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Blue Footed Booby posted:I continue to get texts addressing me by a specific name and asking if I'll sell them a specific property. Googling the name, they appear to be both a real person and a former owner of the address. Start replying with hello.jpg
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Jun 4, 2022 19:23
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Salt Fish posted:lol that's hilarious Racist, sexist, and homophobic ones.
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Jun 4, 2022 20:20
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Volmarias posted:Start replying with hello.jpg Invite her to a Lemon Party at the address.
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Jun 4, 2022 20:49
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Blue Footed Booby posted:I continue to get texts addressing me by a specific name and asking if I'll sell them a specific property. Googling the name, they appear to be both a real person and a former owner of the address. I have two of these. One is a deeply conservative MAGA named Roy. One is a very devout Muslim woman named Mirna. It leads to a very strange cross-section of spam texts/calls.
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Jun 6, 2022 16:46
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It wasn't a scam per se, but I once got a phonecall where the caller ID said it was coming from FRIDAY JUMBO, so I just let it ring. A few minutes later a I got a voicemail from a friendly-sounding man with a West African accent who said "Hello, my name is Friday Jumbo, you probably weren't expecting this call" and he invited me to attend a church service.
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Jun 6, 2022 18:11
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I keep getting calls supposedly from Comcast telling me there's some issue in my home they need to look at but when I call the COmcast # and talk to an operator about it they say no. Weird thing is, the robo auto answer recording says there IS a problem. But I'm not having any internet problems so...?
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Jun 7, 2022 00:19
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BiggerBoat posted:I keep getting calls supposedly from Comcast It's like Inception, but for scams
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Jun 7, 2022 00:34
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BiggerBoat posted:I keep getting calls supposedly from Comcast telling me there's some issue in my home they need to look at but when I call the COmcast # and talk to an operator about it they say no. Weird thing is, the robo auto answer recording says there IS a problem. But I'm not having any internet problems so...? They probably just leave "we are experiencing higher than call volume due to connection outages" on loop regardless of what's happening in the world. It's probably a scam.
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Jun 7, 2022 01:06
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Volmarias posted:They probably just leave "we are experiencing higher than call volume due to connection outages" on loop regardless of what's happening in the world. It's probably a scam. At the same time, I wouldn’t be at all surprised if, whether or not a customer realizes it, something is wrong with their Comcast service. It’s just that likely. For example, my account has a phantom cable box on it. They don’t charge me for it, it’s labeling can’t be changed, and it always shows up in the list, so now, “Living Room 2” is my living room box.
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Jun 7, 2022 01:55
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Ok what's the scam? I get 5-10 invites to connect from rando Chinese people on Linkedin per week. People whom I've never had any contact with. Some kind of spying thing? Fake accounts trying to get connections so they look real? Two people with completely different names but the same photo claiming to be SpaceX Director of Energy Data. Which I'm pretty sure is not a position that actually exists. They also all seem to either withdrawal their invitation or delete their profiles after a few days too. e: Just checked, literally dozens upon dozens of invites from Chinese people with deleted profiles. The only invites from profiles that still exist are from non-Chinese people. ee: Oh ok. After Googling, seems like most likely it's Nigerians with fake accounts targeting Chinese people with your standard check/wire transfer scams. Usually involving some kind of job offer. bamhand fucked around with this message at 03:24 on Jun 14, 2022 |
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Jun 14, 2022 03:16
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Blue Moonlight posted:At the same time, I wouldn’t be at all surprised if, whether or not a customer realizes it, something is wrong with their Comcast service. It’s just that likely. The wireless gateway you rent from Comcast is a broken piece of poo poo. It came that way in the box.
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Jun 17, 2022 03:00
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Apparently all modern Discover cards start with 6011 20. They're in the form 6011 20AA AAAA AAAC where A is the account number and C is a check digit at the end. Not sure if they have a way to verify the check digit, but I've got a good fake number prepared for next time.
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Jun 17, 2022 16:09
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Jolly Jumbuck posted:Apparently all modern Discover cards start with 6011 20. They're in the form The check digit is basically a checksum, it's not a secret. Here's how they're generated
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Jun 17, 2022 18:47
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Zamujasa posted:The check digit is basically a checksum, it's not a secret. Here's how they're generated Thank you sir, I now have a fully valid number ready for next time.
