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He is 19 and thinks he's super knowledgeable. It felt better than sex to see him happily waltz off to his shaming.
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Aug 18, 2021 20:11
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You have someone started who is left handed and needs a hammer right?
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Aug 18, 2021 20:13
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Holy poo poo I just won the car repair lottery. A couple of weeks ago I dropped my 2015 5.0 Genesis off because it thought it was overheating even though there were no signs to that effect. They replaced the main coolant sensor but the display has still been intermittent since then randomly complaining about overheating. Took it back in today and just got the call. Apparently the ECU is only sending 3.3v on that sensor wire instead of 5V so the entire ECU needs to be replaced. There is one ECU left in north america and they put the order in. Even though I am at 64k mi they are still going to cover it under the powertrain warranty. It would be $2000 otherwise.
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Aug 18, 2021 20:43
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SeaGoatSupreme posted:I have already sent one of the other new guys to the parts desk for blinker fluid. Next time you have an 09ish Prius in, ask the parts desk guy for a starter for it. They don't have one. Neither do many other hybrid vehicles. A lot of people don't know that though.
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Aug 18, 2021 20:54
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SeaGoatSupreme posted:He is 19 and thinks he's super knowledgeable. It felt better than sex to see him happily waltz off to his shaming. Next time you get a diesel car/truck tell him to take the spark plugs out. Then when he comes back and says he can't find them, say "just follow the drat plug wires to the loving spark plugs" Worked every time when I was in the military on noobs. That and "go get me ten feet of flight line" 
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Aug 18, 2021 21:00
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Anyone with any thoughts on a 2018-2019ish Genesis G70 3.3t? Friend of mine is getting ready to replace a 20 year old Acura and was asking my opinion on the G70 since he likes how it looks.
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Aug 18, 2021 21:02
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Ether Frenzy posted:Anyone with any thoughts on a 2018-2019ish Genesis G70 3.3t? Friend of mine is getting ready to replace a 20 year old Acura and was asking my opinion on the G70 since he likes how it looks. Never seen or driven one but I've watched some videos about it and similar cars out of interest recently. Seems like it's basically the same platform as the Kia Stinger with better soundproofing? The one thing about it that seemed like it would be a deal-breaker for me was the lack of a 'manual' mode for the gearbox, you can use the paddles to manually force a gear change but it will always revert back to auto every time you stop and start moving again. I suppose for a lot of people that would be no big deal but having lived with a DSG car that I've exclusively driven in 'manual' mode for 8 years and wanting a bit more of a sporty experience I'm sure that would drive me insane.
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Aug 18, 2021 21:52
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Applebees Appetizer posted:Next time you get a diesel car/truck tell him to take the spark plugs out. Don't be surprised if they pull the glow plugs.
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Aug 18, 2021 22:22
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BigPaddy posted:You have someone started who is left handed and needs a hammer right? Or a Crescent wrench. Applebees Appetizer posted:That and "go get me ten feet of flight line" I heard about a supply sergeant who then took pity on the private, clued him in, then had an idea and helped him load up a bunch of those hole-punched steel plates they used for road and runways in mud and soft dirt to take back to his crew chief.
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Aug 18, 2021 23:53
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For posters that do bookmark posting - https://forums.somethingawful.com/showthread.php?threadid=3976848 Look at this amazing thread
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Aug 19, 2021 00:09
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CAT INTERCEPTOR posted:For posters that do bookmark posting - I am traveling but obviously he/they have put the transfer case in neutral Edit I stopped and read the rest of the thread goons did him a solid and it is freaking hilarious that was his first post after 12 years fantastic
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Aug 19, 2021 00:32
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I love this pig balls website Also Happy Birthday STR!!
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Aug 19, 2021 01:00
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Better than the taser balls website
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Aug 19, 2021 01:05
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Ether Frenzy posted:Anyone with any thoughts on a 2018-2019ish Genesis G70 3.3t? Friend of mine is getting ready to replace a 20 year old Acura and was asking my opinion on the G70 since he likes how it looks. I drove a V6 G70 last year, and if I had any sort of patience, I would've waited another year for V6 G70s to drop under $30K. The chassis is there with the G70 in a way it wasn't with previous Hyundai vehicles. It can put the power down, and the body control is great. The only bad things I have to say about the G70 are that the trunk sucks, and Hyundai dealers are very hit-and-miss.
