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The Rage posted:I got a job after Obamacare came out and it came with insurance, medical/dental/vision Grats welcome to the upper class.
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# ? Jan 16, 2015 08:53 |
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# ? Apr 29, 2024 07:36 |
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LookingGodIntheEye posted:well yeah, but for most of the 20th century the Republican party had been the party for doves and limitation of the military, at least ideologically. Wilson, FDR, and Kennedy/LBJ were the ones that went out on expansive military campaigns and the Coolidges and Ikes stayed at home and went for covert ops, not including Nixon of course (although he was the guy who got elected on the position of pulling us out of Vietnam).Reagan changed that dynamic and now the Republican party is suffering from schizophrenia in trying to cut government yet expand the military and get involved in more wars. reagan was still pretty pumped about covert ops tho. have berg's wilson biography on my bookshelf and i'll get to it soon (i'm mostly interested in wilson because it he the president nixon most admired) it's weird the only branches of the government that republicans seem to trust are the ones with a mandate to commit violence
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# ? Jan 16, 2015 08:57 |
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baw posted:(i'm mostly interested in wilson because it he the president nixon most admired)
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# ? Jan 16, 2015 09:03 |
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JB50 posted:Grats welcome to the upper class. Oh hell yeah *puts on monocle*
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# ? Jan 16, 2015 09:07 |
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LookingGodIntheEye posted:Hwhut? Dudes really couldn't be any more different in foreign policy goals (Wilson's idealism vs Nixon's almost ruthless pragmatism) and imo Wilson's foreign policy sucked (waffling on Mexico and pissing off Pancho Villa, failing on the League of Nations). in Nixon Agonistes, Garry Wills quotes Nixon as saying "You asked me if Teddy Roosevelt was my hero. Not in the sense that Wilson is. I think he was our greatest president of this century...Wilson had the greatest vision of America's world role. But he wasn't practical enough." pretty prescient considering the book was written in 1969. as you know, nixon was ruthlessly practical baw fucked around with this message at 09:28 on Jan 16, 2015 |
# ? Jan 16, 2015 09:18 |
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The Rage posted:I got a job after Obamacare came out and it came with insurance, medical/dental/vision Give it time smarty pants. 90% of professional jobs in my area dropped all spouse coverage, I'm sure my time will come soon enough.
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# ? Jan 16, 2015 09:28 |
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Laffo, america won 2 world wars but can't even win the fight on tuberculosis and pneumonia. Must be great living in a Third world country yeaaah.
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# ? Jan 16, 2015 09:32 |
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TheJoker138 posted:Ha, loser. I've been signed up since last year. And cause I'm poor as poo poo I pay nothing. I went in and got a doctor to look at me for free and a bunch of free allergy medication, it was great. Too bad for you.
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# ? Jan 16, 2015 09:33 |
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republican governors and the supreme court that allowed them to opt out of medicaid expansion. basically everything is stupid and lovely
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# ? Jan 16, 2015 09:34 |
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baw posted:as you know, nixon was ruthlessly practical I almost wonder if the Presidency would be better served if it were divorced from foreign policy, to prevent US foreign policy from shifting radically every eight years or act as a vehicle for individual megalomania (like LBJ in Vietnam). America Inc. fucked around with this message at 09:43 on Jan 16, 2015 |
# ? Jan 16, 2015 09:41 |
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it's a decent idea but probably impossible. foreign policy has been the role of the head of state for as long as states have existed. a solution would have to involve some sort of non-elected position (like the fed) but even that would be subject to which party is in power when the current head steps down. as usual the current system sucks but there isn't much that can be done to improve it, except in excruciatingly incremental ways or maybe they could just make kissinger secretary of state for life
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# ? Jan 16, 2015 09:46 |
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Drone_Fragger posted:Laffo, america won 2 world wars but can't even win the fight on tuberculosis and pneumonia. Must be great living in a Third world country yeaaah. Whats it like moving your family to England to claim NHS? JB50 fucked around with this message at 09:56 on Jan 16, 2015 |
# ? Jan 16, 2015 09:51 |
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JB50 posted:Say eh a lot and order poutine to blend in. its a took not a beanie there now you are canadian
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# ? Jan 16, 2015 09:52 |
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LookingGodIntheEye posted:well yeah, but for most of the 20th century the Republican party had been the party for doves and limitation of the military, at least ideologically. Wilson, FDR, and Kennedy/LBJ were the ones that went out on expansive military campaigns and the Coolidges and Ikes stayed at home and went for covert ops, not including Nixon of course (although he was the guy who got elected on the position of pulling us out of Vietnam).Reagan changed that dynamic and now the Republican party is suffering from schizophrenia in trying to cut government yet expand the military and get involved in more wars. its almost as though a senile old man spread a schizophrenic policy throughout the government hmmm
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# ? Jan 16, 2015 09:53 |
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Top City Homo posted:its almost as though a senile old man spread a schizophrenic policy throughout the government
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# ? Jan 16, 2015 10:26 |
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Crusty Nutsack posted:and they have the smallest premiums. designed for younger, healthier people who don't go to the doctor much. Nothing's stopping anyone from choosing a plan with a lower deductible. If your income is low enough, your deductible will be $0. Ya I mean, you can go as low as 2k on a deductible with only a $300+ monthly payment! What a steal!
