TraderStav posted:

Is BFC a public forum? I'd rather pick one that is more discrete.

Bird in a Blender posted:

I’ve seen ads for people to invest in this company Knightscope. They make security robots. I have to imagine this is ultimately going to be BWM. What legit company is advertising for investors instead of an IPO, or going out and getting some private investors?

Buy Shares in Knightscope's Public Listing posted:

Q. Can I buy shares through StartEngine? Can I use a credit card?

A. Yes, you can do that by clicking here. And yes, you can fund the transaction with credit card.

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Need help regarding cash needed back

My father gave me a large sum of money from both him and my special needs siblings to invest into the stock market. I was 18 at the time of this transaction and of course I wasn’t ready to handle this large sun of money and ended up losing it.There was no legal contract tied to this money, and after getting kicked out of the house I am expected to pay said money back to him in full.

Is there any legal grounds for this, or due to the circumstances am I safe having not paid back this money. There is also college debt I owe him that was not contractually obligated for me to pay but I will be handing him this money in the relative future without signing a contract. Is there anything I need to do to protect myself legally? Also if he tries to press charges can I use the fact that he gave me the money of 2 disabled persons as a defense as it shows negligence?

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I went through his comment history to see if there were any clues as to what he invested in.

Meme Stonks. Options. Shitcoins.

LAOP bought $220 worth of call options on LZB on or about July 6th. LZB then dropped in value and never really recovered, making those call options essentially worthless.

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I was coerced into taking this deal after being extremely unsure if I wanted the money. Additionally there was no stipulation on what would happen if the money was lost to the market, instead simply stating I would gain 5 percent of the money the account made, but what would happen to the rest of the money was not stated.

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If you're going to get 5% of the profits, so going big with crypto and options made sense to maximize gains. It seemed impossible to lose money on crypto for 99% of history.

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How to hide money from wife (hear me out)

Up top: I'm saving money for our 10th year wedding anniversary for a major trip. I mean ... major. There is nothing else at play, but it's a big sum of money (for us)

Anyway, we are going to start the home buying process soon and our finances will be scrutinized heavily. I don't want to have to disclose this sum of money and tip my wife off. I think she'd be equally upset to have the surprise spoiled and offended that I've hidden such a large amount of money from her, because it's just floating and could be seen as me "stealing" from the family coffers, you know? I have nothing but good intentions for this money but again, this amount would probably give her fired flag vibes.

Current idea: throw it in our personal investment portfolio, as I always keep some cash in there for opportunities. Wife has never expressed interest in having my login/looking at the current state to any amount of cash in there would not be surprising to her.

Am I under/overthinking this? Any complications I'm not foreseeing? I know I'll prob need to keep the funds in the investment account until we close, but anniversary is more than a year away so I've got all the time I'd need.

Thx.

Edit: I mentioned the relationship stuff hoping we could get it out of the way and talk about the logistic/legal implications of moving the money. If possible, I'd like to keep the discussion on that please. Thanks again.

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Not quite financial advice, but are you sure your wife will be okay spending so much money on a big anniversary trip?

Because a few years ago I surprised my wife with a big expensive gift I knew she'd love, and she was PISSED that I spend so much money without consulting her.

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If you and your wife have discussed this trip, maybe it would be better just to tell her, "I am going to set aside $x per month so we can take a trip for our anniversary. I want it to be a surprise so please don't ask any questions about it, but I didn't want to keep a large amount of money secret from you either."

I don't think it matters if your wife wants to go on a trip or not, if my husband spent thousands of dollars on something like this and I found out he'd been keeping the money a secret, I'd be livid. Make the details about the trip a surprise, not the money to be spent on it.

I thank you but i'd like to talk more about the aspects of moving the money and what the possible implications are, if possible.

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Like a divorce because she felt betrayed and couldn’t trust you with money anymore? That kind of implications?

Especially since it seems you are combining your finances when you mention the “family coffers” so it isn’t even a gift from your own pocket but you are also pulling money from her pockets.

Please reconsider and discuss with your wife.

Thank you for your reply. However, no. I am referring to how a bank/underwriter might perceive the movement of what I consider to be a large sum from one account to another shortly before we begin the pre-approval process.

Like, whether they can see if balance was X-figures a few days ago and now it's basically zero. Can they see that? Will they even care? Does that potentially make me look riskier in some way?

I'm seeking help identifying blind spots from a financial stand point between "us" and the bank, not myself and my spouse. There's just a small modifier that I want to have receipts for why I put the money aside before I show her, so I'd like to make the sum as inconspicuous as possible without hurting out interest rate/term, etc.

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Relationship advice: tell the wife you’re saving up for it but not any details about the trip. That way you can keep it a surprise.

Thank you, but any thoughts about the impacts of moving the money on a financial/home buying level?

Leon Trotsky 2012 posted:

quote:

Thank you for your reply. However, no. I am referring to how a bank/underwriter might perceive the movement of what I consider to be a large sum from one account to another shortly before we begin the pre-approval process.

