Ph.D is usually a pretty bad decision, but for a long time I thought I would be an academic. Math Ph.Ds are pretty flexible job-wise if you can code a little, though. Yeah for any sort of technical masters degree is pretty much the sweet spot especially if you can get your employers to pay all the cost or find good grant money after undergrad school.
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Jun 22, 2014 05:28
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Lexicon posted:I started my degree at UBC and it was about 2.5k a year. It was pushing 7 by the end. Bastards (the Liberals) - I genuinely feel bad for anyone coming through it now. Franks Happy Place posted:I went to school in New York, so mine cost about $45k USD a year... when the exchange rate was bad.  (Granted this was 98-06 so prices are substantially higher now. But still. Holy poo poo.)
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Jun 22, 2014 06:33
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Albino Squirrel posted:If tuition and home prices keep rising as they have - and I don't think prices will actually crash anytime soon - literally no one will be able to buy into anything approximating a stereotypical middle class lifestyle in a couple of decades. Nah, won't happen. "Bubbles" in both are largely due to factors specific to the boomer generation. They had the mindset(no expense spared for my kids + a degree guarantees you a job) and the wherewithal (decent pay and pension benefits) to support the tuition hikes of the past 2 decades. Our generation won't have that luxury. People are having trouble with supporting themselves, forget about spending half a million (in 2014 dollars) on their kid's university education. The unwinding will be gradual and start bottom up (lower ranked universities and less reputable majors first). We've already seen enrollment at lovely for-profit tertiary education providers such as Phoenix drop precipitously. Next up are the second tier small liberal arts universities and so forth. The only wild card is international student enrollment. As is already the case with a lot of post-grad programs, we might see a lot of undergrad programs largely filled with the kids of rich foreigners.
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Jun 22, 2014 07:24
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Pro-Tip: In Canada your university records are sealed, employers can't check that you even graduated. Use this as you will. 
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Jun 22, 2014 15:27
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Committing fraud: the ideal way to start a healthy relationship with your employer!
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Jun 22, 2014 15:28
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Like nobody ever upsells themselves in an interview. Come on, dude. "What are your greatest weaknesses?" "Oh, well, I care too much. I just find myself constantly absorbed in my work and will just forget to take breaks or even leave!" "And your greatest strength?" "That I'm dedicated to bettering my employer above all else."
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Jun 22, 2014 15:31
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Rime posted:Pro-Tip: In Canada your university records are sealed, employers can't check that you even graduated. Use this as you will.
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Jun 22, 2014 15:38
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Blade_of_tyshalle posted:Like nobody ever upsells themselves in an interview. Come on, dude. The counterpoint is that what you're giving an example of is seller's puff (that is, pitching based on a perception) whereas claiming you graduated a school when you didn't is fraud since it's a provable fact.
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Jun 22, 2014 15:39
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shrike82 posted:
That may happen in private schools but it sure as hell isn't happening in public ones. My university has 42,000 undergrads and with a charitable estimate of international students they make up about 5% of that. There's a bit of a loophole though at least in the US because people who are "out of state" pay the same rate as international students.
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Jun 22, 2014 15:54
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Kafka Esq. posted:So, fake a transcript when they ask for it? Nice. If an employer ever asks for a transcript outside of a specialized field (medical, engineering, etc), I will gladly slather my hat in steak sauce and eat it one savoury bite at a time. Come on guys, HR cares about ticking their boxes, they don't do "due diligence" in this day and age in the fields where you'd be willing to lie about a degree. The job market in this country is ruthless, you need to take every inch you can get. Rime fucked around with this message at 16:28 on Jun 22, 2014 |
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Jun 22, 2014 16:25
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Rime posted:If an employer ever asks for a transcript outside of a specialized field (medical, engineering, etc), I will gladly slather my hat in steak sauce and eat it one savoury bite at a time. Come on guys, HR cares about ticking their boxes, they don't do "due diligence" in this day and age in the fields where you'd be willing to lie about a degree. I have no idea about Canada but I know in the US every employer I've had did a background check which included verifying all degrees, certifications, etc. Most of these background checks are pretty cheap (a few hundred) as well, though they can get pricey if you are doing a detailed one for a C-suite executive or something.
