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WarMECH posted:Our SUV came with a sunroof that we have literally never opened and yet it had a leaky seal a few years ago that needed to be replaced. Not a fan. Sunroofs seals are not waterproof. Or even tree debris proof. They are basically "splash proof" and designed to drain into a tray around the glass, and that tray has drains that need to be cleaned out periodically if you park in places that put a lot of debris on the roof - even if you've never opened it.
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Apr 30, 2019 14:56
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Motronic posted:Sunroofs seals are not waterproof. Or even tree debris proof. They are basically "splash proof" and designed to drain into a tray around the glass, and that tray has drains that need to be cleaned out periodically if you park in places that put a lot of debris on the roof - even if you've never opened it.
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Apr 30, 2019 14:58
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Correct. It was actually the drain that was clogged and they had to fix it. Still not a fan.
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Apr 30, 2019 14:58
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Hoodwinker posted:Cool. A thing I have to maintain on a part I don't want and would never use. You've basically sold me on not just not wanting a sunroof but actively avoiding them. Yep. That is definitely the correct course of action. It's a shame that most manufacturers put them on the higher trim packages by default these days so you basically have zero chance of finding something used without one and need to special order new stuff.
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Apr 30, 2019 15:00
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Hoodwinker posted:But DaveSauce TruckQuityTM
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Apr 30, 2019 15:06
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From r/relationships: I live with and own a home with a partner who wants to leave, but we owe too much on the house to get any money and I don't have anywhere to go. quote:Myself (32f) and partner (32f) bought a home together about 1.5 years ago. Realistically with the amount of money we owe on the AC unit, fence and house there is no way to come close to getting our money back especially enough to afford to buy/rent something else. I am at a loss. We made this agreement so we would have a joint asset together thinking we would be together for (well ever). Now she wants to leave and keeps pressuring me to sell, but I don't have a place to live. On top of everything my dad died less than 6 months ago whom I loved dearly and I just lost my job. This feels very very lovely. And I honestly don't know what to do. I have a 7yr old son and 4 dogs. Where or what are we supposed to do? In the comments she confirms there was no down payment. It is cute that she thought it would be an asset.
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Apr 30, 2019 16:16
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Why pay the landlord's mortgage when you can pay rent to the bank on a 30 year commitment????
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Apr 30, 2019 16:18
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If there's no equity then there's nothing to pay her back. Show her there's no equity and get her to agree in writing that she won't come after you down the line in exchange for you taking over the payments.
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Apr 30, 2019 16:27
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BFC > Bad with Money 2019: I am at a loss.
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Apr 30, 2019 16:29
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therobit posted:If there's no equity then there's nothing to pay her back. Show her there's no equity and get her to agree in writing that she won't come after you down the line in exchange for you taking over the payments. OP is unemployed and cannot take over the payments. She seems to think her gf is morally obligated to continue to support her or something.
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Apr 30, 2019 16:32
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Xenocides posted:OP is unemployed and cannot take over the payments. She seems to think her gf is morally obligated to continue to support her or something. I mean, yeah she needs a job, but she would anyway. Re-reading the post maybe she doesn't intend to work? She's still grieving 6 months after dad died and if she doesn't plan to get a job then I feel sorry for her kids. This is the best job market in the last 20 years so you have no excuse lady.
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Apr 30, 2019 16:37
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Best part of the Denali post is that he literally cites a small scratch on the window as part of the reason he needs another new truck. Alas... Maybe once I have a sunroof and a flawless window (attached to a new vehicle), my life will feel complete  therobit posted:I mean, yeah she needs a job, but she would anyway. Re-reading the post maybe she doesn't intend to work? She's still grieving 6 months after dad died and if she doesn't plan to get a job then I feel sorry for her kids. This is the best job market in the last 20 years so you have no excuse lady. "I just lost my job." Doesn't appear to be related to other issues.
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Apr 30, 2019 17:02
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Krispy Wafer posted:I’m the “but I will be getting a brand new truck.” when his current slightly new truck hasn’t even had 2 oil changes. Did you miss the part about the rock chip in the windshield though?
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Apr 30, 2019 17:03
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Easychair Bootson posted:Did you miss the part about the rock chip in the windshield though? Oh poo poo. I missed that. His reasoning makes sense now.
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Apr 30, 2019 17:12
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Gazpacho posted:BFC > Bad with Money 2019: I am loss.
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Apr 30, 2019 18:39
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Sharpen those guillotines, boys! Budgeting help needed...feeling broke on 370k+ household income quote:My wife and I are both physicians. She will still be in residency (70k income) and I recently signed a contract to start making 300k+ income in July as an attending.
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Apr 30, 2019 20:22
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howdoesishotweb posted:Sharpen those guillotines, boys! “Leave Boston.” “No.”
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Apr 30, 2019 20:24
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1800 on misc stuff like flights. If you are flying enough that you specifically mention it in your monthly budget, it’s not “misc”
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Apr 30, 2019 20:29
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$1,200 in food for two $1,800 for "stuff like soap" Tons of categories just totally missing
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Apr 30, 2019 20:30
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That turd hasn't even collected a single paycheck at that income level yet (starts in July) and is already spending like crazy. What a dumbass.
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Apr 30, 2019 20:31
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Is infant care in Boston really $3300 mo?
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Apr 30, 2019 20:31
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howdoesishotweb posted:Sharpen those guillotines, boys! lol, I love a good physician bad with money post. Their rent is more than I pay for our mortgage and two new cars.
