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leftist heap posted:I don't see how it's good for software developers either. Salaries there seem like complete poo poo for most people. As a member of that group, I make better money in Montreal than I ever did in Vancouver. The move really hosed with my perspectives, I can get a mortgage on a house here for less than what I used to pay in rent in Burnaby.
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Feb 4, 2016 02:35
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Lexicon posted:Do you work in Montreal at a jobby-job? If so, what's the scene like there? Any language (i.e. French/English not node/ruby) issues at all in the tech world there? I'm not sure what you mean by jobby-job, sorry. I think that my current job does not fall in that category, as there's not much of a scene to speak of. As far as language goes in the tech world, it's kinda funny. If there is a single person with an English accent in the room, all conversations switch to English. It's a weird Montreal reflex that french speakers developed as a courtesy. It actually makes learning french very hard. I, myself, am french Canadian, so I don't really care, but I have a lot of english-only coworkers, and they are doing just fine. Edit: The weather. Don't get me started on the loving weather in Vancouver. I'll take cold, dry, bright (snow on ground = double the light) winters over miserable rain non-stop for four months and 5 hours of "sunlight" per day, thank you very much. Aramis fucked around with this message at 04:08 on Feb 4, 2016 |
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Feb 4, 2016 03:42
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Lexicon posted:By jobby-job I simply mean a salaried position at a local office in the local market rather than doing remote consulting or something disconnected from the city's labour market. Oh! well, in that case yes! I definitely do that. Gaming is still a huge chunk of the local market, and that sector suffers from the same issues as Vancouver did (overworked and underpaid). There's a few larger companies with local teams in the city: Microsoft, Ericsson, Google, Shopify. These are mostly really solid gigs. The local larger companies like CAE or CGI have a bit of a mixed reputation, but I only have second-hand knowledge for entry positions there. I am not very well versed in the local startup scene, but I know getting venture capital has been a struggle, so it's kinda meh. Lots of government work, but french becomes a much more important requirement. Aramis fucked around with this message at 04:28 on Feb 4, 2016 |
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Feb 4, 2016 04:22
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Meat Recital posted:Worst part about Montreal is by far the commuting. West-islander spotted. (or Lavalois I guess)
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Feb 4, 2016 05:44
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EvilJoven posted:Until our society decides to crack down on the billion dollar operations that blatantly avoid paying their fair share of taxes I will applaud any working class schmo who succeeds in keeping a few paltry thousand out of the coffers of a system that doesn't give a flying gently caress about anyone but the rich. While I tend to agree with this on the surface, it only works if you can pull it off. Not paying taxes and getting caught almost immediately is just being a dumbass, and only warrants being mocked, not applauded. Edit: PT6A: What, you haven't registered your person as a multinational with its head office in Dublin yet? Get with the program buddy. Aramis fucked around with this message at 07:06 on Feb 16, 2016 |
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Feb 16, 2016 07:03
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quaint bucket posted:The kicker is: the foundation issue was known when she bought the place. The previous owner didn't make it public knowledge. So why doesn't she just sue the previous owner for the 60K? It's pretty cut and dry if he/she knew and failed to disclose. Edit: Just looked it up on a suspicion, and if I'm reading this right, hidden defect protection is only a thing in Quebec?!? This can't be right. What the gently caress RoC? Aramis fucked around with this message at 06:09 on Apr 3, 2016 |
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Apr 3, 2016 05:58
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Anecdotal: I've interviewed many IT candidates from UBC that managed to squeeze through to the on-site tech interview, yet couldn't code anything the haven't explicitly done as an assignment. Never happened with a Waterloo candidate. I don't know if it's because UBC grads are better bullshiters, or if WAT has a better program though.
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Aug 26, 2016 13:26
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Vehementi posted:I meant real universities. Nobody gives a gently caress about UBC vs Waterloo vs UVIC vs McGill in tech. Sure we might have more confidence about a fresh Waterloo candidate but every place produces poo poo people so it's all about the interview / side projects / etc. That's "kinda" true, but unless you have 10 years of professional work under your belt, and can get recommended by someone on the inside, good luck making it to the interview with average grades from some ransom university at a Google/Microsoft/Facebook company. It doesn't matter how qualified you are if you don't get an opportunity to prove it. Edit: Smaller companies are hurting for qualified people, and you would have an easier time, especially if you can deliver on skills.
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Aug 27, 2016 04:08
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I love how their "desperation" is having to possibly live somewhere else than West Van of all places. Oh the humanity!
