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It's not a joke, e30 is really a two-door sedan.
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Jun 12, 2020 18:50
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Alarbus posted:Wait, what the gently caress. What insurance company is this? in other news, i cracked a style 193 rim today. another 500 bucks out the window  so grateful my PO decided to go with 18" rims!!
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Jun 12, 2020 19:59
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My DD is a 2006 e90 (325i) that goes through low beam bulbs like once a year. They are the stock pre LCI halogens, so they don’t look great and are pretty dim. I’d like to swap them for halos, but don’t want to be that guy with the terrible LED lights. What is the best thing to do in this situation? Any products/brands that you’d recommend?
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Jun 12, 2020 20:44
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These are great: https://www.luxangeleyes.com
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Jun 12, 2020 21:01
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KOTEX GOD OF BLOOD posted:plymouth rock. my agent was furious with them and says she isnt signing policies with them anymore over this. i ended up getting hanover, but the premium was still iirc 600 bucks more than it was for the 2008 Wow. Uh, I know there's a lot of different factors, probably including a random number generator, and I've been there since I started driving, but my State Farm policy is 430/6 months. I think I pay slightly less for my 2015 335 than my wife does for her 2008 Focus. I don't even think my rates went up when I sold the 2009 328 for this car. Also, I washed my car. I shouldn't have, because now I can see all the winter and highway damage. 
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Jun 12, 2020 21:01
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dang. mine is 1280 a year, paid in full. I guess some other factors at work may be that it's a coupe, i'm under 30, it has the m-sport package, and is blue. i think i dont have any insurance points against me though.
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Jun 12, 2020 21:08
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KOTEX GOD OF BLOOD posted:These are great: https://www.luxangeleyes.com Thank you - unless I’m overlooking something, they don’t have anything for pre LCI halogens. chaibat fucked around with this message at 23:08 on Jun 12, 2020 |
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Jun 12, 2020 21:23
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I live in Oakland CA and when I was shopping quotes for 2016 F31s and it was gonna cost me $148 a month for a wagon!
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Jun 13, 2020 02:35
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flightless greeb posted:I live in Oakland CA and when I was shopping quotes for 2016 F31s and it was gonna cost me $148 a month for a wagon!
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Jun 13, 2020 03:47
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As a Michigan resident, I’m legally obligated to talk about Michigan insurance rates whenever insurance chat comes up. Michigan insurance is absurd.
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Jun 13, 2020 04:00
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KYOON GRIFFEY JR posted:As a Michigan resident, I’m legally obligated to talk about Michigan insurance rates whenever insurance chat comes up. Michigan insurance is absurd. Ah yes, the "it's no one's fault so therefore it's everyone's fault" model of liability, but not actually socialized.
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Jun 13, 2020 04:40
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Are you guys talking like liability only coverage or something, full coverage on my E82 is like $1400/6 months
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Jun 13, 2020 13:57
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I looked at a bill from State Farm the other day and I apparently pay $217/month for my s2k and M3.
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Jun 13, 2020 14:21
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fknlo posted:I looked at a bill from State Farm the other day and I apparently pay $217/month for my s2k and M3.
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Jun 13, 2020 15:07
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rscott posted:Are you guys talking like liability only coverage or something, full coverage on my E82 is like $1400/6 months Holy poo poo.  Edit: Why the gently caress do old BMWs cost so much for insurance  
KillHour fucked around with this message at 15:59 on Jun 13, 2020 |
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Jun 13, 2020 15:42
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lol we pay 750/6 months for a Macan, boxster, beater, and enough liability to run through a preschool at recess.
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Jun 13, 2020 16:01
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KOTEX GOD OF BLOOD posted:Do you use an agent? Yes. I think Colorado has pretty high rates and I pay more for extra coverage. The minimums here are a literal joke. No clue if my bill is high or not for here. e: The average yearly rate here is over $1700 a year, I'm probably not doing bad for having 2 cars with extra coverage. fknlo fucked around with this message at 16:10 on Jun 13, 2020 |
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Jun 13, 2020 16:04
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Here's a mind gently caress - replacing my Focus RS with a brand new M4 with the same coverage will DECREASE my insurance premiums by ~$20, according to Geico.
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Jun 13, 2020 16:08
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I have whatever is normal for PA regarding the tort options here, and $250 deductible on collision. This has overall about the same as when I lived in Vermont. I think my R6 used to be about $600 per year? They used to calculate motorcycles on displacement not type, not sure if that's changed or not. I do have a mortgage now though. Not sure if I posted this before or not, but the 2020 car club raffle is open. Started June 1, runs to October 2!