Like, whether they can see if balance was X-figures a few days ago and now it's basically zero. Can they see that? Will they even care? Does that potentially make me look riskier in some way?

I'm seeking help identifying blind spots from a financial stand point between "us" and the bank, not myself and my spouse. There's just a small modifier that I want to have receipts for why I put the money aside before I show her, so I'd like to make the sum as inconspicuous as possible without hurting out interest rate/term, etc.

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and what the possible implications are, if possible.

Bird in a Blender posted:

That really reads like some guy trying to hide money for an impending divorce, but then buying a house is one of the worst things you could do.

That 18 year old is in a weird spot. WTF is the dad doing giving an 18 year old a bunch of money to invest. Does this kid run some investing Instagram account or something? There’s a lot of dumb poo poo happening on all ends there.

Barudak posted:

I think the house is not being bought and the poster is using that to try and figure out how to hide assets in a divorce as hes assuming they're similar processes

quote:

Thank you for your reply. However, no.

ultrafilter posted:

https://twitter.com/nypost/status/1478451735572197381

CitizenKain posted:

2021 is already off to a great start.

ultrafilter posted:

https://twitter.com/nypost/status/1478451735572197381

ultrafilter posted:

https://twitter.com/nypost/status/1478451735572197381

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“I think everything happens for a reason, and although my fart-selling days are ending, I am going to save the money I’ve made and will put some into crypto,” she added.

untitled username posted:

quote:

“Even though I got backlash, I think it has opened a new door for me. I’m working on digital fart jar artwork at the moment,” Matto said.

ultrafilter posted:

https://twitter.com/nypost/status/1478451735572197381

Motronic posted:

It's 100% this. Look at the amount of deflection from "let's not worry about my marriage/spending a bunch of a joint account on something we haven't discussed" going on.

Alchenar posted:

blackmet posted:

I would think that farting into selling empty jars on eBay is probably the lowest stress career I can think of.

I have no idea how that would give you a heart attack scare or be a career you'd throw the towel in on because of a heart attack scare.

Bad with Media: Not Farting True

greazeball posted:

Lol at someone giving up their fart jar business rather than just recording a video once a month and then collecting the stench off a good cheese plate or something.

Hieronymous Alloy posted:

honest artis-anal product

Hieronymous Alloy posted:

Honestly thats what I like most about the story

Lady was producing an honest artis-anal product and refused to compromise on quality

Edgar Allan Pwned posted:

You can have such bad gas it hurts your heart?

Edgar Allan Pwned posted:

You can have such bad gas it hurts your heart?

Super Librarian posted:

Yeah, your heart isn't actually impacted but it's scary as hell. My dad was convinced that he was having a heart attack and my mom rushed him to the ER in the middle of the night. Diagnosis: bad gas from eating a big omelette for dinner. BWM hospital visit but probably GWL to be overly careful with a 60yo's heart attack symptoms.

Thieves Steal Gallery Owner’s Multimillion-Dollar NFT Collection: ‘All My Apes Gone’ posted:

Shanti Escalante-De Mattei

“I have been hacked. All my apes gone. This just sold please help me,” wrote gallery owner Todd Kramer, of New York’s Ross + Kramer Gallery, in a since-deleted tweet posted on December 30.

A phishing scam had drained his Ethereum wallet of 15 NFTs valued at a total of $2.2 million, including four apes from the “Bored Ape Yacht Club” collection. The thief seemed to have sold off many of the pieces in Kramer’s collection, and Twitter users jeered at Kramer’s bad luck, pointing out that he had bet on an unregulated, decentralized system that would be unable to help him.

“Man If only there had been some kind of Regulating authority in place that could like Insure your investments against theft and fraud,” wrote one user with the handle @anarchy_shark.

But in the end, an authority did come through. With the help of the buyers and the NFT platform OpenSea, Kramer was able to get back several of his NFTs. Five hours after his original post, he wrote, in a tweet that has also since been deleted, “Update.. All Apes are frozen,,. Waiting for opensea team to get in,,,lessons learned. Use a hard wallet…”

OpenSea’s involvement sparked major controversy, with some alleging that NFTs could not truly be decentralized if it had “frozen” some, rendering them unsellable on the platform. Others pointed out that OpenSea had only frozen user’s ability to interact with the NFT through that one site alone—they could still be bought and sold elsewhere.

Neither OpenSea nor Kramer responded to requests for comment.

Phishing scams have become more frequent as NFTs have increased in value. However, most savvy users can protect themselves by using hard wallet, also known as a cold wallet, which is physical and only connects to the internet when plugged in and engaged. Kramer had been using a so-called hot wallet, which is continuously connected to the internet and thus more vulnerable.

More common than phishing scams, however, is theft of a different kind. Some people have begun making NFTs of art that they did not create, an issue for which no easy fix has yet been developed.

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“Man If only there had been some kind of Regulating authority in place that could like Insure your investments against theft and fraud,” wrote one user with the handle @anarchy_shark.