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nm posted:A lot. The G6 was a lovely car and the gxp didn't make it better. I just need to tell my kids they better get a full ride to college cause daddy wants an ST, then.
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Nov 21, 2016 19:22
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Phone posted:You can get a used car loan with a 1.99% APR if you shop around. I am an idiot Michael Scott fucked around with this message at 20:59 on Nov 21, 2016 |
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Nov 21, 2016 19:34
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My credit union will do 1.8% (if you apply online) on new and used cars up to 66 months with top tier credit. https://www.rbfcu.org/NB/html/Reference/Rates/ConsumerRates.htm#CAR1
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Nov 21, 2016 19:55
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Michael Scott posted:I have never seen a used car loan at 2% APR. I have an excellent credit score across multiple bureaus and I was quoted ~5.5% APR over 6 years. You're a loving dumbass motherfucker, so I'm not surprised. I think I got 1.49% on a 3 year note for a 2006 Silverado earlier this year.
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Nov 21, 2016 20:06
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Michael Scott posted:I have never seen a used car loan at 2% APR. I have an excellent credit score across multiple bureaus and I was quoted ~5.5% APR over 6 years. Seconding credit union: https://www.logixbanking.com/loans/auto/used
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Nov 21, 2016 20:07
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Uh yeah, my credit union is offering 2.09% on used auto loans if they are 2013 or newer, or 2.69% if older. And that's far from the best deal out there. 5.5% is a loving joke. https://www.becu.org/loans-and-mortgages/auto
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Nov 21, 2016 20:14
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Michael Scott posted:I have never seen a used car loan at 2% APR. I have an excellent credit score across multiple bureaus and I was quoted ~5.5% APR over 6 years. Do you not know how to use Google?
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Nov 21, 2016 20:38
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Thermopyle posted:Do you not know how to use Google? I'm a dumbass motherfucker that didn't shop around enough. That 5.5% quote was with major banks, I didn't really include CUs in my search which was dumb. I ended up paying cash for a cheap-er car (the Fiesta), and while we're on the subject I'm curious if the thread thinks paying cash was an OK option. If I knew the 2.5% was available easily, I obviously could've taken that loan and invested the sum to come out a little ahead. Was paying cash clearly the worse option?
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Nov 21, 2016 21:05
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AriTheDog posted:Look at a Chevy Volt, especially if you can charge at work or some other place you're at often. I can't charge anywhere at work, unfortunately, as near as I can tell. Couple of guys here own Teslas and they've told me they haven't heard of any plug-in points accessible to any parking spots. They both own homes and ponied up for 240v (Level 2 I guess?) charging in their garages. While I look more into the Volt for myself: any particular reason, besides the extra range from the gas motor, you recommend it over the Bolt? I know it's illogical of me--and therefore out of scope for this thread--but I was kinda looking forward to an all-electric, assuming it were feasible. New Toy Syndrome I suppose 
Ciaphas fucked around with this message at 21:38 on Nov 21, 2016 |
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Nov 21, 2016 21:30
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Michael Scott posted:I'm a dumbass motherfucker that didn't shop around enough. That 5.5% quote was with major banks, I didn't really include CUs in my search which was dumb. No, buying a former rental DCT Fiesta with cash was the unequivocally worst option.
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Nov 21, 2016 22:11
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That should disqualify anyone from giving advice.
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Nov 21, 2016 22:18
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Ciaphas posted:I can't charge anywhere at work, unfortunately, as near as I can tell. Couple of guys here own Teslas and they've told me they haven't heard of any plug-in points accessible to any parking spots. They both own homes and ponied up for 240v (Level 2 I guess?) charging in their garages. A used Volt might make sense since they don't have great resale. There's also a plugin Prius now that probably makes more sense - it has a much smaller battery than the Volt so substantially less EV range but still useful for most people and it's substantially cheaper I think?
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Nov 21, 2016 23:29
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nm posted:The honda and toyota will be the most reliable. The stowngo is an option, they don't all have them. The Sedona's 2nd row seats fold up flat and forward behind the first row, in this position you lose like 1' of space lengthwise vs stow'n'go, but folding the seats forward is much less time consuming than operating the stowngo mechanism where you have to lift the carpets and such. For an everyday hauler I think the Kia system is better. And you've got the long warranty of course.
