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And her insurance won't cover both cars, only hers. He's 15 (school permit) and hadn't even driven it a few times before she backs into the 2004 grand am doing $1500 damage to a $4000 car. He obviously had only liability, but on my policy. His car is titled to me and insured by my policy. Her Camery got $1900 worth of damage, and she has her own title on her own policy with collision/comprehensive. The policies are both through United Fire. Wtf is this normal? They said something like since she hit a family member they won't cover his car, even though it was her fault totally. (He was upstairs playing video games lol). So if she hits my car next, I'm loving liable?!
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Aug 26, 2016 20:30
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Darth123123 posted:Wtf is this normal? They said something like since she hit a family member they won't cover his car, even though it was her fault totally. (He was upstairs playing video games lol). So if she hits my car next, I'm loving liable?! In my experience, yea, accidents like that between relatives are hard to deal with because the crooked insurance companies assume you're trying to do a scam and pocket the money somehow. I had the same thing happen (less damage though).
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Aug 26, 2016 23:43
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Jesus, how fast was she going? Warp 2?
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Aug 27, 2016 00:27
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Do you really want them to pay out on a measly 3 grand worth of body damage? Keep in mind, that means that two cars in your household were involved in wrecks in a short period of time, so say hello to your upcoming rate hike for me.
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Aug 27, 2016 01:30
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VendaGoat posted:Jesus, how fast was she going? Warp 2? She wa literally on the way to the mall. #whitemilfsmatter She's dumb
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Aug 27, 2016 04:58
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Liquid Communism posted:Do you really want them to pay out on a measly 3 grand worth of body damage? Keep in mind, that means that two cars in your household were involved in wrecks in a short period of time, so say hello to your upcoming rate hike for me. Not my wreck, not my policy nor my prob. ??
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Aug 27, 2016 04:59
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Mods please move this to sub that has answers. Tia
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Aug 27, 2016 05:04
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My mother hit my car backing out of the driveway years ago, and she took me to her insurance agent right away so she could explain it. I didn't think it was a big deal - but sure enough when I got there some rear end in a top hat with a cup of coffee started asking me questions like "do you and your mom fight a lot?" trying to weasel out of paying the claim.
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Aug 27, 2016 13:42
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sounds like you went with a discount carrier, for a discount rate, and are now getting the discount payout. edit: probably not legal to avoid paying out, but it would cost you more to fight it than just paying out of pocket.
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Aug 29, 2016 04:42
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Darth123123 posted:Not my wreck, not my policy nor my prob. ?? One of those cars, as you mention, is titled to you and on your policy, so yeah, it's gonna be your problem. 
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Aug 29, 2016 09:09
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Just sue your wife and her insurance company in small claims court for the damages. This will get interesting talking about at Thanksgiving dinner. Expect to have gravy dumped down your pants.
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Aug 29, 2016 21:08
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Nice thread title. Is it possible that she did it on purpose to get back at you for the way you speak to/about her?
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Aug 29, 2016 22:36
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If it wasn't intentional, I'd call her dumb too. To do 1500 bucks worth of damage she needs to slow the gently caress down on her way backing up.
Nail Rat fucked around with this message at 23:04 on Aug 29, 2016 |
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Aug 29, 2016 22:42
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Yeah bro, she obviously doesn't respect you. Don't you think it's time you taught her... some manners? Seriously tho you sound like a big piece of poo poo. Have fun driving up the rates for yourself, your wife, and your kid.
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Aug 29, 2016 22:56
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therobit posted:Nice thread title. Is it possible that she did it on purpose to get back at you for the way you speak to/about her? I was going to ask why you aren't jointly titled and insured, and then I thought about how you wrote about your wife and realized I knew why.
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Aug 29, 2016 23:30
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Please buy your wife an account and have her post itt so we can give the most informed advice 
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Aug 30, 2016 02:03
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BFC: where knyteguys children should be taken away because he spent too much eating out last month, but calling someone a dumbass for driving one of your cars into another one is TOO FAR.
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Aug 30, 2016 05:48
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I don't get why you don't have everyone on one insurance policy? It's way cheaper, and then you at least have a better idea of who has what coverage.
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Aug 30, 2016 10:35
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Jesus BFC...adorai posted:sounds like you went with a discount carrier, for a discount rate, and are now getting the discount payout. No, United Fire isn't discount in my book. Liquid Communism posted:Do you really want them to pay out on a measly 3 grand worth of body damage? Keep in mind, that means that two cars in your household were involved in wrecks in a short period of time, so say hello to your upcoming rate hike for me. Why would my rate go up (that had my son's car on it)? She's liable and has collision coverage. Liquid Communism posted:One of those cars, as you mention, is titled to you and on your policy, so yeah, it's gonna be your problem. He has liability only, like most teens in lovely cars. And she should be at fault since he/I were inside the house. Elephanthead posted:Just sue your wife and her insurance company in small claims court for the damages. This will get interesting talking about at Thanksgiving dinner. Expect to have gravy dumped down your pants. therobit posted:Nice thread title. Is it possible that she did it on purpose to get back at you for the way you speak to/about her? Nail Rat posted:If it wasn't intentional, I'd call her dumb too. To do 1500 bucks worth of damage she needs to slow the gently caress down on her way backing up. GoGoGadgetChris posted:Yeah bro, she obviously doesn't respect you. Don't you think it's time you taught her... some manners? SiGmA_X posted:Yeah, no poo poo. We all make mistakes, and there is no need to act like the OP... Divorces are expensive, I hope she gets gets a good lawyer. Duckman2008 posted:I don't get why you don't have everyone on one insurance policy? It's way cheaper, and then you at least have a better idea of who has what coverage. We both run distinct finances. She is not very good in her spending habits. She admits this too, she says "She's a spender, I'm the saver". e: Also, if we were all on the same policy there is NO WAY they would cover it. There is a "Family member" clause in all policies that you can't claim within a policy against yourself or another family member. That's what they are saying on this (for now) - but I have distinct policies and I'm appealing on that ground.
