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Retail credit is easy to get. Some retailers don't even do a credit check. Between the item markups and insane interest rate they do ok. God Bless America. You sister is likely to be a lifetime credit spender. If you pay off her debt she will just run up more. Until she pays it off herself, she will never understand why buying on credit is bad. My mother in law is the same. I offered to pay off her dumb 21% interest credit card in exchange for her canceling the card. She refused because she might need to use the card in an emergency even though it has no credit left on it. It is cheaper to just let her keep the cards at max limit then to give her the opportunity to run up more debt. Eventually they will stop offering her credit. (I hope) Anyway you have to let people live their lives even if they don't do what you want them to do. (Unless you are a Republican then you throw them in jail.)
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Mar 26, 2016 14:42
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| # ¿ Apr 29, 2024 12:48 |
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