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# ? Jan 16, 2015 19:04 |
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Hungry Joe posted:Ya I mean, you can go as low as 2k on a deductible with only a $300+ monthly payment! What a steal! keep in mind the deductible can be misleading if you compare it to pre-ACA plans, since many things are 100% covered or partially covered even if you haven't hit your deductible yet. there were also a lot of plans going around pre-ACA that frankly were useless. you got "coverage" but if you actually got hurt it would cover nothing. i dunno what person under 30 is getting a $300+ premium though. even with zero income assistance i can find a bronze plan in california for under $200/m. if you want an actually decent plan i could pay a little bit more and get a silver plan. Concerned Citizen fucked around with this message at 19:18 on Jan 16, 2015 |
# ? Jan 16, 2015 19:11 |
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Concerned Citizen posted:keep in mind the deductible can be misleading if you compare it to pre-ACA plans, since many things are 100% covered or partially covered even if you haven't hit your deductible yet. there were also a lot of plans going around pre-ACA that frankly were useless. you got "coverage" but if you actually got hurt it would cover nothing. That's what I remember when I was price shopping but I could definitely be wrong, but i have a feeling not by much. Some of the benefits are nice but considering rn I wouldn't even be able to meet the ded if something came up, I'm not motivated to pay several hundred a month. Considering the prices you pay monthly reflect your predicted income for the year, you could also end up paying a lot more come tax time if you underestimated income when signing up. I have no idea what I'm going to make a year ahead so it seems risky to lowball.
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# ? Jan 16, 2015 20:08 |
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I can say on extremely good authority that at least up here the difference between 80% and 100% hospital coverage is literally pennies a month. 100% is the default standard up here and people will bitch if they accidentally requested something lower then claim. Nobody wants to stay in a hospital, its not exactly a benefit you're going to abuse.
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# ? Jan 16, 2015 20:17 |
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baw posted:republican governors and the supreme court that allowed them to opt out of medicaid expansion. basically everything is stupid and lovely nope it was the dumbocrats own fault as usual, they were shysting it up just to trick people into passing the thing in the first place and they hosed themselves. You get the government you deserve
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# ? Jan 16, 2015 20:23 |
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JB50 posted:My loving parents were watching him at the time. I love my retarded son. I don't think they love your retarded son
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# ? Jan 16, 2015 20:27 |
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Heard on NPR that one of the biggest co-ops is failing cause thousands of sick people all signed up at once and filed claims. Those people won't have insurance anymore. Lmao.
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# ? Jan 16, 2015 20:31 |
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Our country 'tis of thee, sweet land of liberty, of thee I sing
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# ? Jan 16, 2015 20:31 |
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I pay 30 bucks a month for health insurance and get 1200 a year to spend on co-pays and prescriptions.
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# ? Jan 16, 2015 20:41 |
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JB50 posted:190 million+ for a website and thats only one state. i'll make the website
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# ? Jan 16, 2015 20:48 |
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I would marry / gay marry someone if I could mooch off their health benefits. Like that episode of its always sunny
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# ? Jan 16, 2015 20:50 |
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lol if youre too dumb to be poor enough for medicaid
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# ? Jan 16, 2015 20:51 |
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Anything below a platinum plan is going to be worthless and leave you bankrupt if you get really sick and need to be hospitalized. And platinum plans are basically just normal, pre-Obamacare health insurance plans that cost $300+ a month even if you're healthy. Forcing poor people who can't really afford health insurance to buy plans that don't really cover anything is what you get when HMOs basically write the laws. Dick Fagballzson fucked around with this message at 20:58 on Jan 16, 2015 |
# ? Jan 16, 2015 20:53 |
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Dick Fagballzson posted:Anything below a platinum plan is going to be worthless and leave you bankrupt if you get really sick and need to be hospitalized. And platinum plans are basically just normal, pre-Obamacare health insurance plans that cost $300+ a month even if you're healthy. Having a plan, even a lower one like silver, is going to prevent people from going bankrupt. There's this thing called max out of pocket per year, and those are usually under $10k, except for catastrophic plans. I'm in a silver plan and mine's like $6k/year. So if you get in a car accident and need to be in ICU for a week, the most you will spend on that hospital trip is $6k.