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Nov 21, 2016 23:37
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Phone posted:No, buying a former rental DCT Fiesta with cash was the unequivocally worst option. big crush on Chad OMG posted:That should disqualify anyone from giving advice. We've gone over rentals many times in this thread before, and the adage seems on the overly-cautious side. Being a prior rental doesn't necessarily make it more likely your car will blow up in a few years compared to a single owner. It was at the price point I wanted with the options I wanted and it was certified. I hope my choice in car doesn't completely discount what I say or my question about financing, which applies to any car. The DCT is super polarizing I will admit, but I maintain this is because the majority of Joe Commuters doesn't understand that a DCT will feel different from a slushbox and thinks there's something wrong with the tranny. The fact that Ford keeps choosing this DCT I think points to their confidence in it, even though it might be at a cost savings too. They are staking their already shaky reputation on these things. The Fiesta is a Good Cheap Car. It's #1 selling in the UK and KBB gives it a 9/10 http://www.kbb.com/ford/fiesta/2015/ Michael Scott fucked around with this message at 00:06 on Nov 22, 2016 |
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Nov 21, 2016 23:43
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I think you financing a used car at 5.5% disqualifies you though.
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Nov 22, 2016 01:38
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big crush on Chad OMG posted:I think you financing a used car at 5.5% disqualifies you though. Nope, didn't do that! Luckily was in a position to pay cash. I decided to test the waters to see if I could qualify for low rates, which would make financing advantageous. I was surprised to see banks quoting me those high rates when my credit was not too shabby, and decided not to finance.
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Nov 22, 2016 02:24
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Just go away. Every time you post in this thread it makes me cringe.
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Nov 22, 2016 02:24
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Internet Explorer posted:Just go away. Every time you post in this thread it makes me cringe. Not sure what's cringey or if you just don't like seeing different opinions. Anything in particular you disagree with? Michael Scott fucked around with this message at 02:32 on Nov 22, 2016 |
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Nov 22, 2016 02:26
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I like the thread when you're not posting in it, which is why I am telling you to stop posting instead of not reading it. I'm sure I'm not the only one. Also nice edit.
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Nov 22, 2016 02:33
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Internet Explorer posted:I like the thread when you're not posting in it, which is why I am telling you to stop posting instead of not reading it. I'm sure I'm not the only one. I'm not posting a ton, and trying to contribute when I do. Unless you can tell me what I've said that makes the thread worse, I'll just assume you're being a dick about my Fiesta. Sorry for the derail because I like this thread too. vvv welp that was a joke and all I could grasp because you think I'm an idiot without explaining why. Thanks for nothing, unfunny jerk. Michael Scott fucked around with this message at 02:53 on Nov 22, 2016 |
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Nov 22, 2016 02:36
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I don't give a gently caress about your Fiesta. I just think you're an idiot and I cringe when people embarrass themselves in public.
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Nov 22, 2016 02:41
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Michael Scott posted:
This is what he means.
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Nov 22, 2016 03:08
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Whatever, still an unfunny jerk even if I'm unfunny too. Back on topic, I wonder what people have gone with after recommendations from the thread. Sometimes we hear back, but often we don't! How many Prii have we sold?