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Jun 23, 2022 14:12
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Jolly Jumbuck posted:Apparently all modern Discover cards start with 6011 20. They're in the form The fifth and sixth digits can be things other than 20 now. The rest of what you said is accurate. It's why Discover is popular with scammers, they'll say "OK, read me the rest of the card number for your Discover beginning with 6011."
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Jun 23, 2022 14:21
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I was at the bar and a guy asks, do you take discover? No? Do you take cash? No? OK. I guess I'll wait for my girlfriend. I was shocked that would be someone's primary card.
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Jun 25, 2022 20:33
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My current primary is a Discover. I have a VISA for a backup, but now that you mention it, it's been a couple years now since the last time I needed it. Businesses not accepting Discover used to be pretty common but I haven't encountered one in a long time now.
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Jun 25, 2022 20:37
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I got a Discover card about two years ago and I was shocked at how many places take it. I always thought of Disover as Visa/MCs poor hillbilly cousin, but apart from Costco (Visa only) pretty much everywhere else accepted it. It's much more likely to be accepted than, say, AmEx.
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Jun 25, 2022 20:46
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Iirc, Discover's merchant fees are lower than visa/mc (and Amex is the highest), so it's usually a case of no good reason not to take it as a merchant.
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Jun 25, 2022 21:15
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It used to be that Amex and Discover had higher merchant processing fees. They finally saw sense and brought the fees in line with Visa/MC so most places take them now. Interestingly Discover has really marketed themselves in China as the card Americans use. I've met Chinese students that got one to use while studying in the USA and were surprised that acceptance is spotty. unknown posted:Iirc, Discover's merchant fees are lower than visa/mc (and Amex is the highest), so it's usually a case of no good reason not to take it as a merchant. NVM I guess discover did lower fees? My memory on this stuff is spotty. Pekinduck fucked around with this message at 21:24 on Jun 25, 2022 |
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Jun 25, 2022 21:22
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Discover is also pretty popular in parts of Eastern Europe. Much of western Europe had already tied their card payment infrastructure to mostly Mastercard (via Maestro debit card implementations that the big banks set up national consortiums with their own branding for), but Eastern Europe was completely virgin territory when those markets opened up. So you'll see adoption rates for Discover in countries like Croatia that are super high compared to North America or Western Europe
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Jun 25, 2022 22:23
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Just checking, published interchange fees are in line with Visa/MC, but if doing bundled fees type pricing, discover edged out a bit, so maybe there's some backend discounting happening.  Traditionally (decades ago) Amex always charged the most because they had the high net worth clients. Discover had business card/travelers (standard joe type travelers who didn't have a big expense account), so they could get away with higher fees because hotels/restaurants accepted it. On the personal card front Visa had North America, and Mastercard was Europe/elsewhere. Obviously that's changed and not true any more and everyone has a bit of everything. Business cards aren't like the past (they generally are personally liable now days as it's too easy to bankrupt a company after maxing out the cards), and with Visa/MC aligned with the corporate banks and they aimed for a piece of that pie, so Discover got hosed and must be rebuilding finally.
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Jun 25, 2022 22:33
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FMguru posted:I got a Discover card about two years ago and I was shocked at how many places take it. I always thought of Disover as Visa/MCs poor hillbilly cousin, but apart from Costco (Visa only) pretty much everywhere else accepted it. It's much more likely to be accepted than, say, AmEx. Interesting! I've been using an Amex card nearly exclusively for about six months now and I haven't had any issues I can remember.
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Jun 25, 2022 22:51
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FMguru posted:I got a Discover card about two years ago and I was shocked at how many places take it. I always thought of Disover as Visa/MCs poor hillbilly cousin, but apart from Costco (Visa only) pretty much everywhere else accepted it. It's much more likely to be accepted than, say, AmEx. https://www.youtube.com/watch?v=2-nSwKOVZyk
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Jun 25, 2022 23:19
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StormDrain posted:Interesting! I've been using an Amex card nearly exclusively for about six months now and I haven't had any issues I can remember. My favorite Korean restaurant doesn’t take Amex.