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Dec 2, 2016 23:12
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Kreez posted:It looks like you're only eligible for the loan in the first place if you're getting a <20% down insured mortgage. I'm guessing this basically means that with the current interest rates, banks are actually losing money on non-insured mortgages. That's the only rational explanation that comes to mind for this insanity. Aramis fucked around with this message at 08:06 on Dec 16, 2016 |
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Dec 16, 2016 08:03
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2009-built detached home, 5 Beds, 3 baths, easy downtown Mtl commute. (Buses have a reserved lane on the bridge during peak hours) https://www.realtor.ca/Residential/Single-Family/17731897/4295-Rue-des-Orcades-Brossard-Quebec-J4Y0A4-Street-names-O And this is frankly overpriced for the area, but there's just not much around that price south of Montreal
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Apr 3, 2017 18:45
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I like how that article hand waves "six banks", as if the list did not represent the entire non-credit union banking system of Canada as far as most consumers are concerned.
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May 11, 2017 06:24
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With Montreal turning into a massive machine learning Hub over the last two years, I fully expect McGill to become the next UBC (urg...)
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Jun 19, 2017 18:04
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Subjunctive posted:McGill isn't really where the action is, though. Both McGill and UdM are in the process of massively ramping up their ML labs to keep up with the ridiculous demand for graduates. UdM is still the bigger lab by far, but I can't see foreign students flocking to the french university like what happened at UBC. That's why I expect McGill to be the hot student tourist destination within a few years.
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Jun 19, 2017 21:20
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I would blow Dane Cook posted:Slack is just boring Discord yo. Slack literally is Discord for businesses, so that's not much of a burn...
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Jul 29, 2017 05:45
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Dr. Stab posted:What needs are these? Maybe the condo owner doors is just one big ugly loading dock. (not holding my breath on this one...)
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Nov 17, 2017 03:11
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Dollard des Ormeaux is a random-rear end place to be scoring between West Van and Burnaby. Is there a large contingent of organized crime in the West Island I'm not aware of?
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Dec 8, 2017 06:50
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Ceciltron posted:A lot of lazy spoiled kids who don't want to work and have a credit card courtesy of their parents. I get why there would be bitcoin interest over there, but you'd expect Laval. Longueil or Montreal itself to be up there before that tiny city, just out of sheer volume.
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Dec 8, 2017 18:21
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That's not an uncommon "chalet" size for the east coast. The catch is that these large cottages are not really meant to be used by the owner, but are explicitely built to be rented out to groups of vacationers.
Aramis fucked around with this message at 00:52 on Mar 15, 2018 |
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Mar 15, 2018 00:49
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One such door-to-door salesman tried to sell me a new heat pump. Crunching the numbers on their monthly payment vs the flat amount I managed to get out of him came down to it being a 12% loan. That's loving bold.
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Apr 2, 2018 18:01
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Throatwarbler posted:I have literally never experienced a day of unpleasant weather in Victoria. In Montreal, the weather never becomes unpleasant. It becomes exciting!
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Apr 11, 2018 01:02
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WhatEvil posted:I mean, I've got some nice merino wool thermals. The biggest factor, by far for me personally, is humidity. At around -12 and below, water has a very hard time being in the air, and it feels a lot nicer than the -5 -> -12 range. The other factor that in find important is the snow. A constant snow coverage effectively doubles the sun's brightness, which is a godsend during winter. So the fact that snow melts within a day in Vancouver compounds with the constant cloud coverage for a VERY dark winter compared to most of the RoC. Aramis fucked around with this message at 13:35 on Apr 17, 2018 |
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Apr 17, 2018 13:30
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Fuzzy Mammal posted:
Is this HELOCs issued or used? Because that makes a hell of a difference. If your house isn't underwater, and you don't intend to request additional credit, there's no reason not to have an idle HELOC to have liquidity on hand in case of emergency.
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May 28, 2018 22:42
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I would blow Dane Cook posted:That's not what I meant. To be fair, I don't think anyone who can put anything down would ever take an interest-only mortgage.
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Aug 17, 2018 13:43
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Dinosaurtrain posted:Ok so who's on the ownership toxx train besides leftist heap? Dehumanize yourself to face to bloodshed I bought a place about three years ago in the Montreal suburbs, but within the timescale of this thread, I think I can qualify? I put 20% down, mortgage interest + maintenance is less than rent for a place a fraction of the size, even if rates were to shoot up. I feel like I'm doing Canadian real estate wrong...
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Aug 24, 2018 20:06
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Mandibular Fiasco posted:I have, extensively. In my experience, Vancouver is the epicentre of this crap, but it is a very Canadian fixation (although the Kiwis and the Aussies are in on the insanity, too). Anecdotally, I've spent the last week in Vancouver for a conference. I used to live here, but haven't visited in many years, so it was interesting to revisit my old stomping grounds, and I can't help but agree with you. There is a global undercurrent of narcissism across Canada, where most people seem to have accepted that they can't really have an impact on anything, so they might as well get what they can. But Vancouver and the surrounding areas really feels like it's taken it to another level.
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Dec 14, 2019 20:08
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mashed_penguin posted:
This gives me flashbacks of the office buildings with underground parking on Still Creek in Burnaby. After the first ceiling-high flood, they tried installing pumps, as if attempting to pump a whole river out of a basement was going to do anything but add a massive current leading down to the abyss.