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# ? Jan 16, 2015 21:06 |
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You really think someone who is broke enough to be on a bronze or silver plan can afford $6K? And the deductible is so high it basically doesn't cover anything unless something catastrophic happens.
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# ? Jan 16, 2015 21:11 |
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[me, eating some crackers and just chilling]: its loving amazing how much more health insurance costs, after the affordable healthcare act... wierd
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# ? Jan 16, 2015 21:13 |
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Dick Fagballzson posted:You really think someone who is broke enough to be on a bronze or silver plan can afford $6K? And the deductible is so high it basically doesn't cover anything unless something catastrophic happens. Well you're not wrong. The problem is that the plans being offered are essentially the same plans that they could have purchased individually all along from the same insurance companies (unless they had pre-existing conditions etc. where the ins co could tell them to gently caress off). Though, if someone is unemployed for instance, the max out of pocket drops along with all the other costs, too, based on your income. That is obviously the main difference now. Really the problem is STILL the insurance companies offering poo poo plans based on maximum profits. The problem isn't "obamacare," but since most people aren't familiar with how insurance really works, they blame obamacare. Can't blame people for not understanding though, health insurance is incredibly convoluted and hosed up in this country.
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# ? Jan 16, 2015 21:16 |
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Crusty Nutsack posted:Well you're not wrong. The problem is that the plans being offered are essentially the same plans that they could have purchased individually all along from the same insurance companies (unless they had pre-existing conditions etc. where the ins co could tell them to gently caress off). oh word?
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# ? Jan 16, 2015 21:17 |
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Dolphin posted:I just logged into my spouse's account to try that instead. Her old account was locked and her password no longer worked so I called tech support and they sent me a temporary password. The temporary password got me to the password reset page where it told me to reenter the temp password and create a new password. Then it said I had the wrong temporary password. The one I have saved to my clipboard. The one I just entered to get me to the password reset page. I have had this happen to me and still can't get in. I even called them. I don't want to re-enter the stuff either. I'll just do what I always do and goto the emergency room and after treatment not pay.
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# ? Jan 16, 2015 21:17 |
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Crusty Nutsack posted:Well you're not wrong. The problem is that the plans being offered are essentially the same plans that they could have purchased individually all along from the same insurance companies (unless they had pre-existing conditions etc. where the ins co could tell them to gently caress off). They shoulda called it the "Money for website developers act" 190 million to improve the website. Probably cost three times that just to set it up.
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# ? Jan 16, 2015 21:19 |
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Dolphin posted:You have started an application for health coverage, but our verification system is temporarily unavailable. Without completing verification, you cannot submit your application for an eligibility determination. I don't have to sign up for obamacare because I have a real job.
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# ? Jan 16, 2015 21:21 |
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Dick Fagballzson posted:You really think someone who is broke enough to be on a bronze or silver plan can afford $6K? And the deductible is so high it basically doesn't cover anything unless something catastrophic happens. I want to show some rough calculations of how bullshit these plans are but I'll have to wait till I get home cause showing it on my phone would be a bitch. But I'll start with this, most the silver plans I look at have around an annual $6k cap on you paying your $2k deductible and 20% coinsurance. Removing the deductible, $4k/20%= ~$20k in annual claims. So basically don't claim anything unless you're in an emergency room.
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# ? Jan 16, 2015 21:22 |
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JB50 posted:They shoulda called it the "Money for website developers act" Probably. The rollout and websites and all that are hosed to all hell, but that's a different issue than the insurance companies still loving people over on top of it. Luckily you only deal with the exchanges until you choose a plan, at which point you deal exclusively with the insurance company. The only time you go back to the exchange is to change something like income or pick a new plan.
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# ? Jan 16, 2015 21:23 |
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The cool thing about jobs, real jobs, is that they have to compete on what insurance to offer their employees. If it doesn't cover enough, or is too expensive, employees will quit. Just one way the free market works. Hopefully that gives all you internet socialists crowing about single-payer something to think about. Like maybe, working for a living instead.
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# ? Jan 16, 2015 21:32 |
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# ? Apr 29, 2024 07:36 |
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Slipknot Hoagie posted:The cool thing about jobs, real jobs, is that they have to compete on what insurance to offer their employees. If it doesn't cover enough, or is too expensive, employees will quit. Just one way the free market works. Hopefully that gives all you internet socialists crowing about single-payer something to think about. Like maybe, working for a living instead. That works real well when the unemployment rate is 5%. I've yet to see a mass exodus of employees on a group that cut their benefits to the bone.
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# ? Jan 16, 2015 21:33 |