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Are y'all in therapy for your mental issues? If not you should be.
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Oct 31, 2016 16:01
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| # ¿ Apr 29, 2024 15:02 |
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Both of you should be in therapy. It will help you make progress towards your financial and non-financial goals.
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Oct 31, 2016 21:25
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Cross country skiing and snowshoeing are free. edit: suggesting hockey is stupid, ice time fees are insane.
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Nov 2, 2016 01:16
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Used winter equipment is readily available and is quite cheap.
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Nov 2, 2016 11:52
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You can get a set of cross country skis for like a hundred bucks and at least where I live there's plenty of free state land to go ski on.
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Nov 8, 2016 13:06
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People skiing on groomed trails are cowards or suburban fuckfaces, and if you live in Colorado you probably have enough gear to get by initially because you like, go outside in the winter occasionally. Seriously, I cross-country skiied for years and years while spending ~50 on some tolerable snowpants and ~50 on old lovely skis and poles. Sure, you can make it expensive, but it certainly doesn't have to be.
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Nov 15, 2016 15:25
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I don't think driving for Uber is a great idea considering the massive potential insurance liability that exists. There are better ways to make spare money.
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Dec 6, 2016 11:44
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Wait for real? Where?
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Dec 25, 2016 19:57
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Hey, popped back over from your BFC posts. Man, you really need to stick to that budget. Just "We've been bad!" isn't helpful - you can't out-earn your problem if you aren't disciplined about your expenses. Don't move and don't buy a new car UNTIL you have some cash on hand to cover down payment or some of your moving costs. Sure, 2,400 miles per week is expensive but moving is very expensive and buying a new car is extremely expensive. Can you break down your current budget?
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Jul 21, 2017 15:11
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The wok thing is symptomatic. You find a way to "save money" but the first step is always spend money on something to enable the savings. Your theoretical new car purchase is another good example. The easiest way to save money is not to spend it.
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Jul 24, 2017 13:07
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Hey, I got no problem if you can truly justify buying a wok. The exercise you're going through right now is very useful for all sorts of purchases. You may end up being able to justify the purchase quite easily! I usually ask myself: 1. Do I legitimately need this specific item (for safety, survival, etc) or not? For a wok, the answer is no. 2. If I don't need the item, is there another item that I already own that I can use? I would argue that I have a decent size frying pan with curved up sides (it's a lovely Anglo wok), so I'd probably stop at this point. But let's pretend that I don't have it. 3. If I don't have another item that I already own that I can use, is there an alternative to the original item that is cheaper or more versatile? Is there another pan that works? Could I buy a more versatile large frying pan to use? etc etc 4. If the only solution is the item I originally identified, is there a way to get it cheaper? I would immediately head to Chinatown and visit my friends there. Browse the internet, look at Goodwill, whatever. 5. How much will I need to do the activity to make the purchase pay off? If the wok costs $20, I don't just need to use it once because my normal Chinese food order costs $20. Account for ingredients and paying yourself some nominal amount for your time. Figure that each time you use the wok you actually save $4, so you'll need to make stir fry at least five times. 6. How much will I actually do the activity, and how can I hold myself accountable? who knows, maybe declare Stir Friday or some poo poo to keep yourself accountable. I'm an AI/BFC person only at this point so I don't really know bout your phones.
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Jul 24, 2017 18:52
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And you still can't call up three grand and were trying to do some stupid shell game about your green car rebate. It's great you are making more money but you're still about six inches from disaster.
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Jul 28, 2017 01:41
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Nocheez posted:That seems excessive. Why do they need first and last month's rent on top of a deposit? Check your local laws, that might be against the law. First, last, security is pretty standard practice in Greater Boston.
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Dec 1, 2017 13:08
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you really need to figure out why you got put on a PIP when you thought you were doing well
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Dec 4, 2017 02:17
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don't forget the amount of effort to part out a car!
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Jan 5, 2018 15:50
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Post a bunch of accident pictures for me to decide!!! (I have a background in collision repair so I can tell you if you're loving insane or not) (you're probably insane)
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Jan 5, 2018 21:05
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that amount of suspension damage can give you some minor damage in the unibody and subframe. did they put it on a bench? i would not have bought the vehicle back unless i had a bench readout that said there was no damage to the unibody.
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Jan 7, 2018 18:10
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the car thing is a loving asinine idea you and your buddy could drink beer and bullshit literally anywhere else and it would be way better with money
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Jan 12, 2018 17:52
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You're going to need to alter her emotional patterns so that she has a similar positive reaction to debt reduction - only just pretend it doesn't sound so sinister. Based on your most recent post you probably need a comprehensive net worth tracker (aka spreadsheet) where you can post up your assets and liabilities and make cool graphs. If you have something where you can show net effects that will probably help. if you want to get all fancy you could do some what if analysis since you know rates of return and help her figure out what the emotional aspect is costing her in real terms. I am "fortunate" in that I am ragingly debt averse so I have basically the opposite problem of your wife - this will be a lot harder when my wife and I have to buy a house.
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Feb 6, 2018 03:06
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nah she has no financial education because she doesn't want to learn 12 month mark is common for feeling like you hit a wall at a job so don't feel too bad about that. You definitely need to move, like right loving now, though.
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Feb 23, 2018 16:00
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If she is scared of driving and doesn't do well with situations out of her comfort zone what the gently caress is she doing delivering poo poo as part of the retarded Gig Economy?
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Mar 14, 2018 17:29
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total tangent but I am going to murder the gently caress out of people who say "in this economy" what the gently caress are they going to do in the next honest to god recession
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Apr 3, 2018 01:47
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yeah i would chill out, maybe spend some quality time with ya wife you don't need to fill every second of every day with projects
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Apr 11, 2018 22:17
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watch less netflix just spitballin here
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Apr 12, 2018 01:04
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nice hope it works out
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Jun 6, 2018 21:09
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just walk outside and be hot, come home and take a nice shower i agree with the people who say that pretty much inevitably you come up with reasons to not do poo poo
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Jul 12, 2018 21:29
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