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Here are some solid numbers on the U.S. rent landscape as of 2014 if anyone's interested: http://geoffboeing.com/2015/11/landscape-us-rents/
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May 27, 2016 19:56
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Spending money is the only indicator of adulthood left
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May 27, 2016 19:58
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Trial by fire, war? naw... credit score
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May 27, 2016 20:07
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ghlbtsk posted:Here are some solid numbers on the U.S. rent landscape as of 2014 if anyone's interested: cool. i live in numba 1 city and just started renting a 2 bedroom 1200 sq ft condo for $3100 thats 20 minutes outside of downtown it was built in 2006 and the windows have no noise insulation and theyre ripping all the plaster poo poo off all the walls of the entire complex because it was built poorly apparently, so every morning at 8am i start hearing air compressors fire up with chipping hammers going away at my walls.
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May 27, 2016 20:14
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Kinda surprised that SD is above NYC.
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May 27, 2016 20:23
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symbolic posted:i thought you were one of the people promoting that young adults should move out of their parents' house as soon as possible, yet when i post an anecdote about that you now say that they're miserable? I like to mock young adults still living in their parents hovels because they haven't found the means or courage to do the things necessary to get out. I have many a hearty lol when someone comes in talking about some sort of frat partnership, 8 year community college and a myriad of other stupid poo poo that goons have claimed or owned up to. So ya your trailer park trash friends might have a shitbag life but it is a little less lovely and more noteworthy because they have the wherewithal to take agency of their own life instead of harrumphing about what should be theirs by the virtue of existing.
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May 27, 2016 21:23
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Blacktoll posted:I like to mock young adults still living in their parents hovels because they haven't found the means or courage to do the things necessary to get out. I have many a hearty lol when someone comes in talking about some sort of frat partnership, 8 year community college and a myriad of other stupid poo poo that goons have claimed or owned up to. Having borne witness to lots of these shitbag lives being lived by shitbag people in their shitbag communities: no, dude, they are not less lovely, and they are so non-noteworthy that they actually call it the "cycle of poverty"; they're sad statistics and that's about all. I mean, if you want to get on a David Cage high horse about the nobility and agency of broke-rear end people, that's fine, but know in your brain's heart that you are dead wrong and 99 times out of 100 these broke motherfuckers wish they could continue to get a free ride at mom's house.
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May 27, 2016 21:42
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Move out even if you can't afford, go on food stamps, collapse the system
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May 27, 2016 21:50
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GORDON posted:There are plenty of low-intelligence people who still managed to crack that dubious cipher known as "living independently." Except the author also lived in New York, sent his kids to private schools (lol) and paid for Ivy League educations. And he tried to pay for this by writing books. So yeah no wonder. Most people in America do not live that way. Most people who live in New York don't have any money -- and only a tiny fraction of Americans even live there in the first place. The need to keep up with the expectations of social class is a powerful drive whether its Republicans in Dallas McMansions or coastal liberals in New York or San Francisco. Blargh posted:Lolling at all the "rent is throwing your money away!!!" in this thread, I thought that poo poo died in 2008. Do any of you fucks know what an amortization schedule is? I hope you know most of your first five years of mortgage payments are going straight into interest and you're not getting that poo poo back quote:You can afford a sizable down payment to cushion you from the effects of local economic downturns or you have a super-stable job, such as working for the government or your father-in-law, that makes you unlikely to ever miss any payments. Related is the guy I know who is my age, recently got a stable job, so immediately plopped himself and his girlfriend into a house only to see that it has underlying problems which they cannot afford to fix. Whoops!
