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I hope there are some important key details you missed because it sounds super rapey as-is.
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# ? May 26, 2016 13:59 |
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# ? Apr 26, 2024 20:26 |
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That's like saying not paying a sex worker after rendering services is rape. It's just good money sense Going back to that money suit guy. There's legal businesses here I guess you could call a similar scam. Tax refund specialists. The way the tax system works it's quite possible to not use up all your credits and be over-charged on tax if you didn't work enough hours in that work year. Getting a refund is a simple matter of getting a form off the revenue and returning it with your PPS number. If you are entitled then the money will be sent back automatically. So these companies exist where they take your PPS number and fill out the form on your behalf with the payment being to them. They take a 10-25% cut and send you the rest. There is literally no effort to it and they provide no real service. The only reason they exist is because people are gullible and don't realise how easy the process is.
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# ? May 26, 2016 17:55 |
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I used to use those guys. Taxes are scary, until you actually do them. They've been built up as this huge complicated thing that you'd better not gently caress up or else you'll go to prison for tax evasion!! Then you find a website that walks you through it for free.
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# ? May 26, 2016 18:16 |
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An online buddy of mine got catfished. As I understand some lady in The Philippines flirted with him, built up a (fake) online relationship, and got him to cyber on cam, and now she's sending his pics to his facebook friends until he pays her to stop.
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# ? May 26, 2016 22:50 |
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Seems like the number I've been getting calls from is notorious.
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# ? May 26, 2016 23:58 |
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DanAdamKOF posted:An online buddy of mine got catfished. As I understand some lady in The Philippines flirted with him, built up a (fake) online relationship, and got him to cyber on cam, and now she's sending his pics to his facebook friends until he pays her to stop. That happened to someone I knew from college. He messages me out of the blue one day on Facebook to tell me if a girl says something about him she's lying. And any pics would be faked. I heard about that scam so I knew exactly what he had done and couldn't help but burst my hole laughing. The ironic thing is, nothing ever came from it. She never contacted his friends or posted his pics. He warned a few people other than just me. So had he never bothered to try pre-emptively cover his perversions no one would have been the wiser.
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# ? May 27, 2016 00:25 |
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many johnnys posted:I used to use those guys. Taxes are scary, until you actually do them. They've been built up as this huge complicated thing that you'd better not gently caress up or else you'll go to prison for tax evasion!! It's also idiotic because if you do gently caress up the first thing the IRS will do is contact you and say "hey you made a mistake" and then work with you to fix it. You basically have to try to get arrested by the IRS or deliberately commit tax fraud. If you just go "oh, yeah that was dumb" and work with them they'll pretty much never even fine you, far as I can tell.
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# ? May 27, 2016 02:15 |
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ToxicSlurpee posted:It's also idiotic because if you do gently caress up the first thing the IRS will do is contact you and say "hey you made a mistake" and then work with you to fix it. You basically have to try to get arrested by the IRS or deliberately commit tax fraud. If you just go "oh, yeah that was dumb" and work with them they'll pretty much never even fine you, far as I can tell. Haha pretty much.
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# ? May 27, 2016 02:34 |
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The irony is in people not understanding that and flocking to tax scams that stand a very good chance of getting them heavily fined or locked up. And by that part they're so indoctrinated that they shake their fists at the IRS, not even realizing they've been fleeced.
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# ? May 27, 2016 03:05 |
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Absurd Alhazred posted:Seems like the number I've been getting calls from is notorious. Pretty common for there to be reports just like this for most numbers that are scams. I'll usually Google the number as my phone starts ringing to get a positive scam ID if I don't recognise it, or its from a popular scamming area/non geographic number. I seem to keep getting calls from a cellphone who's never left a message or texted me. No reports online. Pretty weird, the one time I answered I couldn't hear anything legible so I just hung up.
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# ? May 27, 2016 08:17 |
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many johnnys posted:I used to use those guys. Taxes are scary, until you actually do them. They've been built up as this huge complicated thing that you'd better not gently caress up or else you'll go to prison for tax evasion!! In Canada, you can call up the equivalent of the IRS (the Canada Revenue Agency) and they'll pretty much answer any questions you have on the phone. I'm sure they'd pretty much walk you through the whole thing if you needed.
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# ? May 28, 2016 01:16 |
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You can also import all of your tax information direct from revenue Canada. In most cases this will auto fill all of your tax information.