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Apr 30, 2019 20:31
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Guillotine yes, but BWM? Only BWM thing there is Boston. They're doing all their saving/retirement whatever correctly. I feel like unless they have expensive tastes, they're WAY overestimating their miscellaneous costs, because the $2,000 leftover after bills/etc. is more than GWM people with normal incomes have. The right answer is to get the gently caress out of dodge and reap the benefits of having dual doctor income in a normal COL area. They'd take a pay cut but they would live like kings anywhere else. Plus once she's out of residency, her income will probably at least double. I dunno how doctor pay scales work, but he's over triple hers, so if they just sit tight they'll probably get a huge income boost.
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Apr 30, 2019 20:33
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Do they have a live-in nanny? That's the only way I can see $3000+ on infant care. "Living like kings, don't have debt, but feel like we should be living like literal gods, help with a budget."
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Apr 30, 2019 20:36
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DaveSauce posted:Guillotine yes, but BWM? Only BWM thing there is Boston. You look at that and the only BWM thing you see is due to higher COL?
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Apr 30, 2019 20:37
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SlapActionJackson posted:Is infant care in Boston really $3300 mo? 3300 sounds high to me, but if it's in the city proper instead of a burb, probably.
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Apr 30, 2019 20:37
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Krispy Wafer posted:Do they have a live-in nanny? That's the only way I can see $3000+ on infant care. quote:(our current place is lovely..2400 for 600 sq ft and still had rat problems, but hey it’s Boston) I mean they have a ton of money, but I wouldn't classify their living conditions as "living like kings" I don't know Boston but I can't imagine 4400 is anything but a standard apartment anywhere else considering if they were paying double my mortgage for a 600 sqft shithole.
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Apr 30, 2019 20:38
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Krispy Wafer posted:Do they have a live-in nanny? That's the only way I can see $3000+ on infant care. That's one thing I would think makes sense for them, depending on specialty. Call schedules don't conform to regular childcare business hours.
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Apr 30, 2019 20:39
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DaveSauce posted:Guillotine yes, but BWM? Only BWM thing there is Boston. They're doing all their saving/retirement whatever correctly. I feel like unless they have expensive tastes, they're WAY overestimating their miscellaneous costs, because the $2,000 leftover after bills/etc. is more than GWM people with normal incomes have. To me the BWM is doubling your rent thinking it will eliminate the rats and other hazards of city living.
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Apr 30, 2019 20:41
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DaveSauce posted:I mean they have a ton of money, but I wouldn't classify their living conditions as "living like kings" I mean there are poor kings and there are rich kings. These are middle-class kings. They also eat where ever they want, will be sparing no expense in childcare, and put airfare in the same category as soap. They do live in a rat infested apartment, but it's Boston. I'm guessing that's all apartments in Boston. When Bostonians say 'rat' does it sound like 'at'?
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Apr 30, 2019 20:42
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DaveSauce posted:Guillotine yes, but BWM? Only BWM thing there is Boston. They're doing all their saving/retirement whatever correctly. I feel like unless they have expensive tastes, they're WAY overestimating their miscellaneous costs, because the $2,000 leftover after bills/etc. is more than GWM people with normal incomes have. Living beyond your means is bad with money. They could rent a 2 BR in Boston for an average of $2,550. They chose instead to spend $4,400 a month. Full time childcare in Boston averages $18,000 per child per year. They chose instead to spend $3,300 a month (this is about how much your take-home pay ends up being as a resident, BTW). Their $4,400 doesn't cover parking, for another $500 a month. Another grand for associated car costs. They can keep the car and commute from somewhere cheaper, or lose it entirely, but have done neither to the tune of $18,000 a year. Loans are loans and they'll be paid as they're due, but they have made several disastrous choices to live beyond what they earn.
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Apr 30, 2019 20:43
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Are we reading different posts, or did I gently caress up my math? Because by my calculations, after all the "mandatory" payments (rent, food, utilities, insurance, day care, etc.) they still have $2,000/mo to pay for "miscellaneous" expenses, of which they've somehow allocated $1,800 into unknown categories. Keep in mind they are already maxing their 401(k)s. The only thing I don't see is saving for their kid's college fund...
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Apr 30, 2019 20:53
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quote:4400 rent Meanwhile, bay area residents making 1/3 their income take another drink and then laugh, but they're not quite certain what's the funny part.
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Apr 30, 2019 20:57
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Sundae posted:Meanwhile, bay area residents making 1/3 their income take another drink and then laugh, but they're not quite certain what's the funny part. Are those filthy poors enjoying their box wine?
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Apr 30, 2019 21:01
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Xenocides posted:Are those filthy pools enjoying their box wine? Why isn’t canned wine a thing? (Someone’s gonna link canned wine)
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Apr 30, 2019 21:02
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Yeah it's extremely a thing
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Apr 30, 2019 21:03
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very thing, yes
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Apr 30, 2019 21:04
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colachute posted:Why isn’t canned wine a thing? It is a thing, no need to link. It will probably go away because wine packaging is marketing, and superior technology (like bag in box, screw caps) aren't "fancy" enough for expensive wine.
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Apr 30, 2019 21:06
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There's some good canned wine, but it's more expensive than bottled so I don't get the point.
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Apr 30, 2019 21:06
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Nocheez posted:There's some good canned wine, but it's more expensive than bottled so I don't get the point. This is the opposite of what my expectations are.
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Apr 30, 2019 21:08
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