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May 27, 2016 21:55
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I think it says a decent amount that a lot of people worry more about their credit score than the amount of money they actually have
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May 27, 2016 21:57
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Fonzarelli posted:super weird how americans want you to move out when you're 18 signalnoise posted:I think it says a decent amount that a lot of people worry more about their credit score than the amount of money they actually have She was a desk clerk. And she rarely bought anything. She had an ancient TV and passed the time with that, crossword puzzles and paperback books. Hawkish about turning off the lights. Never ate out. Never owned a car. Not saying I would recommend living like that because that would be some serious lowering-of-expectations. But her environment was clean and orderly, and she had a dignified and more or less happy life. (More than I can say for a lot of people.) And when she died she still had thousands of dollars in savings. Mind that this was after she had been retired for something like 40 goddamn years. Robot Pride posted:Nailed it. It was a shame-based scam for rent-seeking republicans to get more money by telling Americans that each and every single one of them needs to have their own ridiculously priced mortgage or lease to have any self-esteem. Living on your own is do-able. Big house, new cars, fashionable urban living, latest bullshit appliance this and that; that's a lot harder. So yeah, it's a scam. Owning a house is great. Work towards it. But also pay attention to your friends, family and loved ones. Live within your means. Take up a sport or volunteer at a homeless shelter. Goddamn. BrutalistMcDonalds fucked around with this message at 22:32 on May 27, 2016 |
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May 27, 2016 22:29
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or just live in some re-purposed kollektiv farm barracks where bourgeois degenerates like homosexuals and people who question lysenkoism go and retire with megarubles to spare
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May 27, 2016 22:32
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coolskillrex remix posted:cool. i live in numba 1 city and just started renting a 2 bedroom 1200 sq ft condo for $3100 thats 20 minutes outside of downtown That loving sucks. I live in Texas and my rent has gone up 100-150 every renew since I moved here four years ago. And we keep getting more pets since my wife in a bleeding heart vet tech, so space in our 800 foot foot apt costing
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May 27, 2016 22:49
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GORDON posted:No I was pretty much just criticizing the perception that "I bought this house with zero down, it isn't fair that I don't have equity overnight." It sucks that the world was set up to favor people who could put off gratification, but that's just how it is. Those with the patience to invest, as in with a house, will pretty much always be criticized by those without that patience. Congrats on buying a house 15 years ago, 7th grade me should have been on the ball.
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May 27, 2016 22:55
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Turtle Sandbox posted:Congrats on buying a house 15 years ago, 7th grade me should have been on the ball. No, the point is that he is so hardworking, responsible, and successful that he bought a house and paid it off early why can't you lazy millennial scum just do the same thing I mean it's seriously loving simple.
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May 28, 2016 00:31
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Housing prices just went up in the last quarter. They had been low and stable for a while.
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May 28, 2016 00:31
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archetype_games posted:
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May 28, 2016 00:59
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You know what never made sense to me? Big fancy expensive weddings. How about you save the money you'd spend on that poo poo and get plain rings for both partners and then the wedding gift for a new couple is the parents on both sides settings heir kids up with a starter house with a generous down payment and some furnishings? I mean, if you really want them out of your house, you gotta put some effort into it.
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May 28, 2016 01:04
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millenial? more like moronialHaier posted:The problem in India is when you're trying to get anything done and there are 9000 loving kids loudly playing cricket until midnight and snack carts blaring Bollywood tunes when the park space is utilized. It's a nightmare. the more salient noise pollution issue would be the traffic. though i would like to get my car fitted with a horn that plays a bollywood tune and does so faster the harder you jam on it
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May 28, 2016 01:05
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Fututor Magnus posted:millenial? more like moronial 
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May 28, 2016 05:54
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The White Dragon posted:ok why did it take you three years of cc plus five loving years in csu. i mean, great state school, don't get me wrong, but seriously I wasn't doing 15+ what ever units a semester in favor of chaining 8 week classes since I tended to do better with them since I have no option to procrastinate half a semester then buckle down. Accelerated courses I felt were a lot better than 2 times a week classes for 4-5 months, and it spread out the cost over time instead of paying 9k a semester or more I pay 3k. I'm curious what CC you went to and what major. I was Santiago Canyon into Fullerton for Business Admin.
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May 28, 2016 08:04
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Worlds Smuggest posted:I'm curious what CC you went to and what major. I was Santiago Canyon into Fullerton for Business Admin. i went to maui community college before it got absorbed into the greater university of hawaii system, and majored in linguistics there are no jobs in hawaii so i use my degree to teach english abroad (and even though i make a pretty paltry sum, it's more than my buddy made working in it/web design in hawaii because every employer knows they you can screw you on the salary and get away with it), and also leveraged it into picking up a programming language and, eventually, used it to collect valve welfaretm it's not a cushy corporate gig and i'll never be pulling down six figures, but i'm saving up anyhow and foreign nhs is baller af Fur20 fucked around with this message at 10:16 on May 28, 2016 |
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May 28, 2016 10:10
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Living at home is the best thing in the world. You'd have to be retarded to waste money on an overpriced apartment just to pretend your somehow "independent" and "free"
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May 28, 2016 10:24
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The system works!
