|
If you aren't Jewish or Native American there aren't a lot of rituals signifying your cross into adulthood. Getting minor surgery and making a silly video on YouTube is as good as anything. That or taking out a student loan.
|
#
?
May 30, 2017 01:41
|
|
|
|
| # ? May 2, 2024 01:45 |
|
|
Does graduating high school/turning 18 not count?
|
|
#
?
May 30, 2017 02:46
|
|
|
ranbo das posted:Does graduating high school/turning 18 not count? Did you feel like an adult at 18?
|
|
#
?
May 30, 2017 03:18
|
|
|
Lowness 72 posted:Did you feel like an adult at 18? Even if I didn't, I'd rather some mild ennui or existential crisis than having to go through the bullet ant stinging ritual. In more local news, a friend of mine just moved back to town and invited me to come visit her at sales job today because at the last minute, she couldn't make the party I threw last night. The store is a retail establishment selling various smaller tech companies' gadgets, and to my delight I found on the website that they sell Juicero machines! Unfortunately they weren't available at this location or I would've asked to see one. They may not even carry them here. I did spend some time playing with an Oculus Rift and some bizarre commuter trike without paying anything without any pressure from her to buy. Given how much time she spent with me while visiting, I gather that the conversion rate from browsing customers to paying customers was low and that many people were on there for the novelty factor. But I have no data to back that up, and hopefully her job stays around for a while bad on the sales of non-Juicero products.
|
|
#
?
May 30, 2017 03:53
|
|
|
spog posted:Given that society is getting more and more shallow, with looks outranking all other attributes, I'd be willing to bet that the numbers show that the cost of getting your teeth straightened as a child results in a ROI of at least 1,000% over your lifetime, given the higher earning potential. tooth craziness: http://www.washingtonpost.com/sf/national/2017/05/13/the-painful-truth-about-teeth/?utm_term=.8f93d9bcccb8 quote:On this Friday morning, dentists arriving from five states were getting ready to fix the teeth of the first 1,000 people in line.
|
|
#
?
May 30, 2017 03:59
|
|
|
C.H.O.M.E posted:tooth craziness: For real. I have a good 6-7k+ worth of dental work that needs to be done but I can't afford it because I'm a grad student on a tiny stipend. Really worried that having dental problems is going to prevent me from ever being able to find a job since people seem to be so hung up on appearances and because it's hard to publicly speak with hosed up teeth. The last time I had dental insurance was 8 years ago, and I was forced to pay $1000 for two root canals when they rejected the claim outright despite being insured.
|
|
#
?
May 30, 2017 04:04
|
|
|
Time for some family BWM. Growing up, I had a cousin (F) that was a little older than me. She was a little odd but I figured it was "older kids are weird" poo poo. When I got much older, I found up she was developmentally challenged - not retarded in the medical sense, but slowed development. Anyway - her dad (my uncle) was an alcoholic but also a really drat good Communications Engineer that worked on the Superconducting Super Collider project. Despite spending money on every possible gun and tool conceivable (because Redneck) he still managed to sock away around low 6 figures in a trust for his daughter. So my uncle dies when I was 7 and the money goes into a trust that my dad (his brother) is the executor for. All is well for the first several years. My cousin turns 18 when I'm about 13 and begins poking around for some money for little things. At first it's really straightforward stuff - down payment for a reasonable car, money for a new pair of glasses. Now earlier, I mentioned she's not a bright one - she's not going to college but in some vocational program. She starts hanging out with some people who are pretty much scum. They get wind of the fact that she's got a trust fund. At this point, she doesn't even know how much money is in the trust fund though she's got an idea it's pretty sizable. Fast forward another year or so to her being age 20 and she begins asking for ridiculous poo poo. She wants to buy a pair of glasses for every day of the week. She wants to buy watches for every day of the week. She wants to loan some rear end in a top hat $10k because he's got a great investment idea. My dad tries his best for another year to hold her off, compromise, and otherwise accommodate her without letting her go balls to the wall. Finally, one of the scumbags she's hanging out with convinces her that she should threaten to sue my dad if he doesn't let her get whatever she wants. Anyway - she eventually works up the bullshit nerve to threaten my dad and there's bunch of back and forth for a couple months. He loses his poo poo and finally just says "gently caress it, I wash my hands of this." He signs the documentation to sign over full custody of the trust to her and we don't hear from her again. That was probably 13 years ago now - we hear little bits now and then that she may have gone to jail. We do know that the account was drained in about 7 months. I think when my dad handed over the account, it was sitting at about $93k. The heartbreaking part is that my grandmother who was very fond of her was part of the fallout - when my cousin cut out the family, she didn't just cut out my dad. She cut out our grandmother and my aunt. I didn't really get the full story on this until I was 25 - after my grandmother had already died. We basically never talked about her again while my grandmother was alive. TL;DR: Developmentally challenged cousin wants to spend her 6 figure trust fund on ridiculous poo poo. My dad tries to help and gets fed up. Cousin gets the money, burns through it in 8 months, and is probably in jail now.