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# ? May 28, 2016 02:39 |
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PT6A posted:In Canada, you can call up the equivalent of the IRS (the Canada Revenue Agency) and they'll pretty much answer any questions you have on the phone. I'm sure they'd pretty much walk you through the whole thing if you needed. yeah you can do that in america too. good luck convincing someone obsessed with THE GOVERNMENT to do it though
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# ? May 28, 2016 03:28 |
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Lutha Mahtin posted:yeah you can do that in america too. good luck convincing someone obsessed with THE GOVERNMENT to do it though I forgot my pin one year and also didn't have my previous tax return for AGL and called the IRS. Talked to an extremely nice older lady who basically fell all over herself to help me out. That's my evil taxman story.
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# ? May 28, 2016 04:18 |
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The IRS are very helpful, but actually trying to reach someone for the 4-5 months of the year where it's important is like pulling teeth. From about February through April, their phone lines are locked up with other people trying to call.
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# ? May 28, 2016 04:58 |
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SystemLogoff posted:You can also import all of your tax information direct from revenue Canada. In most cases this will auto fill all of your tax information. In many cases it will not. For example, any kind of corporate tax return or any personal tax return where you don't derive your income from a standard salary.
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# ? May 28, 2016 15:12 |
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Captain Bravo posted:The IRS are very helpful, but actually trying to reach someone for the 4-5 months of the year where it's important is like pulling teeth. From about February through April, their phone lines are locked up with other people trying to call. They're all too busy counting how many fedoras are in their fedora collections.
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# ? May 28, 2016 16:03 |
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PT6A posted:In many cases it will not. For example, any kind of corporate tax return or any personal tax return where you don't derive your income from a standard salary. Should of said most, but it still helps.
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# ? May 28, 2016 18:58 |
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many johnnys posted:I used to use those guys. Taxes are scary, until you actually do them. They've been built up as this huge complicated thing that you'd better not gently caress up or else you'll go to prison for tax evasion!! That is a huge scam. Most people I know are terrified of doing their own taxes because they think they'll go to jail. I hate seeing the ads at tax time. Most people can file an EZ in 5 minutes and they're done. If you actively lie on your taxes, that's criminal. If you made a mistake, all you need to do is file an amended return and pay any interest and penalty. Interest and Penalty is nothing; they are tiny amounts. Those ads are targeting people who don't have complicated finances. The provider knows that they can do their taxes for them in just a few minutes and rake in the coin with no real work. Also, "I goofed" is considered an acceptable response to the IRS. They don't want to make a fuss. They only want to fix it and move on. If you get weird with them, then they bring down the hammer. I've been through many audits with companies I worked for, and they are basically a non-issue. All you need to do is shut-up, and provide your backup data. mostlygray fucked around with this message at 20:16 on May 28, 2016 |
# ? May 28, 2016 20:12 |
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I heard there is a website on the Internet with a bunch of forums that are funny and interesting. There are people who try to charge you $10 to get an account to these forums. Complete scam. I fell for it a long time ago. Never again.
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# ? May 29, 2016 03:23 |
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mostlygray posted:That is a huge scam. Most people I know are terrified of doing their own taxes because they think they'll go to jail. I hate seeing the ads at tax time. This is another thing that a lot of people forget. For the most part, tax authorities just want their money. They will help you in order to accomplish this task, and they will forgive you if you make a mistake. If, however, you hide money which is rightfully theirs from them on purpose, they will be very angry with you and make your life a living hell.
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# ? May 29, 2016 04:37 |
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I didn't really pay taxes from age 19 to like 30-32. The IRS was just absurdly easy to deal with when it came time to pay it back. Because I had bothered to half hearty file for a few of those years, they dropped a ton of the interest and penalties and accepted "I was poor and an idiot" as a reasonable explanation.
