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Or you should slow down on your 200k/year hookers and cocaine habit
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Aug 24, 2022 22:40
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It's EMERGENCY cocaine ok!YeahTubaMike posted:I finally reached five figures in my emergency fund! 
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Aug 25, 2022 01:48
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H110Hawk posted:It's EMERGENCY cocaine ok! Without it, I could go even blinder! Right? https://www.youtube.com/watch?v=HOyJmMLl2BY
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Aug 25, 2022 03:17
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Commissar Kayla posted:Spouse and I got to a point with our savings where he can retire to become a house-husband while I keep working for a bit longer, probably through any upcoming recession, at my extremely easy WFH job. Omg you're basically describing my and my partner's 2 year out dream. She's making great money now and I'm really unhappy in my profession after the past few years, so she keeps saying that she'd like make me into her house boo. And I do all the gardening and most of the cooking and this all sounds great to me....
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Sep 5, 2022 19:56
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Paid off our condo today
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Sep 6, 2022 23:30
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One day closer to death. Which means one less day of expenses 
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Sep 7, 2022 07:32
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Cacafuego posted:Paid off our condo today Amazing, congratulations!
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Sep 7, 2022 14:44
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Cacafuego posted:Paid off our condo today Congratulations 👏
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Sep 9, 2022 13:29
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I was taking a look at my goals document, which I started sometime around 2012. In the domain of work/career, I aspired to make $20 / hour (I was un- or underemployed for a while). Since then, I updated the goal to $60k / year (2015?) and $125k / year (2019?). I work at a FAANG now and I'm making a poo poo ton more. I haven't thought back to being unemployed in a while. It's good perspective and also feels good to have so blown away my wildest dreams.
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Sep 22, 2022 04:48
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Happiness Commando posted:feels good to have so blown away my wildest dreams. Perfect Username/post combo Also, congrats!
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Sep 22, 2022 12:45
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Happiness Commando posted:I was taking a look at my goals document, which I started sometime around 2012. In the domain of work/career, I aspired to make $20 / hour (I was un- or underemployed for a while). Since then, I updated the goal to $60k / year (2015?) and $125k / year (2019?). I work at a FAANG now and I'm making a poo poo ton more. I haven't thought back to being unemployed in a while. It's good perspective and also feels good to have so blown away my wildest dreams. hell yeah brother
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Sep 22, 2022 13:02
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Sep 22, 2022 14:59
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401k is officially maxed out for the year. First time ever hitting that.
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Nov 17, 2022 15:46
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tumblr hype man posted:401k is officially maxed out for the year. First time ever hitting that. gently caress yeah! Congratulations!
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Nov 17, 2022 16:51
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In all of 2021, I earned $33.88 interest. In October 2022, I earned $38.49. Upping my savings game like a boss 
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Nov 28, 2022 23:20
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YeahTubaMike posted:In all of 2021, I earned $33.88 interest. Nice! 
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Nov 28, 2022 23:32
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Only a wee bit jealous. The last few years my bank account hasn't made enough interest to be taxable, never mind nearly $40 a month.
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Nov 29, 2022 02:18
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Today I called my credit union and scheduled the payoff for our mortgage. As soon as that clears, we are officially debt free
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Jan 9, 2023 14:37
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Jan 9, 2023 17:22
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dreesemonkey posted:Today I called my credit union and scheduled the payoff for our mortgage. As soon as that clears, we are officially debt free  I’m probably 6-7 years away from that but I can’t wait. Congrats!
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Jan 11, 2023 00:26
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Didn’t have any major unexpected expenses in 2023 so far.
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Jan 24, 2023 13:32
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I've been working since I was 15, and am now, going into 40, financially secure potentially for the remainder of my existence. It's a bizarre feeling. The next goal is to actually start to invest properly, as I haven't really been in a position to do so until now.
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Feb 9, 2023 19:51
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My wife and I hit $1MM net worth when we updated our monthly balance sheet! We've been dancing near it for the last year+ and it's nice to finally cross the threshold!
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Apr 6, 2023 14:08
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Jows posted:My wife and I hit $1MM net worth when we updated our monthly balance sheet! We've been dancing near it for the last year+ and it's nice to finally cross the threshold! Nice work, that's a big milestone! Do you mind sharing your age? My wife and I are probably a few years away from the $1MM mark and we're 40/39.
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Apr 6, 2023 15:08
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40/42
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Apr 6, 2023 15:16
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Jows posted:My wife and I hit $1MM net worth when we updated our monthly balance sheet! We've been dancing near it for the last year+ and it's nice to finally cross the threshold! Well done! Slowly accumulating on what would have looked like an unimaginable amount compared to my parents and then getting over a threshold like that was kept me punching away for years with purpose.