|
|
#
?
May 30, 2017 04:26
|
|
|
Unbelievable But True Tales of the Toronto Housing Bubble http://torontolife.com/real-estate/parkdale-reno-hell/ I used to live a few houses down from this place until everyone was priced out of the neighbourhood. This couples pain and idiocy warms my heart. I'm not sure who the true protagonist is- Jake the squatter who they had to bribe to move out, or the guy they met out on the street who convinced them he's an engineer and then caved in their basement, and they still paid him several thousand dollars  Preview: Guillotine posted:Finally, in May 2011, the permits came through. Julian consulted his spreadsheet of contractors and narrowed it down to three candidates. He went outside to mull over his choices. Scudworth fucked around with this message at 04:39 on May 30, 2017 |
|
#
?
May 30, 2017 04:36
|
|
|
From that articlequote:Julian had just finished his PhD in education and was teaching part-time at Humber; I was an editor for the Food Network’s website and preparing to go on maternity leave. lol Then they paid 480,000 for a literal crackhouse with drug addicts passed out on the floor OctaviusBeaver fucked around with this message at 05:36 on May 30, 2017 |
|
#
?
May 30, 2017 05:33
|
|
|
quote:Peter was reliable, organized, patient and came with glowing references. He was the contractor we should have hired from the start—in fact, Julian had already interviewed him twice but we had passed because he was charging market rate.
|
|
#
?
May 30, 2017 05:56
|
|
|
quote:The next day, Julian checked Robert’s references, which were neither glowing nor damning. We hired him, figuring we could always replace him if things didn’t go well. quote:A few weeks after we hired Robert, we made the overdue decision to fire him. quote:As soon as Robert had secured the foundation, we met him at a coffee shop on Queen and fired him. He didn’t go quietly. He wanted to stay and complete the rest of the house, or, as he called it, the “cream” of the project. He pulled out his tattered black log book and told us we owed him $20,000—on top of the $30,000 we’d already handed over. We countered with a list itemizing the $100,000 we had paid to make up for his incompetence. In the end, we gave him roughly $6,000, just to be rid of him. quote:We hired him, figuring we could always replace him if things didn’t go well. Hahahahaha these people are so amazingly stupid. quote:We hired him, figuring we could always replace him if things didn’t go well. I'm dying.
|
|
#
?
May 30, 2017 12:53
|
|
|
Don't miss reading about their cottage either: http://cottagelife.com/realestate/the-story-of-how-one-young-family-found-their-dream-cottage-for-59000
|
|
#
?
May 30, 2017 12:59
|
|
|
PCjr sidecar posted:Don't miss reading about their cottage either: quote:I wanted it. I looked at Julian. He was grinning back at me. I knew what that meant. It was the same grin that led us to buying a plot in Tulum, Mexico, and the very one that had us putting in a private offer on our current city home, a neglected Victorian beauty known in the neighbourhood as the “crack house.” Yes for some reason the neighbors call it the crack house, just as a fun nickname!
|
|
#
?
May 30, 2017 13:13
|
|
|
OctaviusBeaver posted:From that article We found them! We found the people on house hunters!
|
|
#
?
May 30, 2017 13:36
|
|
|
Now that I've read the name "Humber" a few times i just realized how funny it sounds. Like some kinda blowjob slang, or one letter away from [the] "humbler" which you should not google at work either
|
|
#
?
May 30, 2017 13:58
|
|
|
Scudworth posted:
I thought they paid him 100k.
|
|
#
?