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Feb 3, 2020 19:23
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I had no idea that some mortgage providers allowed you to borrow money to make a 20% downpayment. This is so stupid it hurts. Surely the CMHC sees through this transparent bullshit, right?
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Apr 20, 2020 04:36
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Femtosecond posted:Yeah this has been the bread and butter of the last few years. I'm just completely befuddled as to why this is not considered a zero-down mortgage, because that's what it is.
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Apr 20, 2020 17:57
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Same around Montreal, it's loving nuts A house on my street sold almost instantly last fall (Montreal Suburbs). The previous owner had been running it as a boarding house for foreign students without doing any maintenance whatsoever, and it was in a pretty rough shape. Since it sold for so high, so fast, I figured it was going to get a thin coat of paint and flipped ASAP. Nope! the new owners were just in such a rush to get the house that they made a high offer without realizing the extent of the work needed on the place (At least 150K, if not a lot more). It goes without saying that they are not pleased. As a bonus, the previous owner has long left the country, so they don't even have a chance to recoup part of the hidden defects. This market is messing with people's minds. Aramis fucked around with this message at 18:46 on Aug 3, 2020 |
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Aug 3, 2020 18:04
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At play might also be the fact that a lot of professionals changed jobs from an employer sizing down or shutting down altogether to some other place that had been struggling to fill their headcount. Changing employer is by far the easiest way to get a raise in general, for professionals that is.
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Oct 19, 2020 18:55
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Claes Oldenburger posted:Oh yeah that place is a deathtrap I concur. And I'm from Montréal.
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Oct 20, 2020 23:31
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Slotducks posted:Stress testing punishes first time home buyers - not the people working on their 14th property. You are making the naïve assumptions that most longtime owners are not leveraging every bit of equity they can. On the flip side, those who do that probably deserve said punishment, unlike first-time home buyers.
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Oct 23, 2020 17:15
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Simply removing tax deductions for mortgage interest on investment properties would also go a long way to help.
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Oct 25, 2020 20:13
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Have you "met" one of these people? The amount of disdain that have for people who don't "work" as hard as they do is off-the-charts. They absolutely want their child to suffer the same existence, and are supremely disappointed when they don't.
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Oct 26, 2020 01:42
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mila kunis posted:Is it fair to say it's unlikely GTA non-condo houses are going to drop? I've seen a lot of condo construction which means supply has been going up somewhat, but if supply isn't budging for detached/semis/townhouses then what could force those down? My best guess would be that there's a lot of retirement money locked in houses, and retirees are going to have to cash out sooner or later. Sure, that effect can be slowed down through reverse mortgages and whatnot, but that's only a delay.
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Oct 27, 2020 17:27
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qhat posted:Someone asked how easy it is to get these jobs. Getting the first big salary tech job is actually not at all easy and you actually do have to be pretty knowledgeable in your field and/or at least be knowledgeable enough to get lucky in a whiteboard session. Once you’re in you’re in though, you’ve got the compensation leverage and big tech gives you a lot of credit for having another big tech on the resume for an appreciable time without getting fired. I’ve seen multiple senior engineers leaving for other companies in the locality because they basically had a brinks truck driven directly to their bank accounts. This reflects my experience, on both sides of the equation, no less. I've left big tech and decided to cash out my RSUs to self-fund myself as I give the startup thing a go for a while (I also can't stand working at big tech, but that's another story). Hiring competent tech people for salaries that won't break the bank, particularly specialists, is extremely painful, and easily the single biggest risk factor that could tank us. The only real exception that I've seen is hiring them as cofounders. Once the business has been bootstrapped, good loving luck. It doesn't help that I am vehemently against lopsided salary distributions. On that subject, I haven't been in the video game business for a very long time, but back in the day, that industry completely ascribed to the 10X engineer mentality. If you could convince management that you were an essential value contributor, your total comp could easily be triple what the expendables got. Aramis fucked around with this message at 08:52 on Jan 25, 2021 |
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Jan 25, 2021 08:32
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I remember a really good gameplay programmer that could pull off custom IK / physics / pathfinding / etc getting the full white glove treatment, but I guess that still falls within the umbrella of "weirdo domain knowledge". That being said, I wouldn't be surprised if all these have been pretty much commoditized at this point, and only Epic, Unity or extreme studios like Naughty Dog were the only place willing to really invest on that stuff anymore.
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Jan 25, 2021 20:26
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Defenistrator posted:My friend yolod his life savings on a stock and can now finally afford to buy a house in with a 20% downpayment. He spent 7 years building up the first 10% and 72 hours for the last.... Survivor bias is a hell of a drug.
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Feb 1, 2021 06:54
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There seems to have been a huge campaign over the weekend to pressure the meme-driven buyers of GME into not selling, so you would be probably correct.
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Feb 1, 2021 14:45
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