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Jun 22, 2014 16:27
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The most I've seen was contacting a certifying agency to check that the certificate is valid. But then I'm in a tiny rear end industry where graduating is a prerequisite to certification and everyone knows everybody else and everybody else's teachers anyway.
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Jun 22, 2014 16:29
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Rime posted:The job market in this country is ruthless, you need to take every inch you can get. Maybe you find it especially so because you're the sort of employee who would outright lie during an interview. Employers don't want people like you, and rightfully loving so. EDIT: You're also loving over fellow (potential) employees who have the moral standing to not attempt to falsify their educational record to their employer. PT6A fucked around with this message at 17:39 on Jun 22, 2014 |
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Jun 22, 2014 16:37
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computer parts posted:That may happen in private schools but it sure as hell isn't happening in public ones. My university has 42,000 undergrads and with a charitable estimate of international students they make up about 5% of that.
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Jun 22, 2014 16:46
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To use UBC as an example, international students made up 16% of the undergrad population and 30% of the grad population (40% at the doctoral level). A quick google of Berkeley gave similar figures. If you narrow it to STEM programs, the proportions are even higher.
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Jun 22, 2014 16:58
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Albino Squirrel posted:Quebec does this too, IIRC. No, there's an out-of-province rate that's more than the in-province rate but well under the international student rate. When I went to McGill, the out-of-province rate was around $5500-$6000/year, and the international rate was more like $15000/year, I believe.
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Jun 22, 2014 17:41
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PT6A posted:No, there's an out-of-province rate that's more than the in-province rate but well under the international student rate. When I went to McGill, the out-of-province rate was around $5500-$6000/year, and the international rate was more like $15000/year, I believe. My dear Alma Mater charges $127.50 / semester in-province, $1182.50 for out of province and $5877 a semester for international students. For technical DEC programs. Laughing pretty hard at the idea of paying 12k / year for that but hey.
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Jun 22, 2014 17:52
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PT6A posted:Maybe you find it especially so because you're the sort of employee who would outright lie during an interview. Employers don't want people like you, and rightfully loving so. Yeah, well, that's just, like, your opinion, man. 
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Jun 22, 2014 19:51
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Please don't take the bait.
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Jun 22, 2014 19:56
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Wait wait wait why would anyone respond to that post with anything other than asking if he seriously believes that the job market is not complete poo poo? I mean are you retarded or what, dude? Did you win the lottery or something and you have no idea how jobs work anymore?
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Jun 22, 2014 20:13
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Canadian economy is booming but workers are too lazy or untalented to take the jobs, import temporary workers. Also soon canadians will be too lazy/short sighted to buy houses so we'll need to import people to subsidize mortgages for.
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Jun 22, 2014 21:52
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Baronjutter posted:Canadian economy is booming but workers are too lazy or untalented to take the jobs, import temporary workers. Also soon canadians will be too lazy/short sighted to buy houses so we'll need to import people to subsidize mortgages for. You joke, but that's probably coming!
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Jun 22, 2014 22:03
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ChairMaster posted:Wait wait wait why would anyone respond to that post with anything other than asking if he seriously believes that the job market is not complete poo poo? I mean are you retarded or what, dude? Did you win the lottery or something and you have no idea how jobs work anymore? If you have to lie to get a job, it's not the market that's the problem 
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Jun 22, 2014 23:52
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FrozenVent posted:No, there's an out-of-province rate that's more than the in-province rate but well under the international student rate. When I went to McGill, the out-of-province rate was around $5500-$6000/year, and the international rate was more like $15000/year, I believe. When I was at McGill a few years ago, it was always funny (in a sad way) to talk to some of the many American students there who'd tell you about how cheap it was to go to school there when compared to even a modest liberal arts college in the US.