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Aug 19, 2021 03:15
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The hyundai dealer network is notoriously bad.
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Aug 19, 2021 03:59
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When you guys talk about investing where do I even start? Are you buying and selling shares via an app or you have an account with a company or what?
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Aug 19, 2021 08:03
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cakesmith handyman posted:When you guys talk about investing where do I even start? Are you buying and selling shares via an app or you have an account with a company or what? I used an trading account with a company...that had an App. Not Robin.
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Aug 19, 2021 08:41
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cakesmith handyman posted:When you guys talk about investing where do I even start? Are you buying and selling shares via an app or you have an account with a company or what? First understand whether you can influence the investment profile of your retirement account. Depending on where you are, it could be anywhere from a simple risk profile to actually buying specific bonds and shares with a part of your balance. This can often be at a tax advantage. Speaking of, I should really contact a financial advisor and get at least a couple of hours of sparring. Between two incomes, a mortgage, two retirement accounts and a substantial marginal income tax rate, that person could quickly earn back their fee.
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Aug 19, 2021 08:52
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bolind posted:Speaking of, I should really contact a financial advisor and get at least a couple of hours of sparring. Between two incomes, a mortgage, two retirement accounts and a substantial marginal income tax rate, that person could quickly earn back their fee. Anyone have tips on finding a good one. We've talked about finding one and my insurance agent was supposed to be getting me contact info for his but I haven't heard anything in a month. We'll be back to two incomes in a year and a half, have some assets and aren't sure if it makes sense to pay off the mortgage. The mortgage chat a couple pages ago made me start thinking about it again. Surgery day, very minor 30-45 minutes but will be a big quality of life upgrade..
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Aug 19, 2021 10:29
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There we go, installed. Complete with yellowed old microwave on top. Stocked with the essentials. 
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Aug 19, 2021 10:56
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bolind posted:Speaking of, I should really contact a financial advisor and get at least a couple of hours of sparring. Between two incomes, a mortgage, two retirement accounts and a substantial marginal income tax rate, that person could quickly earn back their fee. I just started talking to a big name investment company because my parents have an account with them, so there's a "family" overlay of all the accounts. That allows me to use their services, which is nice. I got a preliminary plan from them that was a 61 page pdf (!!!). They misinterpreted some of the parameters we gave them, and we weren't super clear in our first phone contact, so we're waiting for a re-do. Fees are 1%/yr. I'm waiting to see final proposals before deciding whether or not to go with them. NitroSpazzz posted:Anyone have tips on finding a good one. We've talked about finding one and my insurance agent was supposed to be getting me contact info for his but I haven't heard anything in a month. We'll be back to two incomes in a year and a half, have some assets and aren't sure if it makes sense to pay off the mortgage. The mortgage chat a couple pages ago made me start thinking about it again. Good luck on the surgery. On the financial advisor front, make sure you know if the place you're talking to is a fiduciary or not to know where their allegiances lie. From my understanding, someone with a fiduciary duty to you (meaning that their money-earning focus is on you) will cost more up front, but not always have the continual fees. A regular investment company will just take your stuff and lump it in with all their other investments and rely on past performance to encourage future co-operation. On the mortgage front, I told the guy that we're 6 years into a 15 year mortgage at 2.875% paying off at a 9 year rate, and he immediately suggested investing instead of paying down the mortgage. As I look at the first part of this post, it hit me how extraordinarily privileged I am. I have an in with a big investment company, and I characterized that as "nice." And that's what it is, not life-changing, but avoids some hassle finding a place. But that would be a game changer for some people. meatpimp fucked around with this message at 11:37 on Aug 19, 2021 |
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Aug 19, 2021 11:29
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EVERYWHERE 
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all yall making big money decisions please please go over to BFC and post there. this is chat thread so I don't wanna poo poo it up too much but for both cakesmith handyman the newbie BFC thread will be very helpful, and for meatpimp the long term investing / retirement thread will be very helpful. there's some pretty good subforum cross traffic so you'll see some familiar names and faces.