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Jun 25, 2022 23:52
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At least in the US northeast where I operate and see ~$10,000/day worth of transactions, mostly from middle class people, Visa dwarfs the competition. The breakdown is roughly 50% Visa, 30% Mastercard, 12% Discover, 8% AmEx. e: I was just guessing at that but I ran a report for the current month and I was way off. It's 65% Visa, 24% Master, 9% Discover, 3% AmEx. Visa has two-thirds market share at least among my employer's customers. AmEx presumably still makes its bones with the wealthy, who aren't part of the customer base here. Eric the Mauve fucked around with this message at 00:04 on Jun 26, 2022 |
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Jun 25, 2022 23:57
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Remulak posted:My favorite Korean restaurant doesn’t take Amex. Visa. It's everywhere you get bulgogi.
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Jun 26, 2022 00:04
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StormDrain posted:I was at the bar and a guy asks, do you take discover? No? Do you take cash? No? OK. I guess I'll wait for my girlfriend. Why don't you take cash? Genuine question, I don't think it's even legal here not to take cash.
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Jun 26, 2022 04:46
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you can refused to accept cash before a purchase, but if you have a debt cash is fine to pay it (barring some weird contract rules)
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Jun 26, 2022 04:53
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Inceltown posted:Why don't you take cash? I was a patron. This was at a music venue bar for reference.
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Jun 26, 2022 05:03
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Loads of places stopped taking cash here at the height of Covid because of the (perceived as it turns out?) risk of it spreading through contact. Plus from an accounting/financial controls perspective it is so much easier to run a report from the card system than to run till rolls, count the cash, reconcile the cash to the till, investigate why it's £5 short, bank the cash, reconcile the bank to the count... And that's before someone just robs the store
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Jun 26, 2022 14:34
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Covid doesn't really spread through second/thirdhand contact, but lots and lots of other illnesses do. Gods I hate cash and public touchscreens. I was a germophobe long before covid made it cool, known as the guy who refuses to touch doorknobs with a bare hand if it can at all be avoided. And I hate people who come to work when they're obviously sick, too. Stay the gently caress home, sickness isn't spread by evil spirits, it's spread by sick people. For gently caress's sake. Thanks for coming to my TED talk.
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Jun 26, 2022 16:13
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Eric the Mauve posted:Covid doesn't really spread through second/thirdhand contact, but lots and lots of other illnesses do. Gods I hate cash and public touchscreens. I was a germophobe long before covid made it cool, known as the guy who refuses to touch doorknobs with a bare hand if it can at all be avoided. And I hate people who come to work when they're obviously sick, too. Stay the gently caress home, sickness isn't spread by evil spirits, it's spread by sick people. For gently caress's sake. The capitalist system that punishes people for staying home when ill is the most evil spirit of all.
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Jun 26, 2022 21:31
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I've used Amex for years and have never had it turned away in the states (outside of Costco who only take Visa). I've seen places with the Visa/MC logo on their register, but they still usually take Amex. I do bring one of each when I travel overseas, because it's always kinda spotty overseas.
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Jun 29, 2022 01:09
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Tunicate posted:you can refused to accept cash before a purchase, but if you have a debt cash is fine to pay it (barring some weird contract rules) In Massachusetts retailers must take cash but I think that's an unusual law.
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Jun 29, 2022 01:16
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ranbo das posted:I've used Amex for years and have never had it turned away in the states (outside of Costco who only take Visa). Costco used to be Amex exclusive for years. It was considered an ENORMOUS gently caress up by Amex when they lost that deal to Visa.
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Jun 29, 2022 02:14
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bamhand posted:Costco used to be Amex exclusive for years. It was considered an ENORMOUS gently caress up by Amex when they lost that deal to Visa. such a great story though https://www.bloomberg.com/features/2015-how-amex-lost-costco/
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Jun 29, 2022 02:56
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shame on an IGA posted:such a great story though quote:As the negotiations dragged into January 2015, however, he became agitated and called his counterpart to remind him that Amex hadn’t only furnished Costco with its prestigious card; it had been Costco’s “trusted partner.” Jelinek interrupted, according to people who were briefed by Chenault about the call, and told him that as far as he was concerned, Amex was another vendor, just like the one that sold Costco ketchup. “If I can get cheaper ketchup somewhere else, I will,” he said. As rumors about the call spread, the rank and file who heard about it couldn’t believe someone from Costco had the nerve to insult Amex like that. Ketchup! Chenault called Jelinek a few weeks later to say Amex was pulling out.
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Jun 29, 2022 04:06
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Costco still the retail GOAT
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Jul 1, 2022 21:19
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not since they got rid of the $1.50 polish sausage 
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Jul 1, 2022 21:26
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