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Jun 23, 2014 00:07
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ThirdPartyView posted:I have no idea about Canada but I know in the US every employer I've had did a background check which included verifying all degrees, certifications, etc. Most of these background checks are pretty cheap (a few hundred) as well, though they can get pricey if you are doing a detailed one for a C-suite executive or something. In the US we have the national student clearinghouses for degrees, so you don't even need to check with the school. Just do a simple search of name and graduation date and you'll get a quick yes/no.
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Jun 23, 2014 01:30
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MeinPanzer posted:When I was at McGill a few years ago, it was always funny (in a sad way) to talk to some of the many American students there who'd tell you about how cheap it was to go to school there when compared to even a modest liberal arts college in the US. I'm not sure why you have PT6A's post quoted with my name on it 
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Jun 23, 2014 01:38
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 comparing mcgill to wellesley or reed
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Jun 23, 2014 04:43
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Yeah those schools are in the states, they're obviously better. They're, like, four alphas, man.
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Jun 26, 2014 03:34
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http://www.theglobeandmail.com/repo...rticle19303240/quote:Canadian housing bears stand their ground as prices keep rising  haha I had know idea Toronto was that hosed in the early 90s.
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Jun 26, 2014 03:35
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That graph seems suspect, isn't Toronto constructing more Condos than anywhere else on earth right now? Are they just not counting the unfinished towers as inventory yet?
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Jun 26, 2014 04:09
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Cultural Imperial posted:haha I had know idea Toronto was that hosed in the early 90s. Uh there was kind of a terrible recession around then. But that would never be possible today, oh no!
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Jun 26, 2014 04:10
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I was talking to a woman yesterday evening who had the great idea that she should buy a tiny 2BR condo on East Hastings for around a half mil "as an investment." It's the first time I've ever actually seen one of these folks in real life, and despite the fact everyone else pointed out that it was in a fairly poo poo location, and that it's tiny as gently caress for a 2BR unit (under 800 sq. ft.), she just wouldn't give up.
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Jun 26, 2014 04:20
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PT6A posted:I was talking to a woman yesterday evening who had the great idea that she should buy a tiny 2BR condo on East Hastings for around a half mil "as an investment." It's the first time I've ever actually seen one of these folks in real life, and despite the fact everyone else pointed out that it was in a fairly poo poo location, and that it's tiny as gently caress for a 2BR unit (under 800 sq. ft.), she just wouldn't give up. where on East Hastings? We talking like, Main to Commercial? I mean, it doesn't matter because it's nuts wherever, but it's more nuts there
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Jun 26, 2014 04:40
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JawKnee posted:where on East Hastings? We talking like, Main to Commercial? I mean, it doesn't matter because it's nuts wherever, but it's more nuts there I dunno, I just know East Hastings is where all the addicts are, according to what I've heard. I've never actually been to Vancouver.
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Jun 26, 2014 05:23
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http://www.cbc.ca/news/canada/ottawa/scotiabank-hit-injured-soldier-with-7k-mortgage-penalty-1.2684694quote:A decorated soldier who fought in Afghanistan is going public about how Scotiabank slapped him with a $7,000 fee for breaking his mortgage, because he had to sell his house after being medically discharged. Eventually Scotia canceled the fee. I'm not particularly sympathetic. If you can't be bothered to educate yourself about the risk of buying a house, what is arguably the most expensive purchase of your life, you deserve to pay for it.
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Jun 26, 2014 05:48
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Ugh. We've had what looks like this thing hovering over Oakridge Mall for the past hour or so.quote:In March of 2012 Cam - and his infamous yellow helicopter - were profiled on Global. It was actually the second media helicopter stunt Good had been involved in... but the optics of wheeling out a yellow helicopter to fly Asian investors around BC has been seared into the collective minds of those who watch R/E trends on the wet coast.
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Jun 26, 2014 05:51
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