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Aug 19, 2021 12:04
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Will do cheers.
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Aug 19, 2021 12:34
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meatpimp posted:I just started talking to a big name investment company because my parents have an account with them, so there's a "family" overlay of all the accounts. That allows me to use their services, which is nice. I got a preliminary plan from them that was a 61 page pdf (!!!). They misinterpreted some of the parameters we gave them, and we weren't super clear in our first phone contact, so we're waiting for a re-do. 1% a year doesn't sound so nice to me.
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Aug 19, 2021 13:10
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I am not a financial advisor. Ok so easiest thing is to open a margin account with someone like TD, Etrade, Swarb etc… not an app, not some yolo WSB bullshit. Put your money in and buy some broad based index ETF, those offered by vanguard such as VTI are good bets. Then leave it the gently caress alone apart from adding more money to buy more stuff over time. Don’t sell anything for at least 12 months so you get long term capital gains tax rather than short term treating it as income and that is about it. When you want to start using it for income sell some and buy some dividend stocks/ETFs that should produce the income you need and let the rest of your portfolio continue to grow. You won’t be all jet packs and butlers in a year but it is a reliable way to get to gently caress you money* * as long as society doesn’t end
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Aug 19, 2021 14:17
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meatpimp posted:I just started talking to a big name investment company because my parents have an account with them, so there's a "family" overlay of all the accounts. That allows me to use their services, which is nice. I got a preliminary plan from them that was a 61 page pdf (!!!). They misinterpreted some of the parameters we gave them, and we weren't super clear in our first phone contact, so we're waiting for a re-do. Personally, I believe the way to go is passive with a small basket of index funds and just let it go. Some funds are even very well diversified and it's not crazy just to dump everything in 1 diversified fund. Be cautious of the financial "advisor" - they don't all have a fiduciary duty to you, many have shockingly little education and they get paid whether they do a good job or not. KYOON GRIFFEY JR posted:all yall making big money decisions please please go over to BFC and post there. this is chat thread so I don't wanna poo poo it up too much but for both cakesmith handyman the newbie BFC thread will be very helpful, and for meatpimp the long term investing / retirement thread will be very helpful. there's some pretty good subforum cross traffic so you'll see some familiar names and faces. Other stuff... Took a reverse hook kick to the head in sparring last night by a virtual physical clone of me... 5'11 200+lb dude. First time in a while I've had my bell rung really well. Did not go down or anything like that but had to walk it off. I remember looking at my blue gloves immediately afterwards... and they looked green. I was in a group of heavyweights and all were bb+ except me. My primary instructors and master of the club (all of us are close) were right there and all went  holy poo poo are you OK? Dude who did it is a very good friend and felt awful. But I totally take the blame for it, I lowered my guard for a punch, which never made it. Made a joke of getting a paddle tattooed on my face.Interestingly enough, I have an appt with a concussion specialist this afternoon about my vertigo. Good timing! slidebite fucked around with this message at 15:09 on Aug 19, 2021 |
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Aug 19, 2021 14:52
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KYOON GRIFFEY JR posted:all yall making big money decisions please please go over to BFC and post there. this is chat thread so I don't wanna poo poo it up too much but for both cakesmith handyman the newbie BFC thread will be very helpful, and for meatpimp the long term investing / retirement thread will be very helpful. there's some pretty good subforum cross traffic so you'll see some familiar names and faces. Literally the best advice. The first post of the long term thread is better and more concise than anything posted elsewhere. If you can achieve steps 1-3 you'll be much better off than any alternatives. And it's a high bar to meet those three items. If you achieve that, the posters there are much like AI and want the best for you.