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Nov 22, 2016 03:15
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why do you keep saying "we"
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Nov 22, 2016 03:23
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Michael Scott posted:Whatever, still an unfunny jerk even if I'm unfunny too. Back on topic, I wonder what people have gone with after recommendations from the thread. Sometimes we hear back, but often we don't! How many Prii have we sold? https://www.youtube.com/watch?v=qbhxjVvfGlE
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Nov 22, 2016 04:45
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Having "different opinion" can also be wrong. Some people tend to think that vaccinations do more harm than good, despite readily available evidence of the complete opposite. Buying former rental, demo, salvaged, and taxi cars is worse, and there is solid evidence of that fact. Just because you bought one and it's fine, doesn't make it statistically equal to other cars. Yet, you continue to beat the drum of ignorance and try to educate people about your special snowflake opinions. Your car buying/driving experience is rather minuscule, when compared to other people here. Why don't you simply stop?Michael Scott posted:Whatever, still an unfunny jerk even if I'm unfunny too. Back on topic, I wonder what people have gone with after recommendations from the thread. Sometimes we hear back, but often we don't! How many Prii have we sold? Nitrox fucked around with this message at 05:22 on Nov 22, 2016 |
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Nov 22, 2016 05:20
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Nitrox posted:Having "different opinion" can also be wrong. Some people tend to think that vaccinations do more harm than good, despite readily available evidence of the complete opposite. Buying former rental, demo, salvaged, and taxi cars is worse, and there is solid evidence of that fact. Just because you bought one and it's fine, doesn't make it statistically equal to other cars. Yet, you continue to beat the drum of ignorance and try to educate people about your special snowflake opinions. Your car buying/driving experience is rather minuscule, when compared to other people here. Why don't you simply stop? Oh sure, I'm the first person who wants to know if their opinion is wrong. That's why I like forums, you get to discuss that stuff and have honest conversations. And the people here are smart. Perhaps you'd like to read back a few pages when we discussed rentals. To repeat a good part of the discussion, most people don't thrash a car when they have a rental, even Joe American. It's mostly highway-centric business tripping. That's why I maintained that I wasn't an idiot to think that there might not be evidence to suggest that a prior rental is, ceteris paribus, worse than the same car but non-rental. Prior rental != salvage title or taxi. I don't simply stop because I enjoy the discussion, and I think it helps people make better buying decisions. My experience is totally minuscule, which is why I like participating in here to learn what others (except jerks) think. I'm happy you like your new car  VVVVV As you may be considering the plug-in Prius (called the Prime), here's a review by one of my fav dudes Alex: https://www.youtube.com/watch?v=a5Vx279YhAI Michael Scott fucked around with this message at 06:39 on Nov 22, 2016 |
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Nov 22, 2016 06:30
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Throatwarbler posted:A used Volt might make sense since they don't have great resale. There's also a plugin Prius now that probably makes more sense - it has a much smaller battery than the Volt so substantially less EV range but still useful for most people and it's substantially cheaper I think? A used Volt might be what the doctor ordered. Interesting that the Volt before '16 used the ICE as a generator instead of linking it up to the drivetrain and only turning it on when the battery's low, like the current one does. Wonder why they changed that. That said, I've been a lease kind of person for a long time, worse for money though that might be. What can I say, I like the new car/toy smell v v I've still got a few months to mull it over.(e) As for the plugin Prius, I know Priuses are sort of the golden child of this thread but I really disliked the couple I've driven; also, I've heard the electric part of the plug-in Prius is kind of phoned in as far as range and effectiveness goes, though I haven't put more than 5 minutes of google into that. Ciaphas fucked around with this message at 06:39 on Nov 22, 2016 |
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Nov 22, 2016 06:36
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Ciaphas posted:A used Volt might be what the doctor ordered. Interesting that the Volt before '16 used the ICE as a generator instead of linking it up to the drivetrain and only turning it on when the battery's low, like the current one does. Wonder why they changed that. All the Volts *can* hook the ICE to the drivetrain directly and will do so mostly the same way a Prius does once the EV battery falls below a threshhold. I know some AI grognard is going to jump in and tell us how the Volt transmission is completely different from the Prius because it has an extra clutch or gearset or whatever but the end result is mostly the same. It's the most efficient way to do it, that's why everyone does it like that. quote:(e) As for the plugin Prius, I know Priuses are sort of the golden child of this thread but I really disliked the couple I've driven; also, I've heard the electric part of the plug-in Prius is kind of phoned in as far as range and effectiveness goes, though I haven't put more than 5 minutes of google into that. The Prius was never meant to be a primarily electric vehicle like the Volt. It was a gas powered car that used a (much smaller than on EVs) battery to make the gas engine much more efficient. The Volt is what most people are thinking of when they have some wooly idea of what an electric vehicle should be but it doesn't really work that well in practice - in order to have an EV range long enough to be useful it needed a much larger battery than the Prius, so when it isn't running in EV mode it's much less efficient than a Prius, and it was much more expensive(again because of the larger battery) when new even when the Federal government dumped an additional $7k worth of subsidies on it to get it out of the gate. It only made sense for a small number of people who had a commute within the EV range, could charge up at home and at work, and wanted to spend luxury car money on an economy car.