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Jun 13, 2020 17:10
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KillHour posted:
135 - owner guaranteed to crash. AM - not a lot of traffic on a flat bed. E: Here is mine.   Looking at this now, does anyone here use classic car insurance ie Haggerty etc? If so what has been your experience? Especially if you have needed to make a claim. ThirstyBuck fucked around with this message at 17:50 on Jun 13, 2020 |
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Jun 13, 2020 17:42
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KillHour posted:Edit: They don't...  That's with full 250/500/100 liability, 250/500/100 underinsured, and low deductible comp & collision. I looked into raising the deductibles but it saves nearly zero. Maybe I should drop collision at this point, though... And that's after it went up a bit after changing zip codes. Quoting my existing policy on a 2009 135i actually goes down $9/6mo 
Guinness fucked around with this message at 18:49 on Jun 13, 2020 |
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Jun 13, 2020 18:45
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I pay just under $500 every 6 months for a 2003 325xi Touring and a 2002 M3. Granted that's with a high deductible and the touring is liability only cause it's probably not worth saving if it gets wrecked. Also my Dad gave me great advice when I was first buying insurance, always buy roadside coverage. It's worth it especially if you catch a flat in a car that doesn't have a spare.
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Jun 13, 2020 19:35
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Guinness posted:They don't... That's a poo poo ton for a 16 year old car.
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Jun 13, 2020 19:37
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I'm always amazed at just how little insurance you Americans can actually get away with, considering how litigation happy your country is. Like here in Canada the bare minimum policy is $500k personal liability/personal damages, and most people have $1 or 2 mil.
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Jun 13, 2020 21:07
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You can't squeeze blood out of a turnip
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Jun 13, 2020 21:32
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BlackMK4 posted:You can't squeeze blood out of a turnip It's this. I make enough money where I feel like I need to carry significantly more than the minimums.
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Jun 13, 2020 22:35
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I pay 114 a month on my 135 with a 500 deductible.
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Jun 13, 2020 23:01
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I should probably reevaluate since financial circumstances have changed a bit from five years ago. My 6/mo premium is roughly $450 for 50k/100k/50k with comp on my Civic Si and comp/collision on the S2000; Arizona minimums are like 15k/30k/15k or some poo poo. S2000 will go to an agreed value policy since lol @ a ~$8.5k KBB value on a car that would probably cost $35k to replicate at this point. Probably go to a CSL on both or something. Popete posted:Also my Dad gave me great advice when I was first buying insurance, always buy roadside coverage. It's worth it especially if you catch a flat in a car that doesn't have a spare. I carry AAA premiere for this, they also do stuff like international drivers licenses  I switched when I found out the hard way that my insurance company at the time only reimbursed $60 or something if you didn't use their specific (lovely) tow service.KillHour posted:That's a poo poo ton for a 16 year old car. Uninsured and underinsured is where you get killed (literally and figuratively), especially if you live in a place filled with people that don't have insurance. BlackMK4 fucked around with this message at 23:11 on Jun 13, 2020 |
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Jun 13, 2020 23:02
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ThirstyBuck posted:Looking at this now, does anyone here use classic car insurance ie Haggerty etc? If so what has been your experience? Especially if you have needed to make a claim. Regular insurance talk...switching from the VW to the i3 added a decent amount to my monthly premium. We pay a bit over $250 a month for the 320i, i3, F100, Highlander and the Locost under an umbrella policy 250k/500k/100k.
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Jun 14, 2020 00:20
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MrChips posted:I'm always amazed at just how little insurance you Americans can actually get away with, considering how litigation happy your country is. have you considered that the us is a garbage country?
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Jun 14, 2020 00:52
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BraveUlysses posted:have you considered that the us is a garbage country? the thought had crossed my mind on one or two thousand occasions
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Jun 14, 2020 02:11
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drat I was thinking of selling my M3 because I’m paying $580 every 6 months and I’m WFH now.
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Jun 14, 2020 20:20
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Zoom Zoom, motherfuckers
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2016 Subaru Outback: $500 every 6 months 2019 M2: $470 every 6 months Insurance companies must be rolling in it lately, with no changes in premiums and absolutely no payouts on the horizon
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Jun 14, 2020 20:41
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GoGoGadgetChris posted:2016 Subaru Outback: $500 every 6 months Four year old Subaru more expensive than one year old sports car is odd. I remember seeing they were going to give refunds or discounts since no one is driving but I don't know if any companies actually did. I haven't seen a discount or refund of any kind.
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Jun 14, 2020 21:04
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My agent told me her new Camry is like 2000 a year
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Jun 14, 2020 21:52
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Allstate has been giving me back like $45 a month I think but I'm paying for two cars.
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Jun 15, 2020 00:10
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flightless greeb posted:Allstate has been giving me back like $45 a month I think but I'm paying for two cars. We got 35 a month which I think is roughly ~14%
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Jun 15, 2020 00:17
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NitroSpazzz posted:Four year old Subaru more expensive than one year old sports car is odd. I remember seeing they were going to give refunds or discounts since no one is driving but I don't know if any companies actually did. I haven't seen a discount or refund of any kind. Geico is doing 15%.
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Jun 15, 2020 00:24
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State Farm said they'd give "something" back, but I just got my bill and don't see a change, so 
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Jun 15, 2020 01:54
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Uthor posted:State Farm said they'd give "something" back, but I just got my bill and don't see a change, so The state farm one takes effect late June, I think.
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Jun 15, 2020 02:01
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