May 30, 2017 14:22
|
|
|
theHUNGERian posted:Use soft picks if you are too lazy to floss. I can go through my entire month in 30 seconds and I do it twice a day. You should still floss daily because cavities = BWM. https://www.amazon.com/Flossaid-Dental-Floss-Holder-Single-Handle/dp/B000LC22R6 I use a reusable one. It's like a giant floss pick you use with normal floss. Better for the environment.
|
|
#
?
May 30, 2017 14:26
|
|
|
AmericanBarbarian posted:I thought they paid him 100k. quote:He pulled out his tattered black log book and told us we owed him $20,000—on top of the $30,000 we’d already handed over. We countered with a list itemizing the $100,000 we had paid to make up for his incompetence. In the end, we gave him roughly $6,000, just to be rid of him. The $100k wasn't to him, it was to fix the foundation.
|
|
#
?
May 30, 2017 14:35
|
|
|
ate all the Oreos posted:Yes for some reason the neighbors call it the crack house, just as a fun nickname! how on earth do the people afford all of this  even if they're leveraged to the hilt (of course they are), how can they possibly afford the debt servicing?
|
|
#
?
May 30, 2017 15:03
|
|
|
Rich parents.
|
|
#
?
May 30, 2017 15:05
|
|
|
Dick Nipples posted:Time for some family BWM. Ah, that's a terrible story. But your cousin is genuinely developmentally disabled, so a lack of forward planning is to be expected. The BWM is her dad setting the trust up so she got an enormous lump sum rather than a monthly allowance.
|
|
#
?
May 30, 2017 15:24
|
|
|
BarbarianElephant posted:Ah, that's a terrible story. But your cousin is genuinely developmentally disabled, so a lack of forward planning is to be expected. The BWM is her dad setting the trust up so she got an enormous lump sum rather than a monthly allowance. If this person was as challenged as shown, they would have been a phone call away from J.G. Wentworth getting it.
|
|
#
?
May 30, 2017 15:42
|
|
|
Dick Nipples posted:TL;DR: Developmentally challenged cousin wants to spend her 6 figure trust fund on ridiculous poo poo. My dad tries to help and gets fed up. Cousin gets the money, burns through it in 8 months, and is probably in jail now.
|
|
#
?
May 30, 2017 16:20
|
|
|
John Smith posted:Your dad sucks. It was his brother's dying wish and he couldn't be bothered to follow through. Considering that she is literally (mildly) retarded. lol you're mildly retarded as well looks like
|
|
#
?
May 30, 2017 16:32
|
|
|
John Smith posted:Your dad sucks. It was his brother's dying wish and he couldn't be bothered to follow through. Considering that she is literally (mildly) retarded. Ah yes - a long and drawn out court case that will incite a huge amount of family drama, *especially* for my grandmother. Just what we need. 
|
|
#
?
May 30, 2017 17:28
|
|
|
BarbarianElephant posted:Ah, that's a terrible story. But your cousin is genuinely developmentally disabled, so a lack of forward planning is to be expected. The BWM is her dad setting the trust up so she got an enormous lump sum rather than a monthly allowance. Ya - that's pretty much how I feel about it. I wish that it'd been better structured. The part I'm puzzled about is why the estate didn't go into my aunt's control from the start... it seems like that'd have been a better long term plan given that she raised my cousin. I dunno - this isn't about me though. Enough of my own thoughts on the matter.
|
|
#
?
May 30, 2017 17:31
|
|
|
Dick Nipples posted:Ya - that's pretty much how I feel about it. I wish that it'd been better structured. The part I'm puzzled about is why the estate didn't go into my aunt's control from the start... it seems like that'd have been a better long term plan given that she raised my cousin. Perhaps her dad thought that her mother would have been too close to it and have difficulty saying "no." But that didn't work out very well, since your dad didn't really want the headache. I think that you can get professional firms that deal with this sort of thing, as paid trustees for the disabled. (quick google produces:) http://www.nytimes.com/2010/11/06/your-money/06wealth.html Your cousin sounds like an unusual case - too disabled to plan wisely for her money, but not disabled enough that she realizes this (or for others to realize it). Of course, many completely mentally average people have blown a trust fund under the influence of bad friends.
|
|
#
?