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Aug 30, 2016 16:12
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Droo posted:BFC: where knyteguys children should be taken away because he spent too much eating out last month, but calling someone a dumbass for driving one of your cars into another one is TOO FAR. I'd like to read about this. e: whoa 178 page thread. Burt Sexual fucked around with this message at 18:31 on Aug 30, 2016 |
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Aug 30, 2016 16:26
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Don't make assumptions about other poeple's marriage lives what the gently caress is wrong with you Goons?!
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Aug 30, 2016 17:50
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Solution is probably to take away her car and put her back in the kitchen. Right?
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Aug 30, 2016 23:17
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SiGmA_X posted:Solution is probably to take away her car and put her back in the kitchen. Right? look how "triggered" you are LOL owned
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Aug 30, 2016 23:18
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GoGoGadgetChris posted:look how "triggered" you are LOL owned Lol  Yeah but really, bashing a partner is not cool or healthy even if they would do the same.
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Aug 31, 2016 00:35
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quote:driving 40 in reverse
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Aug 31, 2016 00:37
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Cicero posted:I didn't know cars could even go this fast in reverse. It was warp 2 I understand. SiGmA_X posted:Lol Look I didn't bash her but say omg that was dumb. Then moved on into fix mode. Also dealing with a kid that was like wtf mom? Crying, etc. Did the whole it was an accident thing. gently caress sakes people, SA isn't the same irl right? Have you ever said that was a dumb move to your gay/opposite sex partner? If not your probably triggered by this harsh talk. I'm in fyad or gbs now. E: Lol def not fyad
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Aug 31, 2016 00:45
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Yea my dad backed into my car because he forgot that I had parked there. Luckily it didn't cause any real damage because he was going like 15 MPH and just dented that side of the car. Didn't even get it fixed because who cares about a lovely Chevy Malibu plus the car was traded in years ago for $500. How hosed up is the car anyway, post some pics of the damage?
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Aug 31, 2016 00:54
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Stealthgerbil posted:Yea my dad backed into my car because he forgot that I had parked there. Luckily it didn't cause any real damage because he was going like 15 MPH and just dented that side of the car. Didn't even get it fixed because who cares about a lovely Chevy Malibu plus the car was traded in years ago for $500. How hosed up is the car anyway, post some pics of the damage? Ok. I will because it's funny and entertaining I guess. How do I remove the geo tags? I need a laptop to edit out plates too. Sry for your cool ride. It matters to a kid, it does. He was devastated, as much as a kid without any responsibilities besides mowing and doing chores can be.
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Aug 31, 2016 01:06
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Yea sucks about his car. The first car wreck is the worst. Also GIMP can edit exim data. I am sure there is a better tool. Should be able to paint over the plates with the phones paint tools. Probably  though.
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Aug 31, 2016 01:29
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Stealthgerbil posted:Yea sucks about his car. The first car wreck is the worst. Gotcha.
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Aug 31, 2016 01:47
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Pretty sure imgur strips all geo tags by default
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Aug 31, 2016 02:17
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GoGoGadgetChris posted:look how "triggered" you are LOL owned Please stop acting like a hypersensitive idiot and stinking up the forums.
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Aug 31, 2016 06:32
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a dog from hell posted:Please stop acting like a hypersensitive idiot and stinking up the forums. Sorry bro. I thought you'd be safe from my bad posting if I didn't go in the unemployment and day drinking threads.
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Aug 31, 2016 07:07
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GoGoGadgetChris posted:Sorry bro. I thought you'd be safe from my bad posting if I didn't go in the unemployment and day drinking threads. Thanks for proving your thin skinned histrionics for the crowd once again.
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Aug 31, 2016 07:22
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Darth123123 posted:Not my wreck, not my policy nor my prob. ?? You're married so...
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Sep 1, 2016 03:13
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Cicero posted:I didn't know cars could even go this fast in reverse. Crown Vics will get into the 60 mph+ range in reverse but steering gets REALLY squirrelly.
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Sep 2, 2016 00:30
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When did the world get so loving sensitive? Most of you wouldn't hesitate to tell your friends when did something dumb. My wife is my best friend and I treat her as such, if she fucks up I will rag on her for it. That doesn't mean I won't also help solve the problem, nor does it mean I love her any less. I can promise if she hit my car because she wasn't paying attention, I would give her endless poo poo and ask her if she was watching her mirrors literally every time she backed up with me in the car.
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Sep 2, 2016 04:45
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Read your policy. It probably says something along the lines of if you hit a car owned by a member of your immediate family the damage isn't covered under the liability coverage of the hitter. It's a pretty standard exclusion on a policy.
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Sep 3, 2016 04:22
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Tyro posted:Crown Vics will get into the 60 mph+ range in reverse but steering gets REALLY squirrelly. hahahhahah i saw this post and was like "wtf...?" then i saw it was Tyro and smiled good luck with your drunk wife op or whateevr this thread was about
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Sep 9, 2016 07:13
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You could try reading her policy. Either this type of accident is excluded or it isn't. If it is, there's your answer. If it isn't, call them out with the specific sections of exclusions, tell them it's not there, and threaten to sue. If they don't budge you do a cost/benefit of filing a small claims case and either you file or you don't. Or I guess you could just have a meltdown thread about calling your wife a dumbass in a dead comedy forum.
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Sep 9, 2016 17:53
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