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Apr 6, 2023 15:17
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Oh hey, after seeing this post, I checked ours and apparently we blew past 1MM to 1.2MM without even knowing  . We’re 43/43.Congrats
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Apr 6, 2023 15:41
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Are you guys just talking cash and investments or including homes and such?
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Apr 6, 2023 15:56
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My net worth is $40k, no home, dying alone. I’m right on the heels of all you millionaires!!!
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Apr 6, 2023 16:11
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spwrozek posted:Are you guys just talking cash and investments or including homes and such? Retirement accounts, brokerages and savings as well as equity in houses. For instance, we own 2 homes, 1 is paid off (~$300k based on local comps) and we owe $120k on the second (~$200k based on local comps). We have no debt beyond that $120k 2nd mortgage. The second is being rented by my in-laws. Like, if we sold everything now and put it into the bank, we’d have $1.2MM. I thought that was how you calculated net worth, but I could be wrong!
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Apr 6, 2023 16:24
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spwrozek posted:Are you guys just talking cash and investments or including homes and such? We hit 1mm in cash and investments this month and then immediately spent a few grand on some house stuff and a vacation. We don’t really count our equity since we only own our primary residence, but that’s over 400k so sometimes it pains me not to consider it
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Apr 6, 2023 16:31
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Cacafuego posted:Retirement accounts, brokerages and savings as well as equity in houses. I thought that was how you calculated net worth, but I could be wrong! There are Big Opinions on this on the internet but the one true answer is however you like. I personally believe it's the total sum of all assets less any liabilities, as you calculated. Some people exclude their primary residence because you need a place live no matter what and even without a mortgage there is substantial hidden liability in ownership through various upkeep costs which are hard to calculate.
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Apr 6, 2023 16:35
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Brain Curry posted:We hit 1mm in cash and investments this month and then immediately spent a few grand on some house stuff and a vacation. We don’t really count our equity since we only own our primary residence, but that’s over 400k so sometimes it pains me not to consider it Jesus you rich
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Apr 6, 2023 16:39
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Ornery and Hornery posted:Jesus you rich Ornery and Hornery posted:My net worth is $40k, no home, dying alone.  same
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Apr 6, 2023 16:55
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H110Hawk posted:There are Big Opinions on this on the internet but the one true answer is however you like. I personally believe it's the total sum of all assets less any liabilities, as you calculated. Some people exclude their primary residence because you need a place live no matter what and even without a mortgage there is substantial hidden liability in ownership through various upkeep costs which are hard to calculate. I've never understood the whole debate tbh, words aren't some scare resource, just use "liquid net worth" or "savings" or something to talk about non-house-including stuff they're both important. Owning a house 100% impacts your costs and has value but it's also very much different than having several hundred k in an index fund or whatever.
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Apr 6, 2023 19:13
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surc posted:I've never understood the whole debate tbh, words aren't some scare resource, just use "liquid net worth" or "savings" or something to talk about non-house-including stuff they're both important. Owning a house 100% impacts your costs and has value but it's also very much different than having several hundred k in an index fund or whatever. Oh but you see dear poster, the other people are wrong on the internet. I use biggest number theory for "total net worth", savings is where I self-correct (but always in my head WANT to ask clarifying questions) of "well, do you mean retirement (401k/iras), cash savings, brokerage money we haven't specifically tied up in a 'retirement account' but also haven't committed to anything else like a bigger house or whatever?" then realize 99% of people don't give a drat what I mean. All that to say it's good to know from these past few posts that the line at the will be long.
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Apr 6, 2023 19:28
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In this economy? Who has the free time to track down and behead every millionaire anymore? Just help us eat the actual rich and you're all good.
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Apr 6, 2023 19:43
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I may not be able to behead every millionaire, but as long as we are trying our best then we are doing our best
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Apr 6, 2023 19:47
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I consider my house an asset because my job is in the middle of BFE, but I live in actual civilization. If I really needed to I could sell my current house and buy a bigger house much closer to work and come out way ahead.
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Apr 6, 2023 20:33
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yeah uh is this is a french revolution thread or a thread of goons just posting happiness about personal milestones? I realize people are goofin' around a bit but in general let's just keep it about goon happiness, please. nobody posting here is in the french revolution neighborhood that said, different financial institutions will sometimes ask about balance sheet net worth vs. liquid net worth for different purposes edit: work -> worth, stupid autocorrect pmchem fucked around with this message at 22:18 on Apr 6, 2023 |
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Apr 6, 2023 21:31
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