May 30, 2017 17:47
|
|
|
BarbarianElephant posted:Perhaps her dad thought that her mother would have been too close to it and have difficulty saying "no." But that didn't work out very well, since your dad didn't really want the headache. Huh interesting. Ya, she was able to hold down a job and generally do just fine. I think it just wore on my dad after a couple years of hounding and threats. My timeline probably wasn't well outlined in the previous post but it was a couple years of him pushing off her goony friends and eventually the jackass lawyer she found.
|
|
#
?
May 30, 2017 17:55
|
|
|
John Smith posted:Your dad sucks. It was his brother's dying wish and he couldn't be bothered to follow through. Considering that she is literally (mildly) retarded. Zo posted:lol you're mildly retarded as well looks like
|
|
#
?
May 30, 2017 18:13
|
|
|
Scudworth posted:Unbelievable But True Tales of the Toronto Housing Bubble I clicked the link and the moment I saw those mismatched Eames chairs I knew the story was going to be good.
|
|
#
?
May 30, 2017 18:16
|
|
|
Dick Nipples posted:Ya - that's pretty much how I feel about it. I wish that it'd been better structured. The part I'm puzzled about is why the estate didn't go into my aunt's control from the start... it seems like that'd have been a better long term plan given that she raised my cousin. Maybe because they thought your dad would be able to say "no" more than your aunt. That's the nice thing about professional trustees. They're used to this. They can also say "every time you threaten to sue us for abiding by the terms of the trust, those are billable hours that we get to take out of your trust fund  " which tends to shut people up.
|
|
#
?
May 30, 2017 18:46
|
|
|
Might not work with someone who's mentally challenged, though.
|
|
#
?
May 30, 2017 18:56
|
|
|
UPDATE: Beneficiary of a Traditonal IRA account containing 180k, im entitled to 1/3rd, my mother wants me to sign it all over otherwise im getting evicted. Long story short: man finds out he is due ~$60k from an inherited IRA, mom threatens to kick out him and his girlfriend if he doesn't sign over the money. He relents because he doesn't realize he would basically be signing away enough money for his girlfriend and he to just, y'know, move out on their own. This post destroys me. quote:Prior post is here if you want to update yourself - https://www.reddit.com/r/personalfinance/comments/6e4tdu/beneficiary_of_a_roth_ira_account_containing_180k/ Emotionally manipulating your children into giving over their inheritance is GWM I guess. Hoodwinker fucked around with this message at 19:08 on May 30, 2017 |
|
#
?
May 30, 2017 19:02
|
|
|
Hoodwinker posted:UPDATE: Beneficiary of a Traditonal IRA account containing 180k, im entitled to 1/3rd, my mother wants me to sign it all over otherwise im getting evicted. Okay but if I move out of the basement mommy won't make me easy mac anymore  e: Actually he mentions that he thinks he couldn't get the money moved out of the account before he'd be homeless and carless, and he'd lose his job as a result, so a bit more depressing and less funny
|
|
#
?
May 30, 2017 19:04
|
|
|
ate all the Oreos posted:Okay but if I move out of the basement mommy won't make me easy mac anymore Fake edit: Money can be exchanged for goods and services.
|
|
#
?
May 30, 2017 19:05
|
|
|
But maybe he/his girlfriend never learned how to make Easy Mac they way his mom does it? 
|
|
#
?
May 30, 2017 19:08
|
|
|
Hoodwinker posted:Long story short: man finds out he is due ~$60k from an inherited IRA, mom threatens to kick out him and his girlfriend if he doesn't sign over the money. He relents because he doesn't realize he would basically be signing away enough money for his girlfriend and he to just, y'know, move out on their own. This post destroys me. That guy is 25 and apparently both he and his girlfriend live with the mom, have no intention of moving out, and don't pay for their own car / cell phone / etc. I kind of think the mom has a point about the money.
|
|
#
?
May 30, 2017 19:08
|
|
|
His post history on reddit leads to several different MMO subreddits so take from that what you will.Droo posted:That guy is 25 and apparently both he and his girlfriend live with the mom, have no intention of moving out, and don't pay for their own car / cell phone / etc. I kind of think the mom has a point about the money. 
|
|
#
?
May 30, 2017 19:08
|
|
|
This thread is depressing.
|
|
#
?
May 30, 2017 19:09
|
|
|
|
| # ? May 2, 2024 01:45 |
|
|
 The real estate bubble, ladies and gentlemen.
|
|
#
?
May 30, 2017 19:14
|
|