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May 28, 2016 10:39
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The White Dragon posted:i went to maui community college before it got absorbed into the greater university of hawaii system, and majored in linguistics I thought a little about learning Japanese, chinese, or korean and doing the ex-pat thing but I wasn't entirely keen on the idea of taking that much risk in an unknown land, though it grows more appealing as time goes on. I had a cousin go to Hawaii university, dunno what she is doing now, but to be fair, Maui is pretty sweet if you like the ocean etc Waikiki and all that. Linguistics is definitely more for learning and speaking a lot of languages or teaching other people to speak it though.
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May 28, 2016 13:58
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I loved at home for two years since it allowed me to quickly pay off my student loans. Also home ownership is pretty overrated once you add up all the hidden costs such as repairs, property tax and insurance. For a rental there's less hidden costs.
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May 28, 2016 14:32
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Alucard Nacirema posted:Living at home is the best thing in the world. You'd have to be retarded to waste money on an overpriced apartment just to pretend your somehow "independent" and "free" The only upside is more space to do kinky poo poo with ur partner, and if ur really hosed up ur doing that at home in front or ur parents already :-D
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May 28, 2016 14:35
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Pvt.Scott posted:You know what never made sense to me? Big fancy expensive weddings. How about you save the money you'd spend on that poo poo and get plain rings for both partners and then the wedding gift for a new couple is the parents on both sides settings heir kids up with a starter house with a generous down payment and some furnishings? I mean, if you really want them out of your house, you gotta put some effort into it. That's rings, anyway, I'm not sure where the idea of ginormous expensive weddings comes from but yeah it's pretty stupid.
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May 28, 2016 15:04
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Dreddout posted:I'm a Willenial We are still living in the new Willenium.
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May 28, 2016 15:09
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Some people chose to have an elaborate wedding and some did not. Shocking revelations in this thread but I guess unsuccessful millenials have to talk through every little detail not understanding the simplicity of choice. "Grgahag why do some IDIOTS have expensive wedding and jewelry!?!?!" And all you really need to know is that they like it and wanted it.
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May 28, 2016 15:10
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Elukka posted:It's because it's conspicuous consumption injected into culture by corporations that want to sell you that poo poo. It's not supposed to make sense, it's supposed to make sure you buy a really expensive ring because it's a thing you have to do. The expensive ring was brilliant marketing by the DeBeers diamond cartel. In the past both husband and wife had plain gold rings.
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May 28, 2016 15:16
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etalian posted:The expensive ring was brilliant marketing by the DeBeers diamond cartel. it's back in fashion for my poor married millennial finger
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May 28, 2016 15:27
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Serious Frolicking posted:they dont actually live with your mom. that is an excuse your mom makes for all the young people who rotate through her bedroom. also it is very strange that you call your mother mommy as an adult. its a fetish thing
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May 28, 2016 15:29
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etalian posted:The expensive ring was brilliant marketing by the DeBeers diamond cartel. everyone knows you get the gold ring with infused arcane powers, only loving peasants get the idiot rock
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May 28, 2016 16:03
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Christ goons are judgmental as gently caress. *also the thread reads a lot like 
A. Beaverhausen fucked around with this message at 16:20 on May 28, 2016 |
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May 28, 2016 16:17
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thats pretty judgemental of you
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May 28, 2016 16:18
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The Brown Menace posted:everyone knows you get the gold ring with infused arcane powers, only loving peasants get the idiot rock The enchanted ring of +50 alimony payment https://www.youtube.com/watch?v=QsnB6NrSNMI
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May 28, 2016 16:24
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etalian posted:The enchanted ring of +50 alimony payment
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May 28, 2016 16:36
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Lived at home with the parents after college and paid off student loans quick. Few of my friends with similar amounts of debt are still paying them off nearly 7 years later. Living at home is cool on the short term.
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May 28, 2016 16:44
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SaltLick posted:Lived at home with the parents after college and paid off student loans quick. Few of my friends with similar amounts of debt are still paying them off nearly 7 years later. Living at home is cool on the short term. Yeah it's a good strategy, I had $35k in debt but was able to pay it off in 2 years of work plus afford to buy a decent used car in cash. I'm also a big fan of renting given how most jobs nowadays only last around 2-3 years.
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May 28, 2016 16:47
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