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# ? May 29, 2016 15:32 |
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One tax thing that is scummy as hell are those "refund anticipation" loans. It's bad that the big tax prep companies lobby to keep the tax system as complicated and inefficient as possible, but there is a special level of Hell reserved for the people involved in that racket. Skimming money from the overpaid taxes of confused lower-income people is something that would only appeal to someone with a conscience as twisted and necrotic as Ayn Rand herself. And it's legal
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# ? May 29, 2016 16:55 |
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Lutha Mahtin posted:confused lower-income people checks out
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# ? May 29, 2016 18:19 |
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Yeah, I gotta support everyone on here that's saying the IRS is much easier to deal with them most people say. me and my ex filed on time but ended up owing 900$ and they just set us up on a payment plan. I owe 300$ this year and cause I am a broke rear end have to split it into several payments but still no sweat. these numbers are pidly but an acquaintance of mine actually did owe close to 30,000$(!) and managed to get it paid off with a year and a half with some late fees and interest reduced. they're not some jack booted Gestapo thugs who will take you away in the middle of the night. prison time is generally reserved for people who knowingly and intentionally commit tax evasion and tax fraud on huge sums of money. Just to contribute a few years ago my Indian (higher caste, hardly bad off) coworker got a phone call from an "officer <don't remember his name>" demanding 2000$ by Western union to drop charges for some offense (I don't think he even specified the offence). he was kind of coddled and understandably freaked out about the whole thing until I explained him: - cops don't drop charges, the DA has that some discretion - he hasn't committed any crime to my knowledge (this is a 22 year old kid who wouldn't touch drugs or alcohol - no law enforcement agency in the world will request money by Western union except as a money order for probation fees for example, NOT by untraceable wire transfer - I called the dude back and he identified himself as Officer <Smith> I asked him for a PD and badge number which he claimed was none of my business. told him I didn't think he was any type of officer and would be filing complaints of fraud to the government. he realized he. hadon't found an easy mark and hung up on me
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# ? May 29, 2016 20:40 |
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About 10 years ago when I was going in to the third year of my degree program someone called and left a message on my cell that I had won a $2500 scholarship that I hadn't applied for, and that they needed my Social Insurance Number (same as SSN) for "tax purposes". Went in person to the school office and it turned out that yes, I had in fact won a $2500 scholarship, they really did need my SIN for tax purposes and the person who called me was just too stupid to leave a message that didn't sound like a scam.
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# ? May 29, 2016 20:59 |
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grack posted:About 10 years ago when I was going in to the third year of my degree program someone called and left a message on my cell that I had won a $2500 scholarship that I hadn't applied for, and that they needed my Social Insurance Number (same as SSN) for "tax purposes". I used to work for a college that did research involving elderly participants. They were paid for their time, but since it was income, a 1099 firm would be filled out and the income reported to the government. Because of this they had to fill out a w-2 type form. Every time when we got to the part during the intake interview where we had them fill out w-2 information including SSN, there was a 50% chance they would get upset and even walk. One guy even looked like he was about to punch me. To be sure, we were at a state college, they were were on the campus and had been given a lot of forms relating to a real study, including lead scientist, relation to the college, etc, and they were talking to a research assistant with a visible identity badge. I guess the AARP does a good job educating folks about identity theft.
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# ? May 29, 2016 22:18 |
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SubjectVerbObject posted:I used to work for a college that did research involving elderly participants. They were paid for their time, but since it was income, a 1099 firm would be filled out and the income reported to the government. Because of this they had to fill out a w-2 type form. That or a high portion of older people have been scammed at least once.
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# ? May 29, 2016 23:47 |
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Alternatively, they just didn't want to go through the trouble of filling out another drat form. The less time you have to live, the more you despise additional paperwork.
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# ? May 30, 2016 08:05 |
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grack posted:About 10 years ago when I was going in to the third year of my degree program someone called and left a message on my cell that I had won a $2500 scholarship that I hadn't applied for, and that they needed my Social Insurance Number (same as SSN) for "tax purposes". I had something similar happen a few years ago. I got a call from "cardholder services" who needed me to call them back at a number that i couldn't identify through google or any of my paperwork to answer questions about potential fraud. Since they didn't even name the company I figured it was a scam, and ignored it. Turns out it was legit, and my card was suspended. I've always thought that some scammer got that same call and later invented "Rachel from cardholder services" .
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# ? May 30, 2016 15:36 |
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There was a doctor's office I went to once that had a question on their intake paperwork, about how I wanted them to identify themselves on the phone if they ever needed to call me. My guess is that this was a holdover from the landline era, when somebody might want privacy from their family or roommates. One of the options was just a blank space for whatever you wanted, so naturally I wrote "Batman". Duh.