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Nov 22, 2016 07:11
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Proposed Budget: $20,000 New or Used: New Body Style: Probably a compact for MPG How will you be using the car?: 30 minute commute, driving around town What aspects are most important to you? MPG, fun to drive, TCO I'm convinced my van is on its way out, or at least with rates being what they are, not worth the ongoing maintenance. Looking for high 20/30s mpg in a peppy/responsive vehicle with less body roll than a macrocephalic ox. Conventional wisdom leans toward a Mazda 3 but the 2017 model seems less loved. Also, I am rather tall / long legged, which makes Civics and Prii too uncomfortable for daily driving. Substantial front legroom and a very adjustable wheel are an absolute must.
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Nov 22, 2016 17:15
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What, you want leg room and say the Civic/Prius is too small but you want a compact car? Buy a Prius. Test drive the '17 Mazda3 too, what makes you shy away?
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Nov 22, 2016 18:39
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I tried a Prius and didn't fit comfortably, OTOH I tried a Focus and did, it's really more a matter of geometry, where the wheel and dash lie in relation to my knees. Nothing in particular against the Mazda, just thought I'd see if there was anything I was overlooking.
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Nov 22, 2016 18:44
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Michael Scott posted:What, you want leg room and say the Civic/Prius is too small but you want a compact car? I'd note that the Prius, which I otherwise like at lot, has the worst loving egronomics for tall people ever. Seat is too high (meaning both roof height issues and visibilty issues), seat doesn't go back far enough, wheel doesn't go up enough. I don't know what loving midgets Toyota has designing yhat car, but it has been going on for generations. Meanwhile even the corolla, an otherwise poo poo car for boring people, is mostly fine (or was a while ago, I try to avoid corollas). OP, my advice is this: just sit in everything you might want to buy. No one on the interwebs can tell you if you will fit as everyone fits different. Pro-tip: make sure you test drive with the transmission you want. I've had cars with high clutch pedals that I'd have otherwise been able to drive as an automatic. The mazda3 is probably the most compelling car in the segment unless you can get a cheap Focus St, which would likely be overkill anyhow (and less reliable). nm fucked around with this message at 19:01 on Nov 22, 2016 |
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Nov 22, 2016 18:56
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ItBreathes posted:Also, I am rather tall / long legged, which makes Civics and Prii too uncomfortable for daily driving. Substantial front legroom and a very adjustable wheel are an absolute must. This is an unpopular opinion: Try a VW Jetta. I had the most luck with that as far as compact + leg room + steering wheel. Otherwise right now I have a '13 Civic LX (EX sunroof will kill your head room) and it is moderately comfortable.
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Nov 22, 2016 19:04
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Either the Passat or the GSW are like 40% better cars than the Jetta for 10% more money.
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Nov 22, 2016 19:43
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nm posted:When we're talking about driver's seat room, size of the car doesn't actually matter much. It is all about ergonomics. I fit fine in my mazda 2 at 6'4", but the same year fiesta (which is the same drat platform) is too small. Seriously, you're telling someone to buy a car that does not fit him and you wonder why people question your posting? Hmm I was under the impression Prius had more room in the driver's seat than most, seems I was wrong. I just like encouraging people to seriously consider Prii and didn't realize it was a bad fit. Obviously it's unintuitive that a larger car design like that would present such problems for taller people, I'm sure I'm not the only person to make that mistake. Don't discount all of my posting :/ I didn't know Mazda 2 was the same platform as the Fiesta, that's interesting. https://en.wikipedia.org/wiki/Ford_B3_platform Michael Scott fucked around with this message at 21:15 on Nov 22, 2016 |
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Nov 22, 2016 20:53
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Please, just stop.
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Nov 22, 2016 21:29
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big crush on Chad OMG posted:Please, just stop. Fine I'll stick to what I know from now on. 
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Nov 22, 2016 22:25
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Michael Scott posted:Don't discount all of my posting :/ Too late.
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Nov 22, 2016 22:35
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Few months out on my lease, sure, but just for giggles I think I'll go test drive a Volt if I can this weekend. Anything I should keep in mind or look out for in the test drive for a primarily-electric car that differs from an ICE? Only thing I can think of is seeing how well I tolerate the regen braking/one-pedal-driving thing.
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Nov 22, 2016 22:42
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