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Aug 19, 2021 15:19
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BigPaddy posted:I am not a financial advisor. You can also look into ESG (environmental, social, and governance) funds, which reward companies with better ethics than normal, and can leverage their holdings to encourage companies to change. There's several big players in this market with low expense ratios and portfolio types. However, check their holdings, as many are tech-heavy, including socially-dubious picks like Facebook and Amazon. sharkytm fucked around with this message at 17:57 on Aug 19, 2021 |
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Aug 19, 2021 17:49
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meatpimp posted:Good luck on the surgery. KYOON GRIFFEY JR posted:all yall making big money decisions please please go over to BFC and post there. this is chat thread so I don't wanna poo poo it up too much but for both cakesmith handyman the newbie BFC thread will be very helpful, and for meatpimp the long term investing / retirement thread will be very helpful. there's some pretty good subforum cross traffic so you'll see some familiar names and faces. StormDrain posted:Literally the best advice. The first post of the long term thread is better and more concise than anything posted elsewhere. If you can achieve steps 1-3 you'll be much better off than any alternatives. And it's a high bar to meet those three items. If you achieve that, the posters there are much like AI and want the best for you. sharkytm posted:You can also look into ESG (environmental, social, and governance) funds, which reward companies with better ethics than normal, and can leverage their holdings to encourage companies to change. There's several big players in this market with low expense ratios and portfolio types. However, check their holdings, as many are tech-heavy, including socially-dubious picks like Facebook and Amazon. Surgery went well, took a two hour nap after and feeling decent. No more lovely PICC line so I might finally be able to get some stuff done in the garage. Had them route the catheter and have it pop through in the middle of my chest so I can use my HANS. Not sure if I'll be up for the Formula Ford this year but I think I'll be able to do a simple track day in a couple months.
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Aug 19, 2021 20:48
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KozmoNaut posted:Stocked with the essentials. This brings me back memories of festivals, where this and Carlsberg Sort Guld don't necessarily taste that much worse by being at the ambient temperature of a tent at 5am when I got off my stagehand shifts.
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Aug 19, 2021 21:58
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In Switzerland I found out fast that refrigerated beer cost more - but spending a bit over the lowest swill was fine at room or hot temps. You DID NOT want the cheapest stuff hot.
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Aug 19, 2021 22:15
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everdave posted:In Switzerland I found out fast that refrigerated beer cost more - but spending a bit over the lowest swill was fine at room or hot temps. You DID NOT want the cheapest stuff hot. Q : Why do the English drink warm beer? A : Lucas made fridges
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Aug 20, 2021 09:20
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Doesn't explain why they also drink their beer almost completely flat. The Real Ale movement is weird and incomprehensible to anyone who isn't British.
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Aug 20, 2021 10:47
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KozmoNaut posted:Doesn't explain why they also drink their beer almost completely flat. They think if they don't take a stand pubs will serve nothing other than bud light and WKD. Which is bullshit but people like to latch onto something to form their identity around and give them a false sense of superiority.
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Aug 20, 2021 12:06
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cakesmith handyman posted:They think if they don't take a stand pubs will serve nothing other than bud light and WKD. Which is bullshit but people like to latch onto something to form their identity around and give them a false sense of superiority. You mean hipsters? Funny how being a hipster isn't much of a thing anymore, at least around here seems like the "movement" died out
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Aug 20, 2021 12:58
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If you look around and don't see any hipsters it means you're a hipster.
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Aug 20, 2021 13:23
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Aug 20, 2021 13:29
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money chat: I associate having an actual financial advisor that you talk on the phone with or, even worse, go into their office, with boomers that think you haven't "made it" until you have a "money guy." I'll be happy if I some day find out that my dad's money guy has only been slowly bleeding him dry with exorbitant fees and not just flat out stealing everything Ponzi style. My money guy is Vanguard and I don't see a lot of compelling reasons to ever change that.
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Aug 20, 2021 13:29
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My brother in laws brother died of an overdose yesterday. We'd had a pretty bad fight over him coming to Christmas high as a kite two years ago and I haven't seen him since. So this is pretty terrible.
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Aug 20, 2021 13:51
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bird with big dick posted:My money guy is Vanguard and I don't see a lot of compelling reasons to ever change that. ya 100% Rhyno posted:My brother in laws brother died of an overdose yesterday. ah poo poo Rhyno, that's terrible 
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Aug 20, 2021 15:47
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