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# ? May 30, 2016 16:42 |
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Lutha Mahtin posted:There was a doctor's office I went to once that had a question on their intake paperwork, about how I wanted them to identify themselves on the phone if they ever needed to call me. My guess is that this was a holdover from the landline era, when somebody might want privacy from their family or roommates. One of the options was just a blank space for whatever you wanted, so naturally I wrote "Batman". Duh. There are probably still places that do this. Not just for HIPAA reasons, either, but because there are plenty of situations where you don't want to leave a message like "this is Renee from the domestic violence hotline."
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# ? May 30, 2016 18:00 |
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Lutha Mahtin posted:There was a doctor's office I went to once that had a question on their intake paperwork, about how I wanted them to identify themselves on the phone if they ever needed to call me. My guess is that this was a holdover from the landline era, when somebody might want privacy from their family or roommates. One of the options was just a blank space for whatever you wanted, so naturally I wrote "Batman". Duh. Q: Do I sound sexy over the phone? A: Yes. I forgot about this hilarity about 14 seconds after I clicked submit, and it stayed forgotten for some years until I had occasion to call my bank and they needed to verify my identity. The guy just about busted a gut laughing.
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# ? May 30, 2016 21:37 |
photomikey posted:Back when security questions were just becoming a thing, you could write your own question at my bank. I picked two (pet's name and elementary school or whatever), and was working on the third and couldn't think of a good one. Finally I wrote: I made the mistake of being "hilarious" in a free-form field at the wrong time/place once. I live in Canada, and I wanted to buy an American friend of mine a rather unique gift from an online store that wouldn't allow me to purchase with my Canadian CC or PayPal. I was, however, able to convince another American friend to order the item, and then I'd send him the cash via PayPal. The guy I was sending the money to was notorious for filling the Memo field of cheques with "for sexual favors", so I thought it would be the height of comedy to enter the same thing for the reason of the PayPal transfer. The next day he says "What the hell did you do? My PayPal account's been frozen." I couldn't imagine what was wrong (because I'm an idiot), but when he contacted support they informed him that he had broken the ToS by using the service to take payments for sex. I had a very nice email exchange with PayPal support where I explained that it was all just a joke, and eventually they came back with "ok, but don't do it again" and unfroze his account. Since then, I've been a little more... judicious in the application of wackiness on forms.
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# ? Jun 1, 2016 16:36 |
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photomikey posted:Back when security questions were just becoming a thing, you could write your own question at my bank. I picked two (pet's name and elementary school or whatever), and was working on the third and couldn't think of a good one. Finally I wrote: I wrote my own security question for an old email account. It was, in its entirety: "werewolves?" I promptly forgot about it, until the day several years later when I needed to verify something on the account. At which point I no longer remembered what supposedly amusing garbage I had put as an answer. To this day I have no loving clue what the answer was supposed to be. I had to reset the question. I would pay money to find out what it was, because what the gently caress did stupid, younger me think was an obvious answer to "werewolves?" ... I tried "werewolves." as my first guess. No dice.
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# ? Jun 1, 2016 18:18 |
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You had just seen Young Frankenstein and the answer was, 'There wolves.'
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# ? Jun 1, 2016 19:33 |
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spacing in vienna posted:To this day I have no loving clue what the answer was supposed to be. I had to reset the question. I would pay money to find out what it was, because what the gently caress did stupid, younger me think was an obvious answer to "werewolves?" Another thing like this is when there's a website that has an article I need for something, but they hide it behind a free account login. So I fill out all the account information with fake stuff; like, I'm sure there are quite a few Lutha Mahtin accounts here and there around the web that were logged into exactly once, and then were logged out a few minutes later. The problem is when you have another instance where that site has some page you want to see, and you try and sign up again only to see "that email address is already in use". Then I go to the password recovery system and it asks me "what's your birthdate"? Oh, looks like I must have just picked a random birthdate when I signed up the first time. Looks like the person who got scammed this time....is me
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# ? Jun 1, 2016 19:48 |
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That's when you start a throwaway hotmail account with more fake information, to register with the site again!
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# ? Jun 1, 2016 20:52 |
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It's simple, just use the same fake birthday for all your fake profiles. Just pick a date you can always remember, like some historically significant date.
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# ? Jun 1, 2016 20:56 |
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# ? Apr 26, 2024 20:26 |
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eine dose socken posted:historically significant date. Ahhh, the twentieth of April back in 69'.
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# ? Jun 